Get Paid to Buy Your First Home

Get Paid for Buying Your First Home

Don't hesitate any longer. The real estate market is on your side. It's time to become a First Time Home Buyer.

The real estate market has never been so user friendly to First Time Home Buyers. Interest rates are at its lowest in history. Property prices have been reduced in most neighborhoods in the Delaware Valley.

I know what you are thinking; "My credit score is lousy and I don't have any money." Well, here are some solutions to your financial challenges.

What if you knew that you'll get paid for saving money, cleaning up your credit and buying a home? Would you do the work? Well, it is true - some of you could get paid for getting your act together now and buying Your First Home before December 1, 2009.

Get Paid for Saving

There is a program called Individual Deposit Accounts (IDA) that will pay you for saving money to buy a home. They'll match your monthly savings with an additional $1.00 for every dollar you save. Contact your local IDA program for more details. Camden County Council On Economic Opportunity (aka OEO) has a program in South Jersey. They could be reached at (856) 962-6911.

And I have done one better for you - get the application online from my website.

Get Paid for Cleaning Your Credit

You will reduce the cost of your monthly mortgage by thousands of dollars through the life of the loan for increasing your credit score. You wouldn't have to pay points at closing in order to reduce your interest rates if you raise your credit score. The interest rates on your credit cards could also be reduced once you clean up your credit.

Therefore get free credit counseling advice at your local Consumer Credit Counseling Service office and start getting paid for cleaning up your credit history. They could be reached at (800) 989-2227.

Get Paid for Buying Your First Home

You could get up to $8,000 as part of the 2009 Federal Tax Credit for buying your first home before December 1, 2009. Usually, you could get this money 8 to 10 weeks after you buy your home. You don't have to wait until 2010 to file for this tax credit. Get it right away. Consult your tax professional for more details.

Therefore if you save money - You Get Paid. If you clean up your credit - You Get Paid. And if you buy your home before December 1^{st - You Get Paid.}

For more information about these programs go to www.CasaLatinoNJ.com

Eliud Gautier, REALTOR® Associate, Casa Latino Affiliates, (856) 448-6090