About Carmel Valley's Hacienda Carmel

CARMEL VALLEY SHORT SALE INFORMATION

Do you owe more on your home than it is worth?

Are you having trouble making your mortgage payments?

Are you already behind on your mortgage payments?

Has your interest rate adjusted to make it unaffordable now?

Do you need to refinance but can't because your house won't appraise for more than your loan amount?

Do you need to sell your house, but owe more than it can be sold for?

Do you think that you may enter into foreclosure on your home?

If you are possibly facing foreclosure, do you know the possible consequences if you have recourse loans?

If you answered YES to any of the above questions, it is likely that you are in danger of foreclosure. You are not alone and THERE ARE SOLUTIONS. Whether your goal is to keep your home or to move on and walk away, there are solutions to avoid foreclosure.

When purchasing a home, nobody anticipates a foreclosure down the road. In the current state of the economy, many home owners are finding themselves in this situation. If it is you, you are not alone.

If you want to avoid imminent foreclosure, and a loan modification is not viable, a short sale may be your only option. You need not worry about Realtor Fees or commissions, the bank will pay any/all commissions for the seller to get the property sold.

It is crucial to be proactive and get started right away. Every one's short sale situation is different. You may or may not qualify. In addition, there are many factors to consider and become very familiar with in order to make sound decisions such as: recourse debt, non-recourse debt, sold out junior, subordinate liens, state and federal tax guidelines etc.

Visit my Short Sale page for more information on Short Sales in the Hacienda Carmel Community of Carmel Valley San Diego.

Contact Me today to schedule a FREE discreet and Informative consultation.

There is absolutely no obligation to use my services. There are no upfront fees.
I will meet with you and give you as much information as you need relating to your situation and answer all of your questions. You will be more confident in your knowledge when we are done enabling you to make well thought out decisions about your real estate.

The vast majority of people I meet with who need my services end up doing business with me and referring me to others for that reason.

Visit: http://www.SDInvestmentRealEstate.com for more local San Diego real estate information.

Hacienda’s prices have dropped drastically over the last year and a half but the units are selling. In the first quarter only one unit sold but since then there has been fifteen sales.

There are currently nine units on the market, with three of those in escrow.

Below are the units that are active:

Unit # Beds Baths Sq. Ft. List Price Original Price Days on Market

70 2 2 960 $495,000 $495,000 151

41 1 1 650 $349,900 $349,900 365

188 2 2 980 $289,000 $318,500 326

64 2 2 948 $257,000 $257,000 24

120 2 1 850 $229,900 $229,900 1

57 1 1 655 $205,000 $259,000 361

Below are the units that are pending:

Unit # Beds Baths Sq. Ft. List Price Original Price Days on Market

170 2 2 950 $290,000 $399,000 395

22 1 1 650 $215,000 $215,000 21

175 1 1 625 $205,000 $259,000 200

Below are the units that have sold in 2009:

Unit# Beds Baths Sq. Ft. Sales Price Original Price Sale Date Days on Market

165 2 2 1165 $381,000 $389,500 3/18/09 638

178 2 2 1100 $372,500 $385,000 7/29/09 41

26 2 2 1100 $372,500 $380,000 4/21/09 23

206 2 2 1180 $370,000 $380,000 9/16/09 191

189 2 2 1100 $350,000 $359,000 10/9/09 4

155 2 2 1310 $350,000 $350,000 4/14/09 301

144 2 2 950 $275,000 $325,000 4/23/09 726

125 2 2 950 $290,000 $299,000 8/26/09 53

157 2 2 1100 $290,000 $299,000 9/1/09 45

241 2 2 948 $290,000 $299,000 6/12/09 283

259 2 2 950 $300,000 $295,000 9/29/09 124

14 1 1 625 $235,000 $275,000 1/29/09 27

86 2 1 $247,000 $249,000 4/7/09 163

255 1 1 625 $230,000 $249,000 7/21/09 58

174 S 1 515 $190,000 $195,000 4/30/09 39

68 S 1 515 $179,000 $179,000 4/9/09 111

What makes one unit sell while others sit on the market for a year or more? It is simple, Price.

The units that are priced correctly when they go on the market are selling in the first three months; otherwise the sellers chase the market down with price reduction after price reduction.

If you would like additional information on the Real Estate market in Hacienda Carmel or any of the unit that are currently on the market please feel free to contact me.

Tina Carpenter 831.521.0231 www.mymontereybayhomes.com

Hacienda Carmel is a wonderful condominium community for adults over the age of 55.

Hacienda Carmel is located just minutes to the beach, shopping and close to golf courses including Rancho Canada, Quail Lodge and Camel Valley Ranch.

Amenities include pool, clubhouse, library, restaurant, putting green and walking trails. Hacienda Carmel offers many clubs as well.

The homeowner association dues include not just the typical outdoor fixes but also cover your utilities, replacement of your furnace and water heater.

One of the many benefits is the sun. In the summer when it is foggy in town the sun seems to beam bright here making the residence of this community happy to sit out by the pool!

Visit my blog for the Top Five Reasons for Owning a Condominium in Hacienda Carmel