MY COMMUNITY to help qualify with poor credit, no reserves, and limited trades

Now available for ALL FULL DOC BORROWERS. Additional flexibility for families living with disabilities, Fire Fighters, Police, Healthcare Workers, Teachers, & Military.

• 100% Financing for Purchase & R/T Refinance

• Tax Deductible MI @ 20% (low factor est. @ .59)

• Must make less than Median Income Limits: King & Pierce $70,800 and Kitsap $63,200

• up to 64.99% DTI ratio

• NO Reserve Requirements

• FICO as low as 600

• Flexible on Credit History with nontraditional trades required

• Borrower may not own another home at closing.

• May use Other Income to qualify: including Rental & Social Security

• Home Buyer Education NOT REQUIRED

• Minimum Borrower Contribution $0 & Seller Contributions up to 6%

• Each borrower qualifications based on FICO, assets, income, and debt. APR, Tax & Insurance to be determined.