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Burlingame, CA

Customized Mortgage Refinancing in Burlingame CA

Phil Caulfield Jumbo Loan California DRE #01030082: Loan Officer in Burlingame, CA

Are you interested in mortgage refinancing in Burlingame CA? I have great news! Mortgage refinancing can now be customized to closely match the term of your current mortgage.

You may not want a mortgage refinancing because you are thinking "Oh great, I have been paying on my 30 year mortgage for three years, now I am going to start over with a new 30 year mortgage!" You don't want to start over. You don't want to turn back the clock.

clock

Here is the new mortgage refinancing solution for this problem: customized loan terms. Let's look at an example.

Suppose you have paid on your 30 year mortgage for three years, as above. You notice that interest rates are less than what you are paying on your current mortgage, so you are contemplating a mortgage refinancing. Instead of obtaining a 30 year mortgage, you are now able to customize the terms to a 27 year mortgage!

By customizing the terms with your mortgage refinancing, you do not have to turn back the clock! You can stay on the same amortization schedule to get your mortgage paid off.

The rates for this type of mortgage refinancing are determined by rounding up to the nearest published amortization term. In this example, the rates for a 30 year mortgage would be used for a 27 year mortgage.

Suppose you are 53 years old, and you would like to retire at age 65. You could apply for a 12 year mortgage refinancing to have your home paid off at the time of retirement. In this example, rates for a 15 year mortgage would be used because this term is the closest higher amortization term.

Customized mortgage terms are available with amortizations from 10 years to 29 years. Conforming loans and agency jumbo loans (loan amounts up to $729,750 for single family residences in certain counties) are available for customized mortgage refinancing solutions. Properties can be located not only in Burlingame Ca, but also in all parts of California.

RMC Real Estate Loans

Would you like to calculate your customized mortgage payment? Look over to the right under my picture and figure out what your payment will be with a mortgage refinancing.

Do you want to find out the current rates? Contact Me

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The OLA Fun Faire Is This Weekend!

Phil Caulfield Jumbo Loan California DRE #01030082: Loan Officer in Burlingame, CA

The OLA Fun Faire takes place this weekend. The theme this year is Ireland By The Bay. The times are Friday September 18th from 6 to 10, and Saturday September 19th from 2 to 10.

OLA Fun Faire

There are all kinds of fun activities for all ages. For the kids, there are rides, rock climbing, and bunjee jumping. In addition, there are all kinds of game booths for the kids to enjoy.

For the parents, there will be a silent auction, a tasty Irish dinner, and plenty of beverages to keep you cool during what should be a very warm weekend.

I hope to see you at the OLA Fun Faire this weekend!

Open Houses in Burlingame CA

Phil Caulfield Jumbo Loan California DRE #01030082: Loan Officer in Burlingame, CA

Here is a list of open houses in Burlingame Ca for the weekend of September 12th and 13th 2009.

open house

  • 150 Newton Drive, $3,249,000 - open Sunday 1:30 -4:30
  • 110 Los Robles Drive $3,190,000 - open Sunday 2-4
  • 106 Los Robles Drive $2,850,000 - open Sunday 2-4
  • 8 La Strada Court $2,799,000 - open Sunday 1-4
  • 310 Pepper Avenue $2,600,000 -open Sunday 1-4
  • 1417 Cabrillo Avenue $2,398,000 - open Sunday 2-4
  • 1316 Drake Avenue $2,395,000 - open Sunday 1:30 - 4:30
  • 113 Los Montes Drive $2,295,000 - open Sunday 2-4
  • 2305 Ray Drive $2,095,000 - open Sunday 2-4
  • 2414 Hale Drive $2,095,000 - open Sunday 1:30-4
  • 407 Occidental Avenue $1,699,000 - open Sunday 1:30-4
  • 1820 Montecito $1,498,00 - open Sunday 2-4
  • 1811 Sebastian Drive $1,460,00 - open Sunday 2-4
  • 1301 Mills Avenue $1,400,000 - open Sunday 2-4
  • 1262 Balboa Avenue $1,375,000 - open Sunday 1:30-4:30
  • 2673 Martinez Drive $1,295,000 - open Sunday 2-4
  • 2505 Hale Drive $1,250,000 - open Sunday 1:30-4:30
  • 2835 Adeline Drive $1,198,000 - open Sunday 2-4
  • 780 Willborough Drive $989,000 - open Sunday 2-4
  • 1119 Eastmoor Drive $965,000 - open Sunday 1:30-4
  • 1010 Park Avenue $929,868 - open Sunday 2-4
  • 105 El Camino Real $899,000 - open Sunday 1-4
  • 1213 Grove Avenue $888,000 - open Sunday 1-4
  • 1317 Stanley Road $880,000 - open Sunday 2-4 (Pending Sale)
  • 460 Bloomfield Road $822,000 - open Sunday 2-4
  • 912 Morrell Avenue $799,000 - open Sunday 1:30-4:30
  • 1429 California Drive $749,000 - open Sunday 1-4
There are 27 open houses in Burlingame Ca as of this posting. The median asking price is $1,400,000. With conventional financing, be prepared to make a down payment of at least 20%. Here are some other guidelines you should be aware of if you are thinking about buying one of these open houses in Burlingame CA.

Phil Caulfield


Burlingame AYSO starts this weekend

Phil Caulfield Jumbo Loan California DRE #01030082: Loan Officer in Burlingame, CA

Burlingame AYSO has its opening weekend this Saturday and Sunday, September 12th and 13th. Festivities start off with the annual parade at Burlingame High School. If you haven't been to the parade, you are in for a treat!

soccer ball

Burlingame AYSO brings in local dignitaries, such as the mayor, council members, and local religious leaders to kick off the parade with speeches. The Burlingame High School cheerleaders are present to cheer on the young soccer players. There's a lot of action happening on and around the football field. However, the real action is behind the football field, where our young athletes line up for the parade!

Kids chasing their buddies, dogs chasing kids, and coffee drinking parents trying to keep 6 year olds lined up in a straight line while they wait there turn to enter the stadium are just some of the sights you will see on the softball field. I consider the Burlingame AYSO soccer parade a right of passage into Burlingameparenthood!

Once you and your kids enter the stadium, you will see a flood of players and banners marching around the field. Burlingame AYSO has given the kids the chance to choose their team name. Blue Hobos, Fashion Police, Swimming Salmons, and Pink Booomerangs are the names of some of the teams my kids have played on.

soccer parade

Once the parade is over, if you want to smile and chuckle, stick around and watch the 6 year olds and under play on the softball field. Burlingame AYSO has a league for kids of all ages!

Fields all over the town are used by Burlingame AYSO. If memory serves me correctly, the 8 year olds and under play at Washington Park. BIS Osberg field, Franklin Field, Cuernavaca Park, Bayside Park, and Jim Murray field (named after the former AYSO President) are also used.

Bayside Park

The Burlingame AYSO opening weekend usually consists of a game on Saturday and a game on Sunday. Make sure you bring your lawn chairs and sunscreen - it's supposed to be pretty hot!

One of the staples of the Burlingame AYSO soccer season is every parent's favorite, the snack schedule. The kids love to have oranges and water at halftime, and a drink and snack after the game. Don't forget to mark your snack day on your calendar. God help you if you forget, with 12 sad faces looking right at you!

As the season winds down, the competition ends with the Burlingame Cup. I have seen some of the most exciting soccer games in Burlingame AYSO during the Cup playoffs.

If a Cup game ends tied, overtime is played. If no one scores during the overtime, players are taken off of each side. I have seen some playoff games end up in two on two! Imagine running all the way up and down the field after four overtimes! Burlingame AYSO really makes it exciting with this format to determine a winner!

Burlingame AYSO does a great job teaching the kids about teamwork, competition, and athleticism. Most of all, it's just a lot of fun! See you on the field.

kids palying soccer

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Burlingame Networking Group

Phil Caulfield Jumbo Loan California DRE #01030082: Loan Officer in Burlingame, CA

A Burlingame business networking group was recently formed in June, 2009. It is under the auspices of BNI, the largest business networking group in the world. The goal of this group is to pass referrals to business owners that we know, like, and trust.

If you are unfamiliar with BNI, here is a little bit of information for you. The networking group meets weekly. During the meeting there is an opportunity to network with members and guests. Each person is also allowed to give a 30 to 60 second "infomercial" about their business and the type of people they would like to meet.

Only one person per occupation is allowed in each chapter. There is an intial fee to join, and monthly dues are charged to cover the costs of the meeting room and meals.

Guests are encouraged to attend our networking group. Guests are allowed to attend two meetings before deciding to make a commitment to join our group.

The Burlingame BNI networking group meets every Thursday from 7:30 AM to 9 AM at Sapore Italiano restaurant. The restaurant is located at 1447 Burlingame Avenue in Burlingame.

If you are looking to grow your business, please come as my guest to see if this networking group would be of benefit to you. We are looking for owners or representatives of all types of businesses. If your occupation has been committed to in our group, we may be able to refer you to another local group.

I look forward to meeting you!

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