About Carlsbad's Rancho Ponderosa

Buying a Home with a Pool in Rancho Ponderosa -- Pool Homes in Rancho Ponderosa

Buying a home with a pool in Rancho Ponderosa is a smart investment because the houses in Rancho Ponderosa are usually on bigger lots; the neighborhood has shady parks within walking distance of most front doors, and the development is small. Numerous shopping malls are nearby and include stores such as Target, Barnes & Noble, Ross, Home Depot, and the area is flush with grocery stores like Vons, Ralph's, Stater Brothers, and Albertson's. Restaurants are in great abundance nearby, and if health and fitness are your passion, Frog's, the YMCA, and LA Fitness are close.

Not finding a pool home in Rancho Ponderosa? Search the entire San Diego MLS for your next dream home with a pool!

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Catherine Nichols, Realtor, CA DRE #01348503

Solutions Real Estate, a full service broker

760-419-8780

www.Moving2Carlsbad.com

If you live in the wonderful family-oriented neighborhood of Rancho Ponderosa in Carlsbad and you are "upside down" or that you owe more to the bank than your home is worth, then you may need to consider a short sale.

If you can afford to make the mortgage payments and you plan to stay in your home for awhile, then that is okay. But, if you need to sell, then you sell in a transaction called a short sale. So, if you live in Rancho Ponderosa, Carlsbad, and beyond, and need to participate in a short sale, here are a few tips for you:

Mortgage default is occurring in record numbers in Carlsbad, California. A significant percentage of California borrowers are behind on their mortgage payments. Some of the reasons that borrowers fall behind include unemployment, decrease of income, personal challenges, military deployment, and mortgage interest adjustment.

Now that property values have significantly decreased in San Diego County, many homeowners are facing a challenge. Many have negative equity, which means that they owe the lender more on the mortgage than the property is worth. When this is the case, and the borrower needs to sell--one solution is a short sale.

Not everyone qualifies to participate in a short sale. Most sellers who would like to participate in a short sale must demonstrate some sort of financial hardship in order for the bank to approve the short sale.

If you are facing financial distress or you are having trouble with your mortgage lender, know that you have options.

Our office specializes in helping homeowners in distress. Last year we successfully help homeowners in North San Diego County to receive over 300 short sale approval letters. We can help you, too!

If you are considering selling your home and think that a short sale may be an option for you, please do not hesitate to give us a call.