What is a Loan Modification? The best answer is restructure your Home Mortgage so that it is affordable.
Can I do it on my own? Yes, but the lenders are swamped and they are NOT hiring any new people to handle the tremendous workflow.
How do I find a responsible Loan Modification Specialist? Upfront fees are the best way to disqualify them. If they have not given you the paperwork to complete. All the way to their bank with the UPfront fees, and you may or may NOT get anything to show for it.
Check out the responsible Loan Modification Specialists here on Active Rain.
Remember, it is your decision to get the help just get what you pay for.
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