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If you or someone that you know is having a hard time or just cannot make their mortgage Payment just pick up the phone and call me. YOU are not alone. Approx. 1 out of 10 are in the same position you are. There is no fees charged to you. Find out what your options, learn how to protect yourself and learn about the possible tax consequence there may be if you decide to forclosure. Most importantly DON'T WAIT!!! There is not a lot of time to figure out the best solution for you and then put the best solution in action.
Check out http://www.shortsaleconsultantnow.com for more information. Again don't wait...We may be able to help you.
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Gorgeous 18.9 acre property located in Esparto in one of the most desirable areas - Lamb Valley. Nestled down a single lane country road, this property has a slight upslope where the 3 bedroom, 2 bathroom house is situated. Property includes outbuildings and a shop below the house. There is approx. 3 acres of almond trees. This is a one of a kind property. Not a short sale Not an REO!
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There are plenty of reasons not to let your home foreclose. It can affect your whole life. There are other options and solution. Please call me and find out what you can do.
You may end up with Deficiency Judgment
Many employers run credit checks oforeclosure is one of the top items that will put a potential new hire in jeopardy.
Many current employers run credit checks and a foreclosure can put a current position in jeopardy.
Security clearances, government positions oMilitary and law enforcement and more.
Your tax liability in a foreclosure may be much higher than in a properly negotiated short sale since in most cases cancelled debt will be higher.
As your Certified Distressed Property Expert (CDPE) Realtor, I will explore every option with you and work towards a resolution. While it may not seem like it now, there will come a time when you look back on this situation and will want to know you did everything you could.
Linda Pillard, ABR, CRS, CDPE, SRES
(530) 713-6121
National Real Estate
Woodland, CA 95695
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Wrinkles might be cute on dogs - but not so much on faces and certainly not in real estate transactions!!
It seems like it is taking longer to get the fully executed contract, longer to get the preliminary title report, longer to get the appraisal, longer to get responses to requests for repairs, longer for loan docs, longer for funding...at this rate i'll need a face lift between the time we go into contract and the close of escrow!!
Remember the days when you could actually close a transaction in 30 days or less? Certainly FHA transactions start at 45 days and if you throw in the fact that the transaction is an REO, well then you definitely have a sixty day escrow. Even a non-REO with conventional financing seems to be taking 45 days. Yes...sixty is the new thirty and if we can just accept that fact, it might eliminate some stress-induced furrows and gray hair. Now...where did I put that invitation to the Botox party?
Lori Prizmich, CRS
Keller Williams Realty
530 845 3325 (direct)
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