Identity Theft Part 3 -- What do you do if you have been a victim?

I’m a victim of Identity Theft but what do I do?

Quick FRAUD to Do List:

• Put a freeze on your credit
• File a complaint with the FTC
• File a police report
• Order your credit reports (located below)
  
• Call any new accounts and request paperwork with signatures & cancel the account
• Dispute all fraudulent charges

First you can request a freeze on your credit by contacting one of the credit bureaus (their contact information is listed below) and requesting that they put a “freeze” on your credit. Once you do this with one it will automatically take place with the other two.

You can file a complaint with the FTC and also file a police report with your local police department. This will help you while disputing any charges in question. If you haven’t already done so order your credit report from each bureau and find all the new accounts. Once you have established which accounts are not yours then you will want to call them and request any information they have about you signing up for the account and naturally you will want to cancel those accounts.

Previous Identity Theft Blogs:

Part 2 -- Have I been a Victim?

Part 1 -- What is it & how does it happen?