Utah County Mortgage Rates and the $8,000 First-Time Home Buyer Tax Credit - Utah Home Loans

Utah County Mortgage Rates and the $8,000 First-Time Home Buyer Tax Credit - Utah Home Loans

Utah County Mortgage Rates are fast approaching all-time low status. I believe we will continue to see this trend throughout the New Year. With 30 year rates hovering around 4.75% and the $8,000 Tax Credit still available through June of 2010, many first time home buyers are considering coming out of the closest.

Should the Utah County Home Buyer take action now, or should they wait for further lowering of Mortgage rates? My belief is that rates will go lower but not much, so what advantage would the home buyer have of waiting for the quarter or half percent that might come. Now is the time to take action.

With an abundance of short sale and bank owned properties on the market, the combination of lower rates and surplus of homes for sale, there could not be a better time to buy.

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