Purchase your home with an FHA Mortgage

FHA PURCHASE MORTGAGE PROGRAM

An FHA Mortgage has no Income Limits or Property Restrictions. It also offers flexible underwriting guidelines.

FHA Program Benefits:

• 97% Max Financing
• currently, a non profit agency may give the 3% downpayment to the buyers as a gift. This is paid for by the seller. (100% Financing)
• 6% seller contributions are permitted
• NO Income Limits
• FHA Does have a Loan Amount Limit Click Here to View
• Very Flexible Credit Guidelines
• last 12 months credit history is what really counts for an FHA Mortgage
• Charge-offs >2 years may not need to be paid off
• Medical Collection Accounts may remain open
• Alternative Credit is acceptable with an FHA Mortgage
• 43% Total Debt Ratio is aceptable may go up to 48% with compensating factors.
• current rent payment is the same or more than new housing payment
• borroer has reserves....

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