Mortgage seekers around Bothell, Woodinville, and Kirkland, Washington are all greatly benefiting from low mortgage rates. As your local mortgage broker, The Mortgage Loan Center, LLC., we are happy to announce we have been working locally for the last ten years to provide excellent mortgage rates and service to all local areas!
We are a local mortgage broker located in Edmonds, a short drive from Bothell, Woodinville, or Kirkland, Washington. Stephen Ching (www.seattle.rateswire.com) is happy to present you with free online access without registration to mortgage pricing, analysis, news, and information prior to meeting you in person to answer your questions. Your house is in good open and honest hands with us!
A March report from the U.S. Treasury Department shows that 4-5 million homeowners who previously could not refinance due to low equity can now do so under the Making Home Affordable Refinance program! This has recently been expanded to even more homeowners with first mortgages owned by Fannie Mae or Freddie Mac even if they owe up to 125% of their house value on their first mortgage! This program is critical and becomes even more important as house values keep falling in Bothell, Woodinville, and Kirkland, Washington!
With an excellent Making Home Affordable or other refinance, thousands of Washington homeowners will keep their homes, sleep better at night, and have a solid financial future.
A Mortgage Refinance can be used to:
•· Lower monthly payments
•· Lower interest rate
•· Swap a rising adjustable rate for an affordable fixed rate
•· Provide cash to pay off debts and lower overall monthly expenses
•· Adjust the length of the mortgage terms
•· Provide cash to pay for home improvements or other investments to your home in Bothell, Woodinville, and Kirkland, Washington.
Mortgage rates are rising as we near the end of the Federal Reserve's mortgage rate subsidy. Right now rates are low because they are spending billions of dollars buying loans from Fannie Mae and Freddie Mac. This subisdy ends in March 2010 and rates will likely continue to climb as the subsidy ends. Unemployment and layoffs can hit anyone so if you can refinance and get a great deal now...by all means do not straddle a rising fence!
As an upfront and open mortgage company you have free unregistered access to my Fannie Mae 30 Year Fixed Mortgage rates and cost analyzer so you can immediately see what benefits and payments you can expect from a refinance or purchase mortgage. This lets you explore options available and how much money and pain you can save by getting off the fence! It even recognizes jumbo loan limits and most Making Home Affordable refinances by zip code for Bothell, Woodinville, and Kirkland, Washington!
Even if my analyzer doesn't match you to an excellent Fannie Mae mortgage because your situation is complex doesn't mean that I can't help you through other mortgage types or methods. At worst, you can add notes and then submit your scenario to me to look at and get back to you with accurate information. Since we are just around the corner we can even go over the notes in person in Bothell, Woodinville, and Kirkland, Washington.
The best time to qualify for a money saving mortgage refinance is well before you need the savings. Unfortunately, unemployment and cutbacks are no longer a "risk" but a reality faced by many here in Bothell, Woodinville, and Kirkland, Washington. It is at the time of greatest need during unemployment that savings to live on become invaluable. Sadly, obtaining a money saving refinance after you are already unemployed is normally impossible. A mortgage modification may help you avoid foreclosure, but it won't save your credit.
We understand the frustration and confusion typically associated with picking the most beneficial mortgage out of a series of outdated and inaccurate estimates from people you can't sit down with to ask questions or meet. By sitting down locally with us in our office or around Bothell, Woodinville, and Kirkland, Washington you can meet the people you are entrusting with your mortgage with and see our tools and heart to help you find a great mortgage.
For questions about your mortgage stop by my office in Edmonds if possible! You can also contact me via my mortgage rate and cost analyzer for mortgage scenarios, or via my contact information below. To learn a little more about me the profile for Stephen Ching is here.
Stephen Ching, Loan Originator 510 LO 35993
Office(425) 640 9789 or via web at http://seattle.rateswire.com
Cell (425) 344 2191
Mortgage Mortgage Center, LLC
22019 Hwy 99 #B
Edmonds WA 98026
License # 510-MB-20022
I specialize in rapidly closing refinances with same day or next day approval and rate locks. This keeps costs down and the process simple. I have closed loans in Washington for the last eight years.
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