Gold River, CA

Gold River Home For Rent - 4 Bedrooms - $1,845 P/Month

Take a look at this updated home for rent in Gold River, CA. 11674 Prospect Hill Drive has 4 bedrooms, 2 baths, a separate living room room and family room, and large master suite. Updates include new paint and carpet, refrigerator, and wood floors in the kitchen. This Gold River home has a great floor plan, 2,135 square feet, high ceilings, brick fireplace, and lots of light. Prospect Hill Park is right around the corner and offers a playground and plenty of room to run!

Most people can appreciate Gold River for its well maintained homes, tree lined streets, large parks, safety, and close proximity to shopping and freeway access. Gold River also has one of the highest ranking schools in the Sacramento area. Gold River Discovery Center is a K-8 public school with an API 924, this school is ranked a 9 out of 10 and the reason many move to Gold River.

For a tour of this Gold River home for rent or if you are looking to rent your Gold River home, email WestleyPM@yahoo.com for more information.

If you are interested in selling your Gold River home, or are just curious of the value, contact Gold River real estate agent, Allan Sanchez, allanshomes@yahoo.com.

Gold River Home For Rent - 4 Bedrooms - $1,845 P/Month

You can hire the wrong short sale agent. Especially in Sacramento where lots of agents are jumping on the short sale bandwagon. If you do, Fannie Mae will send your home to foreclosure instead of granting a short sale. It's the way of Fannie Mae.

But first, let me share with you that a client said the nicest thing to me yesterday. Really touched my heart. We closed his short sale in Gold River in 8 calendar days. Actually, we closed one day early, because we were up against the sale date and there was no way to postpone the auction. I prefer to be early than late. He said: "Choosing you as my agent goes down as one of the smartest things I have ever done."

I say we closed his short sale rather than I closed his short sale because, as a Sacramento short sale agent, I realize that no wo/man is an island. It takes a team to close. Without a good buyer's agent on the other side of the transaction, a seller could be doomed. That's why I help my sellers to carefully choose the buyer and the buyer's agent we work with. If a seller were to choose the wrong buyer and that buyer doesn't perform, the seller could be headed into a trustee's sale and not to closing.

This particular seller tried to do a HAFA short sale in the middle of this transaction. I called him when I found out and asked why. I discuss HAFA upfront with my sellers to determine whether they qualify. Remember, being eligible for HAFA and qualifying for HAFA are two different and distinct things. And this transaction was a Fannie Mae short sale, which would have made it a Fannie Mae HAFA short sale -- had the seller gone that route.

I told him not to do it. I urged him to talk to his lawyer. He was too close to the foreclosure date. It wasn't worth going after $3,000 if it would have meant going to foreclosure. Fannie Mae has a procedure by which they choose if it's more profitable for them to go to foreclosure and, if they are very close to the foreclosure date, they will choose foreclosure. Yes, your government, which basically runs Fannie Mae now as a GSE, wants families to lose their homes to foreclosure. It's easier. It's more profitable.

Don't believe me? Don't just rely on my years of experience with Fannie Mae short sales. Check out this August 18th piece from the Detroit Free Press: Fannie Mae Pressures Banks to Foreclose, Contrary to Promises to Keep Families in Their Homes.

We received short sale approval on the 15th of August from Bank of America. Our closing date was the 24th of August. Nine days later. The buyer elected to get a loan, too, when informed of short sale approval. I about had a heart attack. But you know what? It closed. It closed with a loan.

And people say we short sale agents can't pull a rabbit out of our sleeves. Hey, Rocky! Yup, nothing up my sleeve. Presto, chang-o.

Sacramento CA – The Stop Foreclosure Institute recently received a question from Christina. Here is her question.

"I just read your article Frequently Asked Questions about Short Sales. You mention that you can obtain another home loan two years after a short sale.

Who are these lenders and how can I contact them? I have been looking but so far no luck. Everyone is insisting we must wait three years. I'd appreciate any information you can provide. Christina."

We just heard back from our mortgage broker on this issue. Fannie Mae recently changed their guidelines for a loan after a short sale.

(Since most lenders and loan programs follow Fannie Mae's Guidelines, that means that almost every single lender changed their policies as well.)

When we wrote the article their guidelines had said that you had to wait two years after a short sale. Now those guidelines have been changed to 3 years.

The good news is that you can still buy a house after a short sale. Life does go on and will go back to normal. No matter how bad things may seem, they will get better.

Before you know it the 3 years will pass and you can buy another home. The housing market is still flat and will probably be flat over the next 3 years.

So you will be able to buy the next house for substantially less than what you paid for your current home. Thinking about a short sale?

I can help you short sale your property and never pay the bank another penny. Send me an e-mail at 3hayes@sbcglobal.net. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 530-306-3316

Thinking about a loan modification? Our Sacramento loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, John J Hayes.

John J is a Real Estate Agent at RE/MAX Gold.

Phone: 530-306-3316. 3hayes@sbcglobal.net.

"Hard Work and Dedication"

View My homes for sale at www.johnhayesrealestate.com.

John Hayes specializes in loan modification assistance and short sales in Sacramento California. Sacramento Loan Modification Help, Sacramento Short Sales. Sacramento Short Sale Realtor. Sacramento CA Short Sales. Sacramento Realtor.

Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

John J Hayes, RE/MAX Gold, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.

However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

The views expressed here are Hayes's personal views and do not reflect the views of RE/MAX Gold.

This information on Sacramento Short Sales: The Wait To Buy Another Home After A Short Sale Was Recently Changed to 3 Years is provided as a courtesy to our viewers to help them make informed decisions.

Come take a video tour of Gold River, a stunning planned community on the banks of the American River, near Sacramento, CA. Over 3000 homes are set in separate "villages", each with it's own personality. Miles of bike trails meander through the wooded greenbelts, connecting to the world-class American River Bike Trail along the adjoinging river parkway.

Gold River has some of the best schools in Sacramento. Gold River Discovery Center is an award winning K-6 school, tucked into a wooded village, bordering a park. With access to the American River, science projects take on a new meaning! Rio Americano is the High School, one of the highest ranking high schools in the area.

The brilliance of the master planned landscape design is apparent as you drive the main boulevards. In the winter? Towering textures of green, gold, and rust paint a pallette of a wooded wonderland. In summer, Crepe Myrtle explode in bursts of white and pink, lining the main boulevards, as towering redwoods shade the miles of walking trails. Gold River is so beautifully landscaped it takes your breath away.

There is a village for everyone, each with it's own flair. Some are gated, and some have their own tennis courts. Some are designed for the busy executive seeking a private retreat from a hectic day. Others are kid friendly and social, with cul-de-sacs and inviting front porches awaiting a chat on a summer evening.

Come take a look, then call me to find out how you can make Gold River your home.

2010 has remained a strong year for Gold River Homes for sale, despite the sluggish economy.  While sellers may not be shouting "Yoo Hoo" with the current prices, buyers are loving it.  There are tremendous values to be found in Gold River, coupled with stunningly low interest rates. 

Gold River is a beautiful planned community of over 3,000 homes nestled into the banks of the American River, just South of Fair Oaks.  With miles of walking trails, stunningly textured landscape, interwoven greenbelts, and beautiful homes, Gold River has become one of the premier communities of the Sacramento area.

Schools? They have the best! Kids start in the Gold River Discovery Center, located right within the community. Junior High is right across the river, at Barrett Jr High.  Their High School is Rio Americano, one of the Sacramento area's highest rated schools.

With 25 separate "Villages" to choose from, I'm sure you'll find a home waiting for you that fits perfectly.

Take a look at how strong the sales have remained in Gold River throughout 2010, with 10 - 20 selling each month.  Then call me to find out more!