Just a quick note to point out that Albany NY area mortgage rates are great! I had a couple buying a two family owner occupied property yesterday quoted 4.87% for a 30 year fixed with only 3% down. If you are employed and have a decent credit report the money is available. Don't believe all the hype about loans taking 6 months and money not being available. I have had a local loan officer do a loan and clear it to close in 2 weeks this month! Need help choosing a mortgage company or officer? Visit me online at Albany NY Real Estate Advice for advice.
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