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Utah County Home Loan and Mortgage Center - Credit Scores - Utah County Real Estate Credit Scores range between 300 and 850. Usually scores above 600 are considered to be desirable for obtaining a Utah County home loan. There are five main factors that are considered when your score is calculated. Payment History Do you pay your credit card obligation on time? Credit balances High credit card balances usually are an indication that you are over extended. Length of Credit History Longer the credit history the better. How Much New Credit You Have New Credit, either installment payments or new credit cards, are considered more risky, even if you pay on time. Type of Credit you use Generally it is better to have more than one type of credit installment loans, credit cards, and mortgage, for example. |
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I am a REALTOR® GRI, E-Pro & ABR committed to providing my clients with the best possible experience during the transaction, always exceeding their expectations. Working with the Out-of-State buyer i
Selling Your Utah County Home and Picking a Utah County Realtor
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Utah County Home Buyer Market - Utah County Real Estate
Utah County Real Estate - Finding the Right Utah County Home
Utah County Home Buyer Credit Scores - Utah County Real Estate
Utah County Homes for Sale - Preparing to Show Your Home - Utah County Real Estate
Utah County Real Estate - Buyer's Agent - Home Buyer Representation
Utah County Home Loans and Mortgage Rates - Utah County Real Estate
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