FHA Hope 4 Homeowners-Why isn't this program offered?

Hello All:

I am searching for lenders that will still do this crucial program that can benefit homeowners and keep them in their homes. I have 2 folks that hit some bad times and are now in jeopardy of losing their long time residences. This is a great program but it doesn't appear that it has made it's way into the major players product arena, even though Mr. Obama has made the TARP funds more readily available. I realize that all these lenders are tightening their belts and keeping capital in house, but when you have folks that have suffered a major blow to their income and/or life status, it would seem that the last thing that any lender would want to do is to foreclose. Does anyone have any thought on this program?

james bowen