About Colusa County, CA

San Ramon Employment Rates Are Holding Steady

A recent study shows that while unemployment has increased in the East Bay not so in San Ramon. The unemployment for Contra Costa was up to 11 percent. San Ramon's employment stats (I would rather refer to employment versus unemployment) has seen no changes over the past month - 95.7 percent employment.

That figure is really good. California added 30,000 jobs last month - above the national average. Currently the employment rate for the nation as a whole is 90.8 percent (again let's look at the percent employed versus the unemployment rate).

Here is a breakout of jobs added in the past month as reported by "The Patch" showing where the jobs were added throught the East Bay Area:

• 2900 Jobs in the Professional & Business Services Sector
• 2600 Jobs in Hospitality Sector
• 1800 Jobs in construction

So this tells me that jobs are on the rise, maybe not as switftly as we would like them, but we are moving in the right direction. This is a good sign for our area.

San Ramon Homes for Sale

Learn More About the San Ramon Community

Sellstate Gold Inc

www.SarahBecker.com www.Sellstategold.com

Foreclosure List Report

Presented By:Sarah Becker

530-530-671-1300

Sarah@sellstategold.com

Properties

Stage Address City Sq Ft Beds Baths Est. Value Est. Equity Lender Sale Time Sale Date Est. Bid # Loan Date

1032 WILLIAM ST ARBUCKLE 0 0 0 $278,560 -28%FIVE STAR LNDG LLC 10:00 AM12/08/10 $325,197 First 08/31/07

206 BALSDON ST GRIMES 0 0 0 $0 -1570% US BK HM MTG 10:00 AM11/19/10 $94,500 First 11/15/07

553 BUTTE VIEW DR WILLIAMS 0 0 0 $194,859 -51%HOMEQ SVCG 12:00 PM12/07/10 $146,000 First 01/20/06

759 TEAL WAY WILLIAMS 0 0 0 $199,640 -159%NO LENDER ON DOCUMENT 10:00 AM12/08/10 $263,456 Second 08/16/07

1241 TERI DR WILLIAMS 0 0 0 $0 -1275% NO LENDER ON DOCUMENT 10:00 AM11/30/10 $81,338 01/15/04

427 10TH ST COLUSA 0 0 0 $126,974 -70%ONEWEST BK FSB 12:00 PM11/30/10 $231,834 First 08/01/07

271 QUAIL ST STONYFORD 0 0 0 $108,638 -47%NATIONAL CTY MTG 12:00 PM12/10/10 $169,556 First 01/25/07

1013 NICOLAUS DR WILLIAMS 0 0 0 $217,079 -81%MORTGAGE ELECTRONIC RGSTRTN 10:00 AM12/13/10 $151,110 First 06/24/05

www.SarahBecker.com

Sellstate Gold Inc

www.sellstategold.com

Foreclosure List Report

Presented By:

Sarah Becker

530-420-5397

Sarah@sellstategold.com

Properties

Stage Address City County Units Sq Ft Beds Baths Est. Value Est. Equity Lender Sale Time Sale Date Est. Bid # Loan Date Listed

1212 KLEEMAN WAY ARBUCKLE COLUSA 0 0 0 0 $294,110 -46% ONEWEST BK FSB 10:00 AM 11/24/10 $361,868 First 12/22/06 No

163 WESTGATE DR WILLIAMS COLUSA 1 0 0 0 $145,375 37% HOMEQ SVCG 10:00 AM 08/30/10 $96,920 First 10/29/04 No

734 9TH ST WILLIAMS COLUSA 1 0 0 0 $78,286 -85% AMERICA'S SERVICING CO 10:00 AM 09/27/10 $131,750 First 07/14/05 No

2468 DAVIS RD WILLIAMS COLUSA 1 0 0 0 $450,797 -35% 3:00 PM 08/17/10 $325,800 02/09/06 No

153 YOSEMITE WAY COLUSA COLUSA 1 0 0 0 $132,081 -62% AURORA LN SVCS 10:00 AM 11/15/10 $202,128 First 04/11/07 No

3617 BROWN RD COLUSA COLUSA 0 0 0 0 $0 -12576% OPTION ONE MTG CORP 10:00 AM 09/07/10 $300,000 Second 11/21/05 Yes

1204 BARBARA WAY ARBUCKLE COLUSA 0 0 0 0 $255,436 -31% US BK HM MTG 10:00 AM 08/09/10 $177,309 First 04/03/06 No

402 HALL STREET ARBUCKLE COLUSA 0 0 0 0 $0 -3500% NO LENDER ON DOCUMENT 10:00 AM 12/17/10 $357,321 First 04/19/06 No

1116 MICHAEL CT ARBUCKLE COLUSA 0 0 0 0 $260,879 -50% NO LENDER ON DOCUMENT 10:00 AM 12/13/10 $340,280 First 11/18/05 No

745 EGRET DR WILLIAMS COLUSA 0 0 0 0 $167,189 -19% US BK HM MTG 10:00 AM 12/22/10 $205,465 First 01/22/08 Yes

71 CLUNEY ST ARBUCKLE COLUSA 0 0 0 0 $220,017 -44% SAXON MTG SVCS INC 10:00 AM 07/20/10 $160,000 First 01/05/07 No

147 VIRGINIA ST WILLIAMS COLUSA 1 0 0 0 $111,579 -25% CHASE HM FIN LLC 12:00 PM 11/15/10 $159,686 Second 04/01/05 No

307 W WOODHAVEN DR COLUSA COLUSA 0 0 0 0 $230,803 -46% HOME LN SVCS CORP 10:00 AM 12/08/10 $290,540 First 09/27/05 No

3100 WESCOTT RD COLUSA COLUSA 0 0 0 0 $252,672 -3% ALLSTAR FIN'L SVCS 12:00 PM 09/02/10 $65,878 First 07/03/08 No

1313 PARKHILL ST COLUSA COLUSA 0 0 0 0 $276,681 -49% WELLS FARGO HM MTG 3:00 PM 02/10/11 $355,128 First 06/30/06 No

1032 WILLIAM ST ARBUCKLE COLUSA 0 0 0 0 $278,247 -28% FIVE STAR LNDG LLC 10:00 AM 12/08/10 $313,156 First 08/31/07 No

1977 LURLINE AVE COLUSA COLUSA 0 0 0 0 $0 -1900% CHASE HM FIN LLC 10:00 AM 08/02/10 $187,700 First 11/28/06 No

80 PEERLESS AVE ARBUCKLE COLUSA 1 0 0 0 $171,417 -52% NO LENDER ON DOCUMENT 10:00 AM 07/16/10 $282,479 First 11/01/07 No

294 SEQUOIA WAY COLUSA COLUSA 1 0 0 0 $0 -3625% NO LENDER ON DOCUMENT 10:00 AM 12/17/10 $194,740 Second 09/20/06 No

764 J ST WILLIAMS COLUSA 1 0 0 0 $0 -2426% BANK OF AMERICA/GETZVILLE 12:00 PM 07/23/10 $103,500 First 01/03/07 Yes

1144 OAK ST COLUSA COLUSA 1 0 0 0 $0 -1755% WELLS FARGO BK NA 10:00 AM 08/11/10 $107,878 First 11/21/07 Yes

114 1ST ST COLUSA COLUSA 1 0 0 0 $0 -1800% CHASE HM FIN LLC 12:00 PM 12/06/10 $221,639 First 05/02/07 No

1135 OAK ST COLUSA COLUSA 1 0 0 0 $135,575 -23% WELLS FARGO BK NA 10:00 AM 11/16/10 $177,307 First 11/21/07 No

287 ALLEN CIR COLUSA COLUSA 1 0 0 0 $181,952 -53% NO LENDER ON DOCUMENT 10:00 AM 12/01/10 $262,870 09/02/05 No

703 MALLARD DR WILLIAMS COLUSA 0 0 0 0 $234,270 -49% WELLS FARGO BK NA 3:00 PM 11/24/10 $289,045 First 10/17/05 No

6548 HILLGATE RD ARBUCKLE COLUSA 1 0 0 0 $328,297 9% 1001 LN SVCS 10:00 AM 08/10/10 $303,313 First 06/14/05 Yes

355 WEBSTER ST COLUSA COLUSA 1 0 0 0 $184,174 -62% NO LENDER ON DOCUMENT 10:00 AM 08/27/10 $274,666 First 12/12/07 Yes

230 VIRGINIA ST WILLIAMS COLUSA 1 0 0 0 $151,145 -58% EMC MTG CORP 10:00 AM 10/07/10 $245,865 First 01/19/06 No

206 BALSDON ST GRIMES COLUSA 1 0 0 0 $0 -1570% US BK HM MTG 10:00 AM 11/19/10 $164,258 First 11/15/07 No

Data provided by ForeclosureRadar.com and subject to

the terms of ForeclosureRadar.com's User Agreement.

Page 1 of 3

Report as of: 11/10/10 3:38 PM

Sellstate Gold Inc

www.sellstategold.com

Foreclosure List Report

Presented By:

Sarah Becker

530-671-1300

Sarah@sellstategold.com

258 JANICE DR COLUSA COLUSA 1 0 0 0 $202,618 -48% EMC MTG CORP 10:00 AM 12/07/10 $290,254 First 10/11/06 No

236 JANICE DR COLUSA COLUSA 1 0 0 0 $0 -2658% BENEFICIAL CA INC 10:00 AM 08/18/10 $91,799 First 12/05/05 No

6548 HILLGATE RD ARBUCKLE COLUSA 1 0 0 0 $328,297 9% 1001 LN SVCS 10:00 AM 08/10/10 $0 First 06/14/05 Yes

298 TACITUS ST ARBUCKLE COLUSA 0 0 0 0 $268,186 -33% NO LENDER ON DOCUMENT 10:00 AM 08/11/10 $348,965 First 08/23/07 No

1406 HALL ST ARBUCKLE COLUSA 0 0 0 0 $225,850 1% US BK HM MTG 10:00 AM 11/15/10 $238,604 First 09/22/08 No

2480 ENGRAHM RD WILLIAMS COLUSA 1 0 0 0 $310,489 -34% WELLS FARGO BK NA 10:00 AM 08/24/10 $121,539 First 03/23/05 No

239 WEBSTER ST COLUSA COLUSA 1 0 0 0 $135,260 -80% WELLS FARGO BK NA 10:00 AM 12/10/10 $263,968 First 11/06/07 No

307 BRADFORD ST ARBUCKLE COLUSA 1 0 0 0 $130,991 -80% WASHINGTON MUTUAL BK FA 12:00 PM 08/23/10 $86,878 First 09/13/07 No

505 10TH ST ARBUCKLE COLUSA 1 0 0 0 $214,852 -78% FIRST MAGNUS FIN'L CORP 10:00 AM 12/13/10 $265,634 First 10/18/05 No

769 G ST WILLIAMS COLUSA 1 0 0 0 $118,543 -63% WASHINGTON MUTUAL BK FA 10:00 AM 11/29/10 $198,731 First 08/01/06 No

705 1ST ST COLUSA COLUSA 1 0 0 0 $0 -2750% NO LENDER ON DOCUMENT 10:00 AM 12/17/10 $241,702 First 11/22/05 No

1224 HALL ST ARBUCKLE COLUSA 0 0 0 0 $226,416 -50% SELECT PORTFOLIO SERVICING 10:00 AM 09/13/10 $145,918 First 03/15/06 No

672 FRANKLIN DR WILLIAMS COLUSA 0 0 0 0 $195,693 -28% ONEWEST BK FSB 10:00 AM 10/07/10 $152,111 First 05/10/05 No

301 BRADFORD ST ARBUCKLE COLUSA 1 0 0 0 $0 -2420% NO LENDER ON DOCUMENT 10:00 AM 08/04/10 $0 First 04/10/06 No

256 COSNER AVE MAXWELL COLUSA 1 0 0 0 $112,886 -37% PNC MTG 10:00 AM 08/10/10 $131,591 First 06/14/07 No

430 PADRE PIO DR WILLIAMS COLUSA 0 0 0 0 $231,422 -19% ETS SERVICES LLC 10:00 AM 08/11/10 $169,355 First 03/09/05 No

824 BUTTE VIEW DR WILLIAMS COLUSA 0 0 0 0 $350,485 13% NO LENDER ON DOCUMENT 12:00 PM 08/31/10 $255,000 First 06/04/07 Yes

13 ROSS CT COLUSA COLUSA 1 0 0 0 $258,087 -101% CHASE MANHATTAN MTG 10:00 AM 12/28/10 $209,090 08/22/03 No

36 MISSION AVE ARBUCKLE COLUSA 1 0 0 0 $167,744 -47% CHASE HM FIN LLC 10:00 AM 11/30/10 $221,191 First 04/16/07 No

780 TEAL WAY WILLIAMS COLUSA 0 0 0 0 $227,279 -18% WELLS FARGO BK NA 10:00 AM 09/03/10 $222,575 First 05/26/05 Yes

1154 8TH ST COLUSA COLUSA 1 0 0 0 $0 -3660% WELLS FARGO BK NA 10:00 AM 08/31/10 $393,838 First 05/29/07 No

789 TEAL WAY WILLIAMS COLUSA 0 0 0 0 $184,618 -68% NO LENDER ON DOCUMENT 10:00 AM 12/07/10 $338,006 First 05/31/07 No

1410 SALT CREEK DR ARBUCKLE COLUSA 1 0 0 0 $194,530 -43% NO LENDER ON DOCUMENT 10:00 AM 12/13/10 $261,278 First 04/11/07 No

1575 NEVA AVE COLUSA COLUSA 1 0 0 0 $301,630 -21% ARGENT SECS INC #2006-M1 10:00 AM 09/20/10 $162,000 First 04/06/06 No

1111 GARRETTE AVE ARBUCKLE COLUSA 0 0 0 0 $0 -2274% OHIO SVGS BK 10:00 AM 08/24/10 $133,421 First 08/05/04 No

672 FRANKLIN DR WILLIAMS COLUSA 0 0 0 0 $195,693 -28% ONEWEST BK FSB 10:00 AM 10/07/10 $152,111 First 05/10/05 No

209 JANICE DR COLUSA COLUSA 1 0 0 0 $154,779 -39% NO LENDER ON DOCUMENT 10:00 AM 12/09/10 $226,461 First 04/08/05 No

2771 LODOGA STONYFORD RD STONYFORD COLUSA 1 0 0 0 $240,433 -46% PLM LENDER SVCS INC 10:00 AM 09/21/10 $300,000 First 12/13/06 No

3276 MCCOY RD COLUSA COLUSA 0 0 0 0 $0 -2530% WELLS FARGO BK NA 10:00 AM 09/28/10 $142,672 First 06/29/07 No

359 VIRGINIA ST WILLIAMS COLUSA 0 0 0 0 $397,630 100% NO LENDER ON DOCUMENT 10:00 AM 09/21/10 $376,731 12/07/05 Yes

1037 F ST WILLIAMS COLUSA 1 0 0 0 $127,306 -76% CHASE HM FIN LLC 12:00 PM 10/01/10 $225,609 First 02/14/06 No

Sellstate Gold Inc

www.sellstategold.com

Foreclosure List Report

Presented By:

Sarah Becker

530-671-1300

Sarah@sellstategold.com

290 TACITUS ST ARBUCKLE COLUSA 0 0 0 0 $282,115 -13% ONEWEST BK FSB 10:00 AM 10/06/10 $336,298 First 07/30/07 No

405 7TH ST COLUSA COLUSA 1 0 0 0 $113,914 -81% PNC MTG 10:00 AM 11/30/10 $163,362 First 12/05/06 No

811 KING ST ARBUCKLE COLUSA 1 0 0 0 $0 -2580% US BANK NA #2006-AB3 (TR) 3:00 PM 12/08/10 $325,350 First 07/19/06 No

1257 OAK ST COLUSA COLUSA 1 0 0 0 $135,639 -46% CALIFORNIA HSNG FIN AGCY 3:00 PM 12/03/10 $215,320 First 12/27/06 No

834 JAY ST COLUSA COLUSA 1 0 0 0 $113,393 -76% PNC MTG 10:00 AM 11/23/10 $214,993 First 01/04/06 No

66 NAVAJO AVE COLUSA COLUSA 1 0 0 0 $0 -2570% NOMURA HM EQUITY LN 10:00 AM 10/05/10 $0 First 03/01/06 No

6913 HARBISON RD COLUSA COLUSA 1 0 0 0 $210,698 -52% CHASE HM FIN LLC 12:00 PM 10/08/10 $134,565 First 05/03/06 No

720 JACKSON ST Unknown COLUSA 1 0 0 0 $0 -2595% BANK OF AMERICA 10:00 AM 11/18/10 $270,278 First 03/22/07 No

333 SEQUOIA WAY COLUSA COLUSA 1 0 0 0 $154,338 -155% NO LENDER ON DOCUMENT 10:00 AM 12/03/10 $199,609 Second 03/01/06 No

311 SEQUOIA WAY COLUSA COLUSA 1 0 0 0 $134,911 -166% AURORA LN SVCS LLC 10:00 AM 11/16/10 $145,174 02/24/05 No

670 FRANKLIN DR WILLIAMS COLUSA 0 0 0 0 $210,699 -78% MORTGAGE ELECTRONIC RGSTRTN 10:00 AM 11/02/10 $274,800 First 03/28/07 No

2243 LINDSEY DR COLUSA COLUSA 0 0 0 0 $274,515 -72% CITIMORTGAGE 12:00 PM 12/01/10 $300,444 First 07/26/05 No

2453 ZUMWALT RD WILLIAMS COLUSA 1 0 0 0 $0 -3750% BAC HOME LOANS SERVICING LP 10:00 AM 12/17/10 $417,198 First 11/02/07 Yes

68 LOUIS LN COLUSA COLUSA 1 0 0 0 $161,693 -64% BAC HOME LOANS SERVICING LP 10:00 AM 12/17/10 $221,207 First 05/09/06 No

221 VIRGINIA ST WILLIAMS COLUSA 1 0 0 0 $167,234 -49% ONEWEST BK FSB 12:00 PM 11/08/10 $219,688 First 02/24/06 No

963 8TH ST COLUSA COLUSA 1 0 0 0 $166,688 -86% BAC HOME LOANS SERVICING LP 10:00 AM 12/17/10 $220,428 First 06/21/05 No

65 MEADOW VIEW DR COLUSA COLUSA 0 0 0 0 $245,259 -38% PNC MTG 10:00 AM 11/23/10 $348,365 First 03/19/07 No

3 WEBSTER ST COLUSA COLUSA 1 0 0 0 $151,924 -17% NO LENDER ON DOCUMENT 12:00 PM 11/12/10 $180,359 First 11/28/05 Yes

3878 RIVER RD COLUSA COLUSA 0 0 0 0 $331,318 11% AURORA LN SVCS LLC 10:00 AM 12/06/10 $312,928 01/15/04 No

553 BUTTE VIEW DR WILLIAMS COLUSA 0 0 0 0 $194,500 -52% HOMEQ SVCG 12:00 PM 11/16/10 $278,140 First 01/20/06 No

2292 ZUMWALT RD WILLIAMS COLUSA 0 0 0 0 $397,674 -8% JP MORGAN CHASE BK 10:00 AM 11/16/10 $288,064 First 11/10/05 No

139 CYNTHIA DR COLUSA COLUSA 1 0 0 0 $154,745 -73% BANK OF AMERICA 10:00 AM 12/16/10 $195,889 First 04/07/06 No

1075 NORTH ST WILLIAMS COLUSA 1 0 0 0 $169,198 -36% WACHOVIA MTG 10:00 AM 11/09/10 $241,457 First 08/15/07 No

3 OAK TREE LN COLUSA COLUSA 1 0 0 0 $0 -3600% BAC HOME LOANS SERVICING LP 10:00 AM 12/10/10 $327,279 First 06/01/06 No

540 BUTTE VIEW DR WILLIAMS COLUSA 0 0 0 0 $189,122 -36% GMAC MTG LLC 10:00 AM 11/10/10 $177,686 First 08/04/05 No

Unknown Unknown COLUSA 0 0 0 0 $0 100% CALIFORNIA CAP LNS INC PSP 12:00 PM 10/26/10 $300,000 12/29/06 No

Page 3 of 3Report as of: 11/10/10 3:38 PM

Only 7 new foresclosure filings in Colusa County in October 2010 (so far)

Sellstate Gold Inc

www.sellstategold.com

Foreclosure List Report

Presented By:

Sarah Becker

Sarah@sellstategold.com

745 EGRET DR WILLIAMS COLUSA 0 0 0 0 $167,189 -19% US BK HM MTG 10:00 AM 10/22/10 $205,465 First 01/22/08 Yes

720 JACKSON ST Unknown COLUSA 1 0 0 0 $0 -2595% BANK OF AMERICA 10/22/10 $276,804 First 03/22/07 No

711 MALLARD DR WILLIAMS COLUSA 0 0 0 0 $230,522 -12% BAC HOME LOANS SERVICING LP 10/22/10 $296,206 First 09/01/05 No

230 VIRGINIA ST WILLIAMS COLUSA 1 0 0 0 $151,145 -58% EMC MTG CORP 10:00 AM 10/07/10 $245,865 First 01/19/06 No

Unknown Unknown COLUSA 1 0 0 0 $0 -1570% US BK HM MTG 10:00 AM 10/19/10 $164,258 First 11/15/07 No

672 FRANKLIN DR WILLIAMS COLUSA 0 0 0 0 $195,693 -28% ONEWEST BK FSB 10:00 AM 10/07/10 $152,111 First 05/10/05 No

672 FRANKLIN DR WILLIAMS COLUSA 0 0 0 0 $195,693 -28% ONEWEST BK FSB 10:00 AM 10/07/10 $152,111 First 05/10/05 No

Report as of: 10/18/10 4:05 PM

First Time Homebuyer funding is now available through the City of Gridley and City of Colusa. The program is funded by the State HOME Investment Partnerships Program and provides "silent" second mortgages to income-eligible applicants up to $75,000 or 49% of the purchase price, whichever is less. The City first-time homebuyer loan provides gap financing and must be coupled with a first mortgage. Interest rates are from 2-3% and monthly payments are deferred for 30 years. A small down payment is required as well as completion of a homebuyer education course.

For more information, or to obtain a copy of the current income limits for the program, please contact Beckie Flores of the Consolidated Area Housing Authority of Sutter County. or Sellstate Gold Real estate of Yuba City.

Sellstate Gold Real Estate

940 Colusa Hwy Suite D

Yuba City, CA 95991

530-671-1300

www.Sellstategold.com