Oregon State University Extension Service helps people in Tough Times

Helping people that are having trouble, not just with making their mortgage payment on time, but puting food on the table or buying gas for their car is something that we all should be concerned with. Oregon State University has established links on the Extension Service website to do just that. There are a lot of groups available to help in times of need and I know there are people in need. I hope these links will help them. This was posted on my website today.

While listening to my wake up music this morning on KKNU Radio, Tracy Berry, the good looking portion of Barrett, Fox and Berry, gave us information about a help website being offered by Oregon State University. This website is being operated by the extension service at the University and is designed to help people find the places to go for assistance in tough times. You can access the site here. I am also posting the link in my links section of the website.

I have always found it a part of the American experience that people help people in bad times. It always seems that there are individuals, organizations and government agencies that are there to help work through tough times if you know where to look for them.

Since the government's Help For Homeowners (H4H) program has turned out to be such a tremendous bust, there has to be other ways to get help. So, I am going to list a few of them here. This list is not all inclusive, but I hope that it will give you some good ways to find what you need:

1. Hope NOW - Non profit Counseling for Home Financing problems
2. NEDCO - Non profit in Lane and Marion Counties for financial assistance and training.
3. Debt Reduction Services - Non profit assisting consumers with consumer debt restructuring
4. Finance and Insurance Department of Oregon - Foreclosure tips and procedures
5. Homeowner Preservation Foundation - Counseling for those in financial distress
6. Home Learning Center - More foreclosure information
7. Fannie Mae HomePath - Very concise website to help with home preservation

This is not an all inclusive list, but there is a wealth of good information on these websites. When it all is said and done, there are a lot of people trying to help homeowners keep their homes. If none of these work and your attempts at a modification, even though you qualify for one, fail, call me. I do offer this service. It is not free, but is reasonable. I believe everyone should attempt to handle this on their own first, but if failure happens, call.