Galt, CA

Galt Short Sale SOLD - 204 Allport Drive

I am so excited to have just closed escrow on this Galt short sale! I listed 204 Allport Drive as a Bank of America short sale. The house was in good condition with 4 bedrooms, 2 baths, and 1,545 square feet. The buyers are thrilled to move in this weekend and the seller's are happy the house sold to a great family who stuck through the short sale process.

I have listed and sold over 100 short sales and REOs for with Bank of America. As the largest lender, Bank of America is constantly updating and improving their short sale process. As a Galt short sale agent, I am very familiar with the process and the expectations of Bank of America. Usually, I can get Bank of America short sales approved quickly. My quickest approval was 27 days! For various reasons, this Galt short sale took about 4 months to approve. It was tedious for the buyers to wait but the wait was worth it and they scored a great house!

If you are thinking about short selling your Galt home, no doubt you have more questions that answers. Read these short sale FAQs and find out if you qualify for a Galt short sale.

Galt Short Sale SOLD - 204 Allport Drive

Galt Short Sale Agent - Allan Sanchez

Take a look at my newest Galt short sale! 204 Allport Drive is now an approved short sale and pending! It's a nice 4 bedroom home with 2 baths and 1,545 square feet. Both buyers and sellers were anxious to get an approval and excited for this home to close. The buyers will be in their new home by Christmas and for a great price...$140,000.

This Galt short sale is with Bank of America. As the largest bank, Bank of America has a more streamlined short sale process. If you are considering selling your Galt home as a short sale, it's important to work with a Galt short sale agent, familiar with your lender. Short sales are very different from traditional equity sales because there is a third party involved, the bank! Short sale agents know what paperwork to send and how to best negotiate with the bank to accomplish short sale success.

See if you qualify to sell your Galt home as a short sale.

Galt Short Sale Agent - Allan Sanchez

Have you been thinking of selling your Galt home as a Short Sale? Have you fallen behind on your loan payments? Or thinking you are going to fall behind? Have you been working on a loan modification with your lender and are getting nowhere? We are sure you have many questions regarding the process, the timing, what to expect, how it will affect your credit and much more. More questions than answers right now, right?

The real estate team of Lori Mode and Bruce Durham have been helping homeowners in distress for over 20 years now. We have closed many, many short sales in the Galt and other Sacramento areas over the past few years. As a Certified Distressed Property Expert we have trained extensively to understand the options, solutions, and effective methods for dealing with homeowners facing hardships. We are here to help you understand all of your options and answer your short sale questions. We will help get you through the process in a professional manner and with the least hassle.

Here are some articles that may help you become more educated in the process of short sales:

Who is Eligible for a Short Sale? , Are There Any Credit Consequences to a Short Sale?, Your Monthly Payments and a Short Sale, and Short Sales - how long does the process take?

Selling your Galt home as a short sale can be a daunting experience, but it shouldn't be with the right real estate agents. Lori Mode and Bruce Durham are the Galt real estate agents that can guide you through this process, sell your home and help you avoid foreclosure. For a private consulation, call us today at (916) 230-0371 or visit our website at www.ModeandDurhaM.com.

Galt Schools

The Galt Joint Elementary School District has published its 2011-2012 calendar and events calendar.

There are new immunization requirements for students beginning this school year.

Are you new to Galt and want to know about the schools? Home shopping in Galt? Read the School Accountability Report Cards. Visit each school’s Web site to learn more. The school registration form can be found here. Home study is also available.

The GJESD Web site is a great resource for students and their families. You can learn about the GATE program, food services, transportation, health forms and so much more!

P S

Are you home shopping in Galt? I can help with the mortgage financing! Please call me at (916) 849-9200!

For the past 30-some years, I've been taking niacin to lower my cholesterol. Oh, sure, in the beginning it was just all fun and games because niacin gave you such a rush. Especially if you didn't take the time-release version. But now it is time to say goodbye to my daily ritual of niacin. Because the medical community has recently determined that taking niacin can give you a heart attack! I kid you not. And it has been found to have absolutely zero benefit for lowering cholesterol.

If you can't trust a doctor, who can you trust? One day, it's take niacin. The next day, it's niacin could kill you. Being in the medical profession has to got to be as much fun as being a Sacramento short sale agent. What's true one day changes the next. Especially in the short sale business.

But, here's one thing that doesn't much change. The community of Galt. There are a lot of firefighters, police officers and public workers who live in Galt. I don't know about you, but if we suddenly had a national emergency situation, I think Galt would be a good place to live.

This is a 3-bedroom, 3-bath home, of approximately 2,724 square feet, built in 2006 by Hofman Construction. I guess the original plans for the Cambridge model showed a smaller square footage, but something changed along the way. This home is situated in Chancellor Estates. It's a highly desirable one-story home.

Most of the flooring, except for the bedrooms and baths, is hardwood walnut planks. Which is great for pets and children. The bedrooms have upgraded carpeting and pad. The baths and laundry are ceramic.

Off the entry is the formal living and dining. To the right, through French doors, is an office. The wall to the left is cut open to reveal the hallway. Straight ahead is the family room and to the right is the kitchen.

Lots of upgrades in the kitchen, besides the island. The cabinets are tiered and finished with molding on top and bottom with fluted clipped corners, plus under cabinet task lighting. Counters are granite. Backsplash is tumbled stone tile. Double door pantry closet with frosted and engraved glass.

You'll find plantation shutters throughout, ceiling fans and a whole house fan. Off the master suite is a retreat used as a nursery. This room is professionally painted with a mural composite of a giraffe, elephant, zebra, monkey and other wild animals in the jungle. Totally cute. The master bath has a jetted tub, marble vanity top with dual sinks and a separate shower with a marble inset. Huge, double-size walk-in closet.

The back yard is professionally landscaped. There is a 3-car garage, and a side yard concrete slab for a boat. The third garage is a drive-through.

595 Hamstead Drive, Galt, CA 95632 is exclusively offered by Lyon Real Estate as a short sale at $265,000. For more information, call your Sacramento short sale agent, Elizabeth Weintraub, at 916 233 6759. For a private showing, call Barbara Dow at 916 761 7398.

Photos: Elizabeth Weintraub