Copperopolis, CA

This has been one of those days that makes agents quit! I have been working on an escrow for nine months. The bank will not close. They have had one reason after another. I had a full price all cash offer $100,000 over appraised value. I could not get the asset manager to call back or answer emails. I kept getting messages asset manager out of office for next 3 weeks to a month. No one covered for them and the bank didn't think it was necessary to put anyone in charge. Then a week ago after 30+ emails that asset manager sent an email say they were no longer the asset manager and the new one was lllllll. They also would not answer emails or phone calls. After many attempts I was able to get someone on the phone in management who could not for two days get intouch with the asset manager. Even in house. They then said if I wanted to send in all th paperwork and reapply they would stop the sale tomorrow at 10 am. As it was not after 5 their time no one would review the paper until after 9 tomorrow. This would mean starting all over with at least 100 pages of documents. Many of which would need to be updated like bank forms. The buyer said "I give up let it foreclose, I'll get it for a lot less anyway". I quit. The banks really don't want to short sell. As another asset manager said we have pmi insurance on the loan so we don't loose if it forecloses. What a load of xxxxx the American people are paying for. I think the real kick in the back side is that after I got home I received 2 calls from companies that are sending people to the auction tomorrow and wanted all the information I had spent 9 months collecting. So I just spent hundreds of hours on a deal that I will not receive any commission for. Worse than that is that my seller will now have a foreclosure on his record rather than a short sale and a wonderful buyer that will not get the home of his dreams. I am discussed with banks and this system!!!!

Just saw the signs on a store front around the corner where A-OK Consignment is moving to. (The old Librery I think.

Some may think of a consignment shop as less than the best, but one step into Annie Osteema's warm and inviting consigment store is great and now will be in a larger space. We can't wait to see the new store. Annie carries only quality clothing in like new condition. For a fun afternoon of shopping AND
saving money, a visit to A-OK Consignment would be the thing to do.

Copperopolis, CA...Here are the requirements to be a Veteran of Foreign War: Veterans signing up cannot belong to any other VFW Post. You are eligible if you have received a campaign medal for overseas service; served 30 consecutive days in Vietnam have served 30 consecutive or 60 non consecutive days in Korea; or have received hostile fire or have received imminent danger pay. You can be active military to join, as long as you meet one of the eligibility requirements......


If interested please email your name, service affiliation and phone number to maness@caltel.com.

To begin a new VFW post there must be a minimum of 25 interested members. When I have reached that goal I will contact all interested vets and supply them with a VFW Membership Application. Keep in mind you will need to submit with the membership application a copy of your DD214.

If you are in Northern California make sure to come out and race the Copperopolis road race in Milton on April 11th. The pros will go 105 miles, and the 2008/2009 Tour of California Champion Levi Leipheimer will be racing it. This is a unique chance to race the same course as one of cycling's best athletes. I know Milton is not exactly Copperopolis, but it is very close.

The need this year is so great Santa Claus is falling behind. If you can help please bring an new or barely used coat or toy to Town center on November 21st from 4 to 7 P.M. There will be Caroling, hot chocolate and cookies. I heard that Mrs. Claus may also be there. Come see the beautiful tree as it lights for the holiday season. See you there.