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Does Your Inspector carry Errors and Omissions Insurance?

One of the things that changed with the new State Licensing law in Washington State was that your home inspector is no longer required to carry Errors and Omissions Insurance.

At least, when we were required to be Pest Inspectors, a small amount of insurance or bonding was required to protect the home owner.

The debate over E&O insurance is probably as old as the home inspection industry. Many inspectors (ASHI estimates up to a third!) don't carry it thinking that it's either too expensive or makes them a target. At the ASHI conference in Las Vegas last month, I had lunch with an inspector who's been in business for 14 years - and NEVER carried insurance.

Personally, I carry it because I think it makes good business sense. If you're referring inspectors to clients, I recommend you check - an inspector with E&O insurance will be more than happy to prove it with the paperwork
Posted Tuesday Feb 16