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Dec 5, 2011 - 9:24am PST - Higher-end homes are selling!
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The Sale of Higher-End Homes Could Finally Signal a Housing Market Shift
 | | "Follow the money!" This is more true than ever in the housing market. Higher-end homes are now selling at a faster pace ... does this signal a market turn-around? |
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Today's Rates at a Glance
Pricing shown actually available at time of publication and may change up/down during the day. "Zero-fee" loans available. Call for details.
CONFORMING (Payment shown based on $250k)
RATE APR P&I Pmt
3.875 3.965 $1172 30yr Fixed - WOW!
4.000 4.296 $1194 30yr Fixed - 97%LTV with MI
4.375 4.584 $1248 30yr Fixed - 95%LTV - NO MI
3.750 3.832 $1482 20yr Fixed - WOW!
3.250 3.346 $1757 15yr Fixed - WOW!
4.250 4.369 $1230 30yr Fixed investment
10yr, 20yr, and 25yr Fixed available - Call for Details
2.500 2.604 $988 5/1 ARM
2.875 2.941 $1037 7/1 ARM
3.750 4.314 $1158 30yr Fixed FHA
3.250 3.736 $1157 5/1 ARM FHA
Fantastic pricing also available for VA & USDA
JUMBO (Payment shown based on $600k)
RATE APR P&I Pmt
4.250 4.326 $2951 30yr Fixed Purchase Special!!
4.500 4.593 $3130 30yr Fixed Jumbo - WOW!
2.875 2.924 $2489 5/1 ARM Jumbo - WOW!
3.250 3.324 $2611 7/1 ARM Jumbo - WOW!
We have Jumbo Loans up to 90% loan-to-value
Current Product Offerings Include:
Purchase, Refinance, Construction, Commercial, Investment Property, Single & Multi-family, Conventional, FHA, VA, USDA, Cash-out, Streamline refi's, No-Cost refi's available ... and more ... And we lend our own funds for most of these loans (closing faster than brokers, big banks, credit unions with better rates)
Interest rates as of 05 December 2011 - 9:24am PST, and are subject to change without notice. Please call for up-to-the-minute accurate quotes and Pre-Approvals. Pricing based on a single-family primary residence and 25day lock in Oregon. Washington rates "may" vary slightly. FHA, USDA, VA rates factored on a middle credit score of 640 and 96.5% ltv for FHA and 100% ltv for USDA or VA. USDA has income & property restrictions. Lower credit score loans are possible under certain circumstances (call for details). Conventional rates shown based on credit-score of 740 and 75% or less ltv, with impounds. Jumbo pricing based on 75% ltv (fixed) and 75% ltv (ARMs) with impounds. Lower credit-score programs may be available at slightly higher rates. Reduced or "no-cost" loans available upon request. Other restrictions to any program may apply. This offer is not a firm committment to lend. Individual program qualifications may apply. Currently locked rates may be reduced if enough market improvement - call for details on our "floatdown" policy.
Call 503.698.5801 for program details and scenarios ... find out what you qualify for!
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 Top News of the Day
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RECOVERY: Are We There Yet?
 If you're a parent, you can relate to the kids in the back seat constantly asking: "Are we there yet?" Invariably, the answer is "No, not yet". This time-honored exchange is probably not too different from how people feel about the U.S. real estate market, and its slow recovery.
That said, there are some positive signs, including the increasing sales of higher-end homes. See the Details
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Eric clients rate him Excellent in Customer Satisfaction!!
(independent survey)
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Who We Are
Skyline Home Loans is a DIRECT LENDER. This means we fund most of our loans through our own bank lines, have in-house underwriting & funding, along with very competitive terms and fees. We have assembled one of the strongest teams in the industry, which allow us to provide outstanding customer service.
Whether you are purchasing your first home, or your 10th rental property, we are committed to explaining all the available options and ensuring a smooth & timely closing.
What If I Lock and Rates Dip?
If you instruct us to lock your rate, and the next week the market improves enough, we may be able to reduce the rate we locked for you by re-negotiating with our investors.
We are monitoring the markets in real-time EVERY DAY, so if a change occurs, we will notify you. Any change does require enough market improvement (usually 1/4 - 3/8%) - call for details.
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