$8000 First Time Buyer credit. Reasons to start today.

Some 300,000 households who otherwise couldn't have entered the market will buy a home this year because of the $8000 tax credit. First time buyers (or those who haven't owned in the past 3 years) cannot afford to miss out on this opportunity. In order to benefit from this, the home purchase must be closed before December 1, 2009.

Buyers must act quickly to:

A. Get a mortgage pre-approval. You must be prepared when you find your dream home. Sellers will negotiate more when they know you CAN buy their home and banks require an approval letter before they will even look at your offer. You will know how much you can afford, the approximate rate and payments. Apply for free here: http://is.gd/2qj3d-

B. Have your agent, Alyse Sands, search for your dream home from thousands of bank foreclosures, resales and new homes, look at the homes that meet your search criteria, fall in love with one and get it under contract.

C. Time to close: Lenders are backed up and it may take up to 60 days to close a loan these days, especially because thousands of first time buyers will be closing right before the deadline of Dec. 1.

ACT NOW! Call me, Alyse Sands. I specialize in educating buyers. I will explain the process before we begin so there are no surprises. I'm a full-time Broker-Agent and Loan Professional for the past 10+ years.