Buying a home can be one of your most significant investments in your life.

Buying a home can be one of your most significant investments in your life. Not only are you choosing your dwelling place, and the place in which you will bring up your family, you are most likely investing a large portion of your assets into this venture. The more prepared you are at the outset, the less overwhelming and chaotic the buying process will be. My goal is to provide you with detailed information to assist you in making an intelligent and informed decision.

As a fairly general rule, homes appreciate about five percent a year. Some years will be more, some less. The figure will vary from neighborhood to neighborhood, and region to region. Of course, you will be making mortgage payments and paying property taxes, along with a couple of other costs. However, since the interest on your mortgage and your property taxes are both tax deductible, the government is essentially subsidizing your home purchase, anf if you get a fixed rate mortgage when you buy your home, you will have the same monthly payment amount for thirty years. Even if you get an adjustable rate mortgage, your payment will stay within a certain range for the entire life of the mortgage - and interest rates aren't as volatile now as they were in the late seventies and early eighties. Your rate of return when buying a home is higher than most any other investment you could make.

Remember that you're not just buying a home; you're investing in your future, if you have any questions about the process, I'm only a phone call or email away!