Avoiding Foreclosure In New Jersey

Don't lose your home! New Jersey and the federal government have resources that you can access if you are having difficulty meeting your mortgage payments -- to help avoid a foreclosure.

Here is some guidance on default and foreclosure prevention in New Jersey, provided by HUD and the State of NJ:

Housing counseling - counseling on buying, renting, defaults, foreclosures, credit issues and reverse mortgages

New Jersey Fair Foreclosure Act: organizations providing financial assistance or counseling to borrowers (PDF)

New Jersey foreclosure law summary

Legal assistance

New Jersey Office of Consumer Protection


Additional resources:
New Jersey Fair Foreclosure Act - Creditor's rights explanation provided by a NJ law firm.

HUD: How to Avoid Foreclosure

See also my previous article about Financial Resources for Homebuyers and Homeowners of Houses Needing Repair.



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