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Chino Hills, CA

What? I Should Actually READ My Credit Report?

Keisha Hosea- Realtor, Chino Hills, CA: Real Estate Agent in Chino Hills, CA

A resounding YES is the answer to this question. I am astounded by how many times I hear clients say that they received their credit report but did not thoroughly read it. We can point to this behavior as one of the reasons we (the United States) are the richest country with the most debt. As a nation, we could really stand to do a lot better. Your credit report is your financial report card. When was the last time you let your child bring in their report card and then decided that you really didn'y need to read it? Try never! We need to apply the same zeal to our credit reports. AnnualCreditReport.com is a federally-approved website you should visit if you want a truly free credit report. If there are errors follow the instructions to correct them. Also visit MyFico.com to learn how to improve your report and your credit score -- a numerical rendition of your creditworthiness. Right now credit repair is a big issue with many. Be prepared and be proactive.

The Olfactory Factor, Part 1: How Scents Can Alter The Sale

Keisha Hosea- Realtor, Chino Hills, CA: Real Estate Agent in Chino Hills, CA

Scent, aroma, quaff, fragrant, stench, odor--We're talking about the integral part that scents play in our feelings and sensations. These same feelings and sensations have the uncanny ability to make or potentially break the sale. Each time we list a home for sale it becomes increasingly crucial to ensure that potential buyers' feelings and sensations are filled with the likes of things that are aromatic and pleasing. We have more receptors dedicated to smell (around 2o million) than to almost any other sense. The average person can detect more than 10,000 odors. Let's hope that these are pleasant odors when potential buyers are touring your home. Our enigmatic sense of smell is so powerful that it even plays a huge part in how we choose our mates. So if our sense of smell can even help us pick a mate, what does that tell you about the role that it plays in picking our next home? THINK ABOUT IT.

What Happens After the Wedding?

Keisha Hosea- Realtor, Chino Hills, CA: Real Estate Agent in Chino Hills, CA

Starting a new life together can put anyone in ‘whirlwind mode.' From the moment you are engaged, incessant planning ensues. With every detailed covered, the big day comes and then goes. Now what? It's normal to feel like there is somewhat a void in your life. Afterall, the last year, maybe even two years has been spent planning every single nuance of that day. But there is still more to be done. There are thank you notes to send out, name changes to be done and planning for the future. Planning the future entails making wise economic decisions. Real Estate is one of those decisions. This is not just because everyone needs a place to live, but also because sound real estate investments early on can provide for wealth in the latter years of marriage. Leveraging oneself with both short term and long term investment strategies can truly be an effective means of increasing and maintaining wealth. The wedding is over now what? Call Keisha Hosea & Associates with Keller Williams Realty at (909) 261-6377 to begin planning your future.