Treasury Mortgage - Serving South Jersey and Beyond

Treasury Mortgage is a subsidiary of Aurora Financial Group, South Jersey's largest independent mortgage banker. More than 20,000 area consumers have received over $2.1 billion from Aurora over the past two decades. Treasury Mortgage offers a wide variety of mortgage products, including specialized programs targeted for first-time home buyers and retirees/seniors.

Since it's founding, Aurora has been at the forefront of innovative and affordable residential financing. Some of Aurora's notable achievements are:

• Largest originator in southern NJ of government backed loans (FHA, VA, RHS), 1986 to present
• Largest participant in NJ Housing & Mortgage Finance Agency (NJHMFA) programs, 1990 to present
• Largest originator or Rural Housing Service guaranteed rural housing loans, 1992 to present
• A leading providor of renovation and rehab loans using Fannie Mae's "Home-Style", FHA 203k, and NJHMFA's mixed use "upstairs-downtown" and home remodeling "HomePlus" programs
• Seller-Servicer for Fannie Mae, Freddie Mac, NJHMFA, and numerous banks, pensions funds, and private investors.

Why Use a Mortgage Banker?

Unlike mortgage brokers who merely arrange for financing to be provided and funded by another lender, a mortgage banker actually uses its own revolving lines of credit to fuel settlements. Therefore, we not only make the approval decisions, but we also put up the funds to complete the transaction.

Unlike depository institutions such as banks or S&L's, our secondary market capabilities provide consumers with access to competitive rates and products from a large number of different investors, rather than the "plain-vanilla" options which are typical of most portfolio banks.

Finally, mortgage lending is all that we do. We do not offer student loans, auto loans or other non-mortgage products. This allows us to be the "mortgage experts"

Treasury Mortgage / Aurora Financial Group is licensed by the NJ and PA Departments of Banking as a Mortgage Banker, and its members are active participants in the Mortgage Bankers Association of New Jersey. Aurora's EVP serves on MBA-NJ's Board of Governors, and the company's CEO is a former MBA-NJ President (1991). Aurora subscribes to the Canon of Ethics, as well as the Better Business Bureau, to assure customers they will all receive fair and ethical treatment without regard to race, religion, national origin, gender, or age.

Loan Programs

• FHA / 203k / Streamline Refinance
• Conventional
• Reverse Mortgage
• USDA / 100% +
• VA
• First-Time Buyers
• Construction
• Commercial
• Primary homes, second homes, and investment properties

Specialty programs / affiliates

• NJ Smart Start - Down payment grant assistance
• Gloucester County Grant Assistance
• Camden County Grant Assistance
• New Jersey (NJ) First Time Home Buyers
• Pennsylvania (PA) First-Time Home Buyers

To contact a local agent, call 856-415-7720 and Lori will direct your call. You can also visit the Treasury Mortgage website.

856-415-7720

856-415-7730

www.treasurymtg.com

Serving Gloucester, Camden, Salem, Burlington, Atlantic, Cape May County, NJ as well as the 50 United States.