So, First Time Home Buyers-What are you waiting for? I need your help educating me and all the other Real Estate and Mortgage professionals. If you have income, why would you not buy at this time?
In the Puget Sound region we have a large amount of inventory and very good prices. You actually get to pick the home you want versus a couple of years ago when homes had multiple offers and after losing out on a few opportunities people were taking almost any house they could get the Seller to choose them for. In today's market there are many homes to choose from at some of the lowest prices in years, but wait, let's add another bonus before you sign up, we will throw in some of the best interest rates for mortgages in the last couple of hundred years. Yes that's right, most adults have never seen rates this low.
This isn't good enough, well OK; we'll throw in a US Government tax credit of up to $8000.00 to help you over the concern about owning a home. Another wonderful opportunity for the First Time Home Buyer is offered by the Washington State Housing Finance Commission (WSHFC). Wow, that's a mouthful you say, and what do they do?
WSHFC has programs such as the House Key and House Key Plus. These programs offer dedicated money for a 1st mortgage and even a 2nd mortgage that covers your down payment. But Robby you say, I thought I couldn't do a zero down any longer. Well if you qualify for the state 1st mortgage program and the down payment assistance programs you can do some amazing things.
My partners and I are certified by the WSHFC to educate people in the First Time Home Buyer programs and have events scheduled for you to attend. Please call Robby Leviton at 206-910-1632 to find out about them.
I forgot to mention that with the amount of homes on the market today many Sellers are also willing to pay some of your closing costs.
I must be dreaming:
•· Extremely reasonable priced homes and I get to choose the one I really want
•· Interest rates so low it making history
•· A bonus back from the US Government
•· Help from Washington State with too many different programs to capture here
•· Sellers who contribute so I have less out of pocket expense
and finally, since many Realtors and Mortgage Brokers have left the industry, you have the pleasure of working with people that have a passion for their careers and have stayed in the business because they truly love to help others obtain their dreams of a quality life.
If you don't get that feeling from your Realtor or Mortgage Broker, run, don't walk to the nearest exit.
So, in closing, First Time Home Buyers-What are you waiting for? Click here for some great local info and here for our team info.
Robby Leviton, Kirkland Realtor
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