We bought a House- Now What???

So you've signed all the papers and you're ready to close the deal.

Here are some items to consider that will help your move go smoothly.

Insurance

●You will need to get insurance on the property prior to closing.

●Most people check with their car insurance carrier first.

● I recommend checking Farmers Insurance or Farm Bureau for good rates.

●You can pay for the first year directly or at closing.

● The mortgage company will collect 1/12 of the insurance each

month, with your payment, so they have the money to pay it on

your behalf next year. We figured that in when we did your

estimated closing costs.

Utilities

●Start the utilities in your name for closing day.

● It's cheaper on you if have them switch from the seller

to you and they don't turn them off first.

●Even if the seller is turning them off a day early, just

have them switch to your name. It should save you a few bucks.

●OPPD (electric) 402-536-4131

●MUD (gas and water) 402-554-6666

●Cox (cable TV, Internet, phone) 402-933-3000

●Qwest (cable TV, Internet, phone) 402-341-1500

Other stuff

● Turn in a change of address to the post office and notify your friends and realitives.

● If you get a newspaper you will want to call Omaha World Herald 444-1000.

For closing

●We will do a walk through a day or two before closing.

●You will need to bring a cashier's check made out to the title company.

●We should get you that exact figure a day or two before closing.

●You will need to bring your photo ID, like a driver's license, because the title company

will be notarizing and they need to copy it for the file.

Got Questions? Call Donna 598-5117

********************************************************************************