Glendora, CA

Are you in debt? This class will teach you how to easily break the conventional banking rules and make your money work best for you by using the fundamental principals that will give you the tools to eliminate your debt.

Instructor(s): Matthew Bartlett

Site: Grand Ave. Plaza, 140 S. Grand Ave., Ste. #H, Glendora (Located across from Foothill Pres. Hospital)

Fee: $5.00 (Seating is limited so please make sure to rsvp. First TWO to rsvp will be FREE.)

Date/Time: Monday June 15, 2009 6:00pm - 8:00pm

Register by phone or email:

Office Direct: (626)610-1179

Email: mbartlettrealestate1@earthlink.net

Website: www.matthewbartlettrealestate.com

This will be the 1st Bi-monthly Mixer for the Los Angeles Professional Network...and IT'S FREE!

Many of Los Angeles business leaders have been invited so bring plenty of business cards, postcards, and brochures to share!

WHEN Friday April 3, 2009 from 6:00pm - 9:00pm

WHERE: The O Hotel

819 S. Flower St. (between 8th and 9th Streets)

Los Angeles

PUBLIC PARKING: Next door w/validation $4.00

http://www.ohotelgroup.com

By Matthew Bartlett

Congratulations must go out to all of the Teachers, Administrators, and most importantly the Students who have worked very hard year in and year out within the Glendora Unified School District!

The State Superintendent of Public Instruction recently released California's 2007-2008 Accountability Progress Report (APR) which provides results from the State accountability system-the Academic Performance Index (API) as well as the Federal accountability system-Adequate Yearly Progress (AYP).

Once again Glendora Unified posted outstanding results garnering a district wide score of 839 on the California State Academic Performance Index (API). This was an increase of eleven points over the prior year. Infact the district has improved their score each of the last four years. The district continues to outperform most other districts in the State, scoring above the statewide average of 742 for district-wide scores.

Glendora Unified also reported one of the highest API scores in then San Gabriel Valley. Individual schools also reached their API growth targets. This has put Glendora Unified in an elite group of California school districts that can proudly say that each individual school in the District exceeded 800 on the API, with two schools exceeding 900.

But that's not all, Glendora USD is one of the few districts in the County which met it's Adequate Yearly Progress (AYP), the Federal academic goals set by the No Child Left Behind Act. Glendora was the only local school district to meet these important goals.

Great Job!

Home Loan Modification Tips

By Matthew Bartlett

In the current market many homeowners are considering a home loan modification. However, to modify your current home loan certain criteria must be met.

1. You must document all of your current income and savings information. Making too much or too little income may disqualify you for a loan modification.

2. You must have no equity in your home or be upside-down (owe more than home is worth) for your lender to be willing to work with you.

Beware of the lender who says they are unable to work with you unless you are in default. This does not give you justification to stop making your trust deed payment. The truth is few homeowners are being helped who are in default.

Anyone that claims they are a loan modification specialist, be careful they may infact be a mortgage broker. California law requires non-attorneys to register as Mortgage Foreclosure Consultants and they may be liable for any damages they may cause you. They are required to enter into a contract with you, & if they do not have a contract they can email to you, then do not work with them.

You should also know that California law requires that lenders work with you, even if you are not currently in default. Just the possibility that you will face foreclosure in the future will be enough. If your lender refuses to help you because you are not in default, simply take down their name and send a certified letter with return receit requested. Your letter must describe the conversation and the employees refusal to assist you. Also inform them they have 15 days to respond in writing if they disagree with your statement. At this point contact your attorney immediately.

Lastly, because I'm not an attorney I recommend that homeowners considering a home loan modification work with an attorney who speacilizes in Real Estate law. Your attorney will speak directly with your lenders legal department, avoiding the normal run around.

Great Affirmations

By Matthew Bartlett

This is going to be an awesome day!

I have a great life!

I have beautiful family!

I'm a great salesperson!

I'm going to be unstopable today!

I only attract great things!

No one will stop me!

I will set the listing appointment!

I have control in the listing presentation!

The client will sign the contract!

I'm not attached to the outcome!

I feel awesome today!

I love to prospect!

2009 will be my best year ever!

Affirmations are the best way to pump yourself up each and everyday. Be sure to put your affirmations in writing and keep them in front of you. Repeat them to yourself at least THREE times a day, once in the morning, once in the afternoon, and once before you go to sleep at night, and whenever you find yourself getting down. And most important HAVE FUN!