25 Biggest Mistakes - Mistake #11 - Not putting the mortgage and closing costs up for bid.

Many Real Estate Closing Costs ARE negotiable. A proper bid program can save thousands of dollars in both the long and short run.

The role of the HBE Mortgage Advisor is:

1. Has a second informational meeting to discuss your OTHER purchase. (We at HBE feel that your mortgage loan is also a purchase, and a very important one at that)

2. Review your financial situation.

3. Help you determine your ability to achieve financing.

4. Helps make clear the tax effects of your home purchase.

5. Determines the affordable home cost.

6. Helps identify your ideal home features.

7. Bids out your mortgage to different lenders.

8. Assists in lender selection.

9. Helps you get pre-qualified.

10. Helps with final mortgage lock.

11. Available to help understand final HUD statement.

12. Annual review of financing options.

HomeBuyer Experts does not own a mortgage company we have built relationships with some of Northeast Ohio's best lenders and use a bidding process to make sure that our clients (The Real Estate Buyer) get a mortgage that fits them not one that fits the company.

Home Buyer Experts (HBE) is a buyers only agency with 100% of it's team working for the Real Estate Buyer.

If you are buying a home in the next 6 months and want to learn more about the process from an Exclusive Buyer Agent (EBA). Call HomeBuyer Experts at 330-328-3170 or you can email us.

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