Texas FHA Loan advantages 97% financing and No Minimum Credit score requirments

Texas FHA Home Loan, Texas FHA Lender,

The FHA Home Loans, Texas FHA Mortgage, Texas FHA Lender,

The FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than other types of real estate mortgage home loan programs. Here are just some Examples of how FHA can help you buy a home,

Minimal Down Payment and Closing Costs.

•· Down payment less than 3% of Sales Price

•· 100% Financing options available

•· No reserves or required.

•· FHA regulated closing costs.

•· Seller can credit up to 6% of sales price towards buyers costs.

•· Easier Credit Qualifying Guidelines such as:

•· No minimum FICO score or credit score requirements.

•· FHA will allow a home purchase 2 years after a Bankruptcy.

•· FHA will allow a home purchase 3 years after a Foreclosure.

•· Easier Debt Ratio & Job Requirement Guidelines such as:

•· Higher Debt Ratio's than other home loan programs.

•· Less than two years on the job is allowed.

•· Self-Employed individuals o.k.

Call 1-800-570-0448 or apply online using our quick application right now to get experienced professional and friendly Texas mortgage service from 1st Continental Mortgage.

2009 Texas FHA Limits MSA Name County Name One-Family Two-Family Three-Family PALESTINE, TX (MICRO) ANDERSON $271,050 $347,000 $419,425 ANDREWS, TX (MICRO) ANDREWS $271,050 $347,000 $419,425 LUFKIN, TX (MICRO) ANGELINA $271,050 $347,000 $419,425 CORPUS CHRISTI, TX (MSA) ARANSAS $271,050 $347,000 $419,425 WICHITA FALLS, TX (MSA) ARCHER $271,050 $347,000 $419,425 AMARILLO, TX (MSA) ARMSTRONG $271,050 $347,000 $419,425 SAN ANTONIO, TX (MSA) ATASCOSA $287,500 $368,050 $444,900 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) AUSTIN $271,050 $347,000 $419,425 NON-METRO BAILEY $271,050 $347,000 $419,425 SAN ANTONIO, TX (MSA) BANDERA $287,500 $368,050 $444,900 AUSTIN - ROUND ROCK, TX (MSA) BASTROP $271,050 $347,000 $419,425 NON-METRO BAYLOR $271,050 $347,000 $419,425 BEEVILLE, TX (MICRO) BEE $271,050 $347,000 $419,425 KILLEEN - TEMPLE - FORT HOOD, TX (MSA) BELL $271,050 $347,000 $419,425 SAN ANTONIO, TX (MSA) BEXAR $287,500 $368,050 $444,900 NON-METRO BLANCO $271,050 $347,000 $419,425 NON-METRO BORDEN $271,050 $347,000 $419,425 NON-METRO BOSQUE $271,050 $347,000 $419,425 TEXARKANA, TX - TEXARKANA, AR (MSA) BOWIE $271,050 $347,000 $419,425 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) BRAZORIA $271,050 $347,000 $419,425 COLLEGE STATION - BRYAN, TX (MSA) BRAZOS $271,050 $347,000 $419,425 NON-METRO BREWSTER $271,050 $347,000 $419,425 NON-METRO BRISCOE $271,050 $347,000 $419,425 NON-METRO BROOKS $271,050 $347,000 $419,425 BROWNWOOD, TX (MICRO) BROWN $271,050 $347,000 $419,425 COLLEGE STATION - BRYAN, TX (MSA) BURLESON $271,050 $347,000 $419,425 NON-METRO BURNET $271,050 $347,000 $419,425 AUSTIN - ROUND ROCK, TX (MSA) CALDWELL $271,050 $347,000 $419,425 VICTORIA, TX (MSA) CALHOUN $271,050 $347,000 $419,425 ABILENE, TX (MSA) CALLAHAN $271,050 $347,000 $419,425 BROWNSVILLE - HARLINGEN, TX (MSA) CAMERON $271,050 $347,000 $419,425 NON-METRO CAMP $271,050 $347,000 $419,425 AMARILLO, TX (MSA) CARSON $271,050 $347,000 $419,425 NON-METRO CASS $271,050 $347,000 $419,425 NON-METRO CASTRO $271,050 $347,000 $419,425 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) CHAMBERS $271,050 $347,000 $419,425 JACKSONVILLE, TX (MICRO) CHEROKEE $271,050 $347,000 $419,425 NON-METRO CHILDRESS $271,050 $347,000 $419,425 WICHITA FALLS, TX (MSA) CLAY $271,050 $347,000 $419,425 NON-METRO COCHRAN $271,050 $347,000 $419,425 NON-METRO COKE $271,050 $347,000 $419,425 NON-METRO COLEMAN $271,050 $347,000 $419,425 DALLAS - PLANO - IRVING, TX METROPOLITAN DIVISION COLLIN $271,050 $347,000 $419,425 NON-METRO COLLINGSWORTH $271,050 $347,000 $419,425 NON-METRO COLORADO $271,050 $347,000 $419,425 SAN ANTONIO, TX (MSA) COMAL $287,500 $368,050 $444,900 NON-METRO COMANCHE $271,050 $347,000 $419,425 NON-METRO CONCHO $271,050 $347,000 $419,425 GAINESVILLE, TX (MICRO) COOKE $271,050 $347,000 $419,425 KILLEEN - TEMPLE - FORT HOOD, TX (MSA) CORYELL $271,050 $347,000 $419,425 NON-METRO COTTLE $271,050 $347,000 $419,425 NON-METRO CRANE $271,050 $347,000 $419,425 NON-METRO CROCKETT $271,050 $347,000 $419,425 LUBBOCK, TX (MSA) CROSBY $271,050 $347,000 $419,425 NON-METRO CULBERSON $271,050 $347,000 $419,425 NON-METRO DALLAM $271,050 $347,000 $419,425 DALLAS - PLANO - IRVING, TX METROPOLITAN DIVISION DALLAS $271,050 $347,000 $419,425 LAMESA, TX (MICRO) DAWSON $271,050 $347,000 $419,425 NON-METRO DE WITT $271,050 $347,000 $419,425 HEREFORD, TX (MICRO) DEAF SMITH $271,050 $347,000 $419,425 DALLAS - PLANO - IRVING, TX METROPOLITAN DIVISION DELTA $271,050 $347,000 $419,425 DALLAS - PLANO - IRVING, TX METROPOLITAN DIVISION DENTON $271,050 $347,000 $419,425 NON-METRO DICKENS $271,050 $347,000 $419,425 NON-METRO DIMMIT $271,050 $347,000 $419,425 NON-METRO DONLEY $271,050 $347,000 $419,425 NON-METRO DUVAL $271,050 $347,000 $419,425 NON-METRO EASTLAND $271,050 $347,000 $419,425 ODESSA, TX (MSA) ECTOR $271,050 $347,000 $419,425 NON-METRO EDWARDS $271,050 $347,000 $419,425 EL PASO, TX (MSA) EL PASO $271,050 $347,000 $419,425 DALLAS - PLANO - IRVING, TX METROPOLITAN DIVISION ELLIS $271,050 $347,000 $419,425 STEPHENVILLE, TX (MICRO) ERATH $271,050 $347,000 $419,425 NON-METRO FALLS $271,050 $347,000 $419,425 BONHAM, TX(MICRO) FANNIN $271,050 $347,000 $419,425 NON-METRO FAYETTE $271,050 $347,000 $419,425 NON-METRO FISHER $271,050 $347,000 $419,425 NON-METRO FLOYD $271,050 $347,000 $419,425 NON-METRO FOARD $271,050 $347,000 $419,425 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) FORT BEND $271,050 $347,000 $419,425 NON-METRO FRANKLIN $271,050 $347,000 $419,425 NON-METRO FREESTONE $271,050 $347,000 $419,425 NON-METRO FRIO $271,050 $347,000 $419,425 NON-METRO GAINES $271,050 $347,000 $419,425 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) GALVESTON $271,050 $347,000 $419,425 NON-METRO GARZA $271,050 $347,000 $419,425 NON-METRO GILLESPIE $271,050 $347,000 $419,425 NON-METRO GLASSCOCK $271,050 $347,000 $419,425 VICTORIA, TX (MSA) GOLIAD $271,050 $347,000 $419,425 NON-METRO GONZALES $271,050 $347,000 $419,425 PAMPA, TX (MICRO) GRAY $271,050 $347,000 $419,425 SHERMAN - DENISON, TX (MSA) GRAYSON $271,050 $347,000 $419,425 LONGVIEW, TX (MSA) GREGG $271,050 $347,000 $419,425 NON-METRO GRIMES $271,050 $347,000 $419,425 SAN ANTONIO, TX (MSA) GUADALUPE $287,500 $368,050 $444,900 PLAINVIEW, TX (MICRO) HALE $271,050 $347,000 $419,425 NON-METRO HALL $271,050 $347,000 $419,425 NON-METRO HAMILTON $271,050 $347,000 $419,425 NON-METRO HANSFORD $271,050 $347,000 $419,425 NON-METRO HARDEMAN $271,050 $347,000 $419,425 BEAUMONT - PORT ARTHUR, TX (MSA) HARDIN $271,050 $347,000 $419,425 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) HARRIS $271,050 $347,000 $419,425 MARSHALL, TX (MICRO) HARRISON $271,050 $347,000 $419,425 NON-METRO HARTLEY $271,050 $347,000 $419,425 NON-METRO HASKELL $271,050 $347,000 $419,425 AUSTIN - ROUND ROCK, TX (MSA) HAYS $271,050 $347,000 $419,425 NON-METRO HEMPHILL $271,050 $347,000 $419,425 ATHENS, TX (MICRO) HENDERSON $271,050 $347,000 $419,425 MCALLEN - EDINBURG - MISSION, TX (MSA) HIDALGO $271,050 $347,000 $419,425 NON-METRO HILL $271,050 $347,000 $419,425 LEVELLAND, TX (MICRO) HOCKLEY $271,050 $347,000 $419,425 GRANBURY, TX (MICRO) HOOD $271,050 $347,000 $419,425 SULPHUR SPRINGS, TX (MICRO) HOPKINS $271,050 $347,000 $419,425 NON-METRO HOUSTON $271,050 $347,000 $419,425 BIG SPRING, TX (MICRO) HOWARD $271,050 $347,000 $419,425 NON-METRO HUDSPETH $271,050 $347,000 $419,425 DALLAS - PLANO - IRVING, TX METROPOLITAN DIVISION HUNT $271,050 $347,000 $419,425 BORGER, TX (MICRO) HUTCHINSON $271,050 $347,000 $419,425 SAN ANGELO, TX (MSA) IRION $271,050 $347,000 $419,425 NON-METRO JACK $271,050 $347,000 $419,425 NON-METRO JACKSON $271,050 $347,000 $419,425 NON-METRO JASPER $271,050 $347,000 $419,425 NON-METRO JEFF DAVIS $271,050 $347,000 $419,425 BEAUMONT - PORT ARTHUR, TX (MSA) JEFFERSON $271,050 $347,000 $419,425 NON-METRO JIM HOGG $271,050 $347,000 $419,425 ALICE, TX (MICRO) JIM WELLS $271,050 $347,000 $419,425 FORT WORTH - ARLINGTON, TX METROPOLITAN DIVISION JOHNSON $271,050 $347,000 $419,425 ABILENE, TX (MSA) JONES $271,050 $347,000 $419,425 NON-METRO KARNES $271,050 $347,000 $419,425 DALLAS - PLANO - IRVING, TX METROPOLITAN DIVISION KAUFMAN $271,050 $347,000 $419,425 SAN ANTONIO, TX (MSA) KENDALL $287,500 $368,050 $444,900 KINGSVILLE, TX (MICRO) KENEDY $271,050 $347,000 $419,425 NON-METRO KENT $271,050 $347,000 $419,425 KERRVILLE, TX (MICRO) KERR $271,050 $347,000 $419,425 NON-METRO KIMBLE $271,050 $347,000 $419,425 NON-METRO KING $271,050 $347,000 $419,425 NON-METRO KINNEY $271,050 $347,000 $419,425 KINGSVILLE, TX (MICRO) KLEBERG $271,050 $347,000 $419,425 NON-METRO KNOX $271,050 $347,000 $419,425 NON-METRO LA SALLE $271,050 $347,000 $419,425 PARIS, TX (MICRO) LAMAR $271,050 $347,000 $419,425 NON-METRO LAMB $271,050 $347,000 $419,425 KILLEEN - TEMPLE - FORT HOOD, TX (MSA) LAMPASAS $271,050 $347,000 $419,425 NON-METRO LAVACA $271,050 $347,000 $419,425 NON-METRO LEE $271,050 $347,000 $419,425 NON-METRO LEON $271,050 $347,000 $419,425 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) LIBERTY $271,050 $347,000 $419,425 NON-METRO LIMESTONE $271,050 $347,000 $419,425 NON-METRO LIPSCOMB $271,050 $347,000 $419,425 NON-METRO LIVE OAK $271,050 $347,000 $419,425 NON-METRO LLANO $271,050 $347,000 $419,425 NON-METRO LOVING $271,050 $347,000 $419,425 LUBBOCK, TX (MSA) LUBBOCK $271,050 $347,000 $419,425 NON-METRO LYNN $271,050 $347,000 $419,425 NON-METRO MADISON $271,050 $347,000 $419,425 NON-METRO MARION $271,050 $347,000 $419,425 NON-METRO MARTIN $271,050 $347,000 $419,425 NON-METRO MASON $271,050 $347,000 $419,425 BAY CITY, TX (MICRO) MATAGORDA $271,050 $347,000 $419,425 EAGLE PASS, TX (MICRO) MAVERICK $271,050 $347,000 $419,425 NON-METRO MCCULLOCH $271,050 $347,000 $419,425 WACO, TX (MSA) MCLENNAN $271,050 $347,000 $419,425 NON-METRO MCMULLEN $271,050 $347,000 $419,425 SAN ANTONIO, TX (MSA) MEDINA $287,500 $368,050 $444,900 NON-METRO MENARD $271,050 $347,000 $419,425 MIDLAND, TX (MSA) MIDLAND $271,050 $347,000 $419,425 NON-METRO MILAM $271,050 $347,000 $419,425 NON-METRO MILLS $271,050 $347,000 $419,425 NON-METRO MITCHELL $271,050 $347,000 $419,425 NON-METRO MONTAGUE $271,050 $347,000 $419,425 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) MONTGOMERY $271,050 $347,000 $419,425 DUMAS, TX (MICRO) MOORE $271,050 $347,000 $419,425 NON-METRO MORRIS $271,050 $347,000 $419,425 NON-METRO MOTLEY $271,050 $347,000 $419,425 NACOGDOCHES, TX (MICRO) NACOGDOCHES $271,050 $347,000 $419,425 CORSICANA, TX (MICRO) NAVARRO $271,050 $347,000 $419,425 NON-METRO NEWTON $271,050 $347,000 $419,425 SWEETWATER, TX (MICRO) NOLAN $271,050 $347,000 $419,425 CORPUS CHRISTI, TX (MSA) NUECES $271,050 $347,000 $419,425 NON-METRO OCHILTREE $271,050 $347,000 $419,425 NON-METRO OLDHAM $271,050 $347,000 $419,425 BEAUMONT - PORT ARTHUR, TX (MSA) ORANGE $271,050 $347,000 $419,425 MINERAL WELLS, TX (MICRO) PALO PINTO $271,050 $347,000 $419,425 NON-METRO PANOLA $271,050 $347,000 $419,425 FORT WORTH - ARLINGTON, TX METROPOLITAN DIVISION PARKER $271,050 $347,000 $419,425 NON-METRO PARMER $271,050 $347,000 $419,425 NON-METRO PECOS $271,050 $347,000 $419,425 NON-METRO POLK $271,050 $347,000 $419,425 AMARILLO, TX (MSA) POTTER $271,050 $347,000 $419,425 NON-METRO PRESIDIO $271,050 $347,000 $419,425 NON-METRO RAINS $271,050 $347,000 $419,425 AMARILLO, TX (MSA) RANDALL $271,050 $347,000 $419,425 NON-METRO REAGAN $271,050 $347,000 $419,425 NON-METRO REAL $271,050 $347,000 $419,425 NON-METRO RED RIVER $271,050 $347,000 $419,425 PECOS, TX (MICRO) REEVES $271,050 $347,000 $419,425 NON-METRO REFUGIO $271,050 $347,000 $419,425 PAMPA, TX (MICRO) ROBERTS $271,050 $347,000 $419,425 COLLEGE STATION - BRYAN, TX (MSA) ROBERTSON $271,050 $347,000 $419,425 DALLAS - PLANO - IRVING, TX METROPOLITAN DIVISION ROCKWALL $271,050 $347,000 $419,425 NON-METRO RUNNELS $271,050 $347,000 $419,425 LONGVIEW, TX (MSA) RUSK $271,050 $347,000 $419,425 NON-METRO SABINE $271,050 $347,000 $419,425 NON-METRO SAN AUGUSTINE $271,050 $347,000 $419,425 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) SAN JACINTO $271,050 $347,000 $419,425 CORPUS CHRISTI, TX (MSA) SAN PATRICIO $271,050 $347,000 $419,425 NON-METRO SAN SABA $271,050 $347,000 $419,425 NON-METRO SCHLEICHER $271,050 $347,000 $419,425 SNYDER, TX (MICRO) SCURRY $271,050 $347,000 $419,425 NON-METRO SHACKELFORD $271,050 $347,000 $419,425 NON-METRO SHELBY $271,050 $347,000 $419,425 NON-METRO SHERMAN $271,050 $347,000 $419,425 TYLER, TX (MSA) SMITH $271,050 $347,000 $419,425 GRANBURY, TX (MICRO) SOMERVELL $271,050 $347,000 $419,425 RIO GRANDE CITY - ROMA, TX (MICRO) STARR $271,050 $347,000 $419,425 NON-METRO STEPHENS $271,050 $347,000 $419,425 NON-METRO STERLING $271,050 $347,000 $419,425 NON-METRO STONEWALL $271,050 $347,000 $419,425 NON-METRO SUTTON $271,050 $347,000 $419,425 NON-METRO SWISHER $271,050 $347,000 $419,425 FORT WORTH - ARLINGTON, TX METROPOLITAN DIVISION TARRANT $271,050 $347,000 $419,425 ABILENE, TX (MSA) TAYLOR $271,050 $347,000 $419,425 NON-METRO TERRELL $271,050 $347,000 $419,425 NON-METRO TERRY $271,050 $347,000 $419,425 NON-METRO THROCKMORTON $271,050 $347,000 $419,425 MOUNT PLEASANT, TX (MICRO) TITUS $271,050 $347,000 $419,425 SAN ANGELO, TX (MSA) TOM GREEN $271,050 $347,000 $419,425 AUSTIN - ROUND ROCK, TX (MSA) TRAVIS $271,050 $347,000 $419,425 NON-METRO TRINITY $271,050 $347,000 $419,425 NON-METRO TYLER $271,050 $347,000 $419,425 LONGVIEW, TX (MSA) UPSHUR $271,050 $347,000 $419,425 NON-METRO UPTON $271,050 $347,000 $419,425 UVALDE, TX (MICRO) UVALDE $271,050 $347,000 $419,425 DEL RIO, TX (MICRO) VAL VERDE $271,050 $347,000 $419,425 NON-METRO VAN ZANDT $271,050 $347,000 $419,425 VICTORIA, TX (MSA) VICTORIA $271,050 $347,000 $419,425 HUNTSVILLE, TX (MICRO) WALKER $271,050 $347,000 $419,425 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) WALLER $271,050 $347,000 $419,425 NON-METRO WARD $271,050 $347,000 $419,425 BRENHAM, TX (MICRO) WASHINGTON $271,050 $347,000 $419,425 LAREDO, TX (MSA) WEBB $271,050 $347,000 $419,425 EL CAMPO, TX (MICRO) WHARTON $271,050 $347,000 $419,425 NON-METRO WHEELER $271,050 $347,000 $419,425 WICHITA FALLS, TX (MSA) WICHITA $271,050 $347,000 $419,425 VERNON, TX (MICRO) WILBARGER $271,050 $347,000 $419,425 RAYMONDVILLE, TX (MICRO) WILLACY $271,050 $347,000 $419,425 AUSTIN - ROUND ROCK, TX (MSA) WILLIAMSON $271,050 $347,000 $419,425 SAN ANTONIO, TX (MSA) WILSON $287,500 $368,050 $444,900 NON-METRO WINKLER $271,050 $347,000 $419,425 FORT WORTH - ARLINGTON, TX METROPOLITAN DIVISION WISE $271,050 $347,000 $419,425 NON-METRO WOOD $271,050 $347,000 $419,425 NON-METRO YOAKUM $271,050 $347,000 $419,425 NON-METRO YOUNG $271,050 $347,000 $419,425 NON-METRO ZAPATA $271,050 $347,000 $419,425 NON-METRO ZAVALA $271,050 $347,000 $419,425

www.FHAmortgagePrograms.com

Answers to Mortgage Questions

Whether Refinancing or Buying, We
Deliver Good Answers to Great Questions!

I need a mortgage. Why should I do business with you?
What is a Home Loan?
What is a Mortgage?
What is Refinancing?
What is FHA?
What is HUD?
What is Sub Prime?
What is a Lender? Do I need a Lender?
What is a Broker? Should I use a Mortgage Broker?
What is a Mortgage Originator?
What is a Mortgage Loan Processor?
What is a Mortgage Underwriter?
What is a Pre-Approval Letter?
What is a Mortgage Commitment?
What do I need to apply for a mortgage?
What is the difference between a fixed and adjustable rate mortgage?
Can I buy a house using a FHA Loan?
How much mortgage do I qualify for using an FHA Loan?
Does the FHA loan impact how much house I can qualify to buy?
How do I qualify for a home mortgage using the FHA program?
What is the difference between a regular mortgage and a FHA Loan?
Do you have to improve your credit score to get a better rate with FHA?
What is the importance of credit when you apply for an FHA Loan?
I heard the FHA loan is only for 1st time buyers, is that true?
My mortgage company says I should not consider the FHA program. Why should I listen to you and not them?
I want to improve my mortgage term. Can I refinance my FHA loan now?
How soon can I refinance to a new home loan?
How often can I refinance my home?
How can I refinance my home when I have credit problems?
Where can I refinance my home if I'm late on my mortgage?

FHA Loans
FHA Secure Loan

FHA FAQ
FHA Loan Limits
Mobile Home Loans
Foreclosure Help
Jumbo Mortgage Loans
Interest Only Loan
Real Estate Investors
Second Mortgage
Bad Credit Mortgage
Florida Mortgage Lender