Could this be your Dream Home?
When my husband and I built our home last year I thought we had an amazing rate when it was in the low 4's with no points, but now Freddie Mac has announced that the average rate for a fixed rate mortgage, available in Chesterfield and Powhatan Virginia has dipped below 4% (3.94 percent!!) Of course, to qualify for this rate, you need great credit, money down on your new home and cash for closing costs. That is where many potential buyers who would like to buy a new home are having a hard time. I got a call from a buyer recently who really wanted to take advantage of the great rates, she was interested in a USDA loan which is great for rural properties and can get you a home for no money down and low closing costs. Unfortunately, her credit wasn't quite what it needed to be, BUT.....with some easy fixes, she should be ready to qualify for a loan under this amazing program, with great rates, in November. Just because your credit might not be perfect, doesn't mean that you shouldn't give me a call. I will be happy to refer to to a mortgage pro that can get you on track to getting all of your ducks in a row so that you can get your dream home at a Dream rate. This is a once in a lifetime opportunity, so give me a call or email me at WendyHayden528@yahoo.com and let's see what we can do to get you in a new home soon!
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