My Tenant Moved Out Three Years Ago, May I Still Report Him to the Credit Bureaus?

Yes you may report this previous tenant, if you have a signed lease and can document what you are owed. Collection accounts may stay reported to the credit bureaus for up to seven years. So any debt less than seven years old may be reported. However, I do not recommend reporting debt that is over six years old, because there just is not enough time left for the ding on the debtors credit report to motivate him or her to pay you.

Although the tenant may owe you rent from months before he moved out, I advise landlords to use the move out date when determining the age of the debt.

Thanks for the question.

To register Click Here