RAND MORTGAGE NEWS - RAND MORTGAGE RATES

Rates just keep going down. We're now looking at a flat 4% for a 30-year loan (4.125% APR), and even the Jumbo is now down to 5%.

RAND MORTGAGE RATES

There was a decrease in the 15- and 30-year fixed rates this week. The best value for qualified buyers remains to be the FHA mortgage. A loan amount of $300,000 equates to a monthly payment of about $1,410! Contact one of our Rand Mortgage Consultants if you would like a breakdown of a specific monthly payment for your buyers.

Product	Rate	Payment/ $100K	APR
30 Year Fixed (Conforming)	4.000%	$477.42	4.125%
15 Year Fixed (Conforming)	3.375%	$708.76	3.500%
FHA	3.875%	$470.24	4.000%
30-Year JUMBO	5.000%	$536.82	5.125%

CONTACT INFO

In case you or your clients have a mortgage question, or need a quick pre-approval, here is the contact information for your Rand Mortgage Consultants.

ORANGE

Tom Gildea, 914-213-3892

ROCKLAND

Maryrose Cokeley, 914-420-5313

Renee Short, 845-494-0787

WESTCHESTER/DUTCHESS

Dean Curtis, 914-582-6460

Michael Doherty, 914-552-4373

CORPORATE

Chris Rand, 914-907-7633

Joseph Rand, 914-755-1561

Anthony Stokes Pereira (845) 624-8100 Ext. 188

Better Homes and Gardens Rand Realty

I can help you with every aspect of buying or selling your home because I'm experienced, because I am a Better Homes and Gardens Rand Realty Real Estate Professional . . . and because I care.

As your Better Homes and Gardens Rand Realty Sales Professional, I will provide you with the information you need to make an educated decision.

The relationship between a home buyer or seller and their agent is based on trust, shared goals and understanding. I strive to continually improve and to do this I listen and take the needs and wants into consideration.

For assistance with any of your real estate needs, please contact me, whether it's to get started on helping you realize your goals and dreams, or just to ask a question - no pressure, no hassle, no obligation - just a friendly conversation. I would welcome the opportunity to make a difference for you.

Anthony Stokes Pereira Office: (845) 624-8100 Ext:168 Cell: (845) 538-7021 Fax: (845) 624-7137 anthony.stokespereira@randrealty.com www.anthonystokespereira.com

Better Homes and Gardens Real Estate - Rand Realty, founded in 1984, is the No. 1 real estate brokerage in the Greater Hudson Valley with 25 offices serving Westchester, Rockland, Orange, Putnam and Dutchess counties. Rand has more than 800 sales associates, as well as a commercial real estate company (Rand Commercial Services), mortgage company (Rand Mortgage), title company (Hudson Abstract Services) and insurance agency (The Hudson Group Insurance Agency). The company’s Web sites are: randrealty.com, randcommercial.com, randmortgage.com, www.hudsonabstract.com and www.hudson-group.com. Rand Realty is also on Facebook and Twitter. Anthony Stokes Pereira web site www.anthonystokespereira.com . Information deemed reliable but not guaranteed.