History....
Anytime we turn in a claim to our insurance company pertaining to our home and damage that information is collected for all insurance companies to see. This information is stored in a 'repository'. Experian and Equifax are both repositories storing information about our credit.
If you are looking at a home to purchase you should call your insurance agent and have them pull up the property to see what kind of claim history it has before you call your home inspector. Armed with that information going into an inspection can help you make an informed decision on what is the most important financial decision other than retirement you can make.
It is kind of like a CARFAX for houses.
I wish us all well.
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Mortgage professional for over 22 years providing the financing for homes all over the state of Washington and all across America. Work with a licensed mortgage professional. Call if you're relocating
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