The government's First-Time Home Buyer Tax Credit will expire December 1, 2009.

If you are a First Time Home Buyer and expect to use the program in conjunction with a home purchase, therefore, you may want to consider make sure yo purchase your property by the end of this year.

Assuming a 60-day window between contract and closing, there are now 77 days left to find a home and go under contract for it.

The First-Time Home Buyer Tax Credit refunds up to $8,000 at Tax Time for qualified home buyers. A few of the program's qualification criteria include:

• Home buyer must not have owned a primary residence in the past 36 months


• The home may not be purchased from a family member


• The household adjusted gross income must be below $95,000 for single tax filers and $170,000 for joint tax filers
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I RECENTLY GRADUATED AND BECAME AN RCS-DTM REALTOR®.

Have questions about divorce and your real estate? Do you reside in California?

The family home is usually the most valuable asset in divorce. Statistics show that it the most important asset for 60% of househole in America.

To protect your rights NOW, you need a real estate agent specializing in divorce - an RCS-D^TM REALTOR^®. RCS-D^TM stands for Real Estate Collaborative Specialist-Divorce.

RCS-D^TM REALTORS^® are specially trained to neutralize divorce real estate as a business transaction, in the best interest of the house and each divorcing spouse.

Whether your divorce is completed, just beginning or somewhere in between, an RCS-D^TM REALTOR^® can help you determine your best options now for a fair property settlement and a stronger financial future.

Call me at 818-341-2972

Your Canoga Park Realtor

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