Grand Terrace, CA

Christmas Sweaters for the Girls

Our daughter lives back east so we spend a lot of our time spoiling our 3 dogs like kids. I am always buying them new collars, t-shirts, chewies and of course they all got new Christmas sweaters. I took pictures too so I hope you enjoy them.

My terrier, Giget, wore her sweater all day but the other two could not wait to take theirs off.

CoCo wore hers only until the presents were opened and I got a few pictures. She is very good at getting the sweater off by herself.

Tootie is not very happy to wear her sweater.

A Kodak moment here.

Happy New Years Day ~Jan 2, 2011. Hope everyone had a wonderful holiday. Right now I am going to go watch the “Rose Parade” on TV. I love the flyover by the B-2 Stealth Bomber.

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Call Kristin Hamilton at 909-557-6966 to list your home.

Inland Empire Homeowners, please call me for a Comprehensive Market Analysis to assist you with marketing your home for sale and getting the best price possible. Buyers, if you are planning to purchase real estate, let me assist you in finding the right home. Google me at Kristin Hamilton, Keller Williams Realty, Redlands, CA

So Sad...Waiting for The FedEX Truck!!!!

Every morning, my CoCo sits at the front door waiting for the FedEx Truck to zoom down the street at 50 miles per hour. She loves to bark at the truck. She goes to the door right after she eats breakfast and will wait all day until the truck arrives. She likes the UPS truck too but he doesn’t drive as fast or make as much noise.

Today, we have 3 packages being delivered so CoCo will be really excited since the truck will be stopping.

She also waits for the pool man and the gardener. What a wonderful life!

Call Kristin Hamilton at 909-557-6966 to list your home.

Inland Empire Homeowners, please call me for a Comprehensive Market Analysis to assist you with marketing your home for sale and getting the best price possible. Buyers, if you are planning to purchase real estate, let me assist you in finding the right home. Google me at Kristin Hamilton, Keller Williams Realty, Redlands, CA

GRAND TERRACE SHORT SALE AGENTS HELP AVOID FORECLOSURE

Don't make the biggest mistake ever... Do not let the bank foreclose on your Grand Terrace home!

Loan modification is a temporary fix and can still leave you with negative equity.

A BETTER SOLUTION IS TO SHORT SALE YOUR GRAND TERRACE HOUSE

• A short sale can let your deficiency be forgiven
• In most cases a short sale can leave you with no tax liability
• Our short sale real estate services are at no cost to you
• And we can help you get out of your bad situation

Don't be fooled! The bank will come after you and foreclose your Grand Terrace house. They may even be able to get a judgment against you AFTER the foreclosure for the negative deficiency, which could be tens of thousands of dollars! But what is the difference between a foreclosure and a short sale? Here are your options of foreclosure vs. short sale:

CREDIT SCORE:

• A foreclosure will slash your credit score as much as 250 points or more, and can affect your credit for a minimum of 5 years or more!!!
• But a short sale only affects your credit score with the late or missed mortgage payments. The credit bureaus will report PAID or NEGOTIATED if you short sale.Your credit score will not be lowered as much with a short sale.

CREDIT HISTORY:

• A foreclosure will remain as public recorded on your credit report for 10 years or more.
• A short sale is not reported on a person's credit history. There is no specific SHORT SALE term and is most cases is reported as PAID, SETTLED or NEGOTIATED.

FUTURE MORTGAGE LOANS:

• If your credit report contains a foreclosure, most home mortgage lending institutions will consider you ineligible to purchase for 5 years or more.
• If you successfully negotiate a short sale of your Grand Terrace property you may be eligible for a mortgage loan and purchase a new home in as little as 2 years.

DEFICIENCY JUDGMENTS:

• Banks have the right to pursue a deficiency balance if your foreclosed loan was not a purchase money loan (If you received any money for anything other than the purchase of your house, also called a hard money loan).
• In a successful short sale it may be possible to negotiate with the bank to release you of any deficiency balance and avoid any future judgments against you.

Need more information?

CALL US NOW:

1 (800) 9 LIST-IT

or (951) 490-3683

or click here: Listing Agents in Grand Terrace CA

GRAND TERRACE CA REAL ESTATE LISTINGS

Are you looking for Grand Terrace CA real estate house and home listings? We provide a free MLS (Multiple Listing Service) portal to anyone who wants to use it. There is no registration or personal information required. Just click on the link below to access or MLS portal:

GRAND TERRACE CA REAL ESTATE LISTINGS

Once you've clicked on the link, just click on the big blue button that says "Click Here to Search MLS". With the customizable options you can choose what city or cities to search, the size of the property you're looking for, houses, condos, townhouses and townhomes, or vacant land, specific features, and list price ranges, plus many other options. Try it out and bookmark the website so you can reuse the MLS portal over and over again!

And if you find something you like, call us anytime and we'll discuss the details of the property:

(951) 490-3683

What is a Short Sale?

A short sale is when a homeowner sells their house for less money than they owe on the mortgage or mortgages.

Short selling is an alternative to foreclosure for homeowners/borrowers who can no longer afford to keep mortgage payments current. Sometimes, to avoid going through the costs of foreclosure, a lender will

authorize a short sale by allowing a homeowner to sell the home for less than the mortgage owed.

Simplified Steps of a Short Sale:

• Homeowner signs a listing agreement with a real estate agent. This short sale listing agreement is subject to third-party/lender approval.
• The home is marketed to buyers.
• Seller accepts a buyer's purchase offer subject to the lender's approval.
• Seller's lender accepts the buyer's purchase offer, which is less than owed on seller's mortgage(s).
• Transaction closes at the end of escrow and when the buyer delivers the funds, the lender releases the seller's mortgage lien and the property to buyer.

Short Sales in Grand Terrace CA

SHORT SALE YOUR HOME IN GRAND TERRACE CALIFORNIA

CALL US NOW: 1 (888) 9-LIST-IT