Thinking of hiring a contractor? Don't forget about insurance.

Many homeowners get tunnel vision when hiring a contractor. Price, price, and price. However, one of the most important items to consider is the contractor's insurance. Do they have even have insurance? Do they have just liability or do they have workman's compensation insurance. When you obtain a bid make sure that proof of insurance is made available before works begins or any payments are made. If someone gets hurt - if the contractor has no insurance the injured person is coming after the homeowner next. By asking for a copy of their insurance up front is a great way of protecting yourself.

Thanks,

David Matney, CRS,GRI

Alliance Real Estate