Lodi, CA

I attended the Wine and Chocolate Festival in Lodi yesterday. I am always amazed at the acres and acres of grape vines you see. What a great area with many wonderful wineries!

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I am a REALTOR® in El Dorado Hills with Lyon Real Estate. Though living in El Dorado Hills is my passion, I am happy to help you with your real estate needs throughout the Sacramento Valley. For more information on me or our wonderful area visit my website atwww.DeeDeeRiley.comor email me atdriley@golyon.com.

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Every year about this time the City of Lodi, in San Joaquin County in the Central Valley of California, has a celebration of the return of the Sandhill Cranes. These magnificent birds with their long legs and necks and their six to eight foot wing spans have been migrating to this area long before the City of Lodi even existed.

People come from all over to make their way to the wildlife refuges, wetlands and fields surrounding Lodi to catch a glimpse of the Sandhill Cranes. These people come with sketch pads to draw these spectacular cranes, cameras with long lenses to capture that one picture that, for them, will sum up the entire experience or binoculars to get a good close up view of the cranes. The Sandhill Cranes will mesmerize everyone with their wings spread wide in majestic flight or the unique dance they do with their wings spread wide when mating or with their enchanting call that has been likened to the sound a distant French horn.

Come to the festivities on November 4^th through the 6^th at Hutchins Street Square where they will host the 15^th Annual Sandhill Crane Festival to celebrate the return of these ancient travelers to the Lodi area.

Legacy Estates is just a short distance South from Hutchins Street Square where the Sandhill Crane Festival will be held. Just because the Sandhill Cranes come to Lodi and then leave, does not mean you cannot come to Lodi and stay. Contact The Nines Team Realty and have our team find just that special place in Legacy Estates or anywhere in Lodi.

 

There are no negotiations between buyer and seller when you buy a HUD Home. This can be a real advantage. There’s no haggling about price–everything is spelled out in black and white. What’s more, your offer is responded to promptly, and if it’s accepted, closing on the home usually will occur within 30-60 days.

 

Earnest Money rule:

• $500 if property is $50,000 or less; $1,000 if property is over $50,000. No exceptions.
• Must be certified funds: Definition of certified funds: Bank certified check or POSTAL money order (no exceptions)

 

LODI Home for Sale | HUD Home $350,000| Lodi, CA 95242

Overview Maps Photos Description Market Stats

$350,000 Single Family Home Main Features 4 Bedrooms 3 Bathrooms Interior: 3128 sqft Lot: 6,534 sqft Location 2031 Mammoth Way Lodi, CA 95242 USA To get updates on open home dates and other property events, please click the "Like" button below:

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The Mother & Daughter Realty Team Embarcadero Investments - the Real Estate Company (866) 543-0461 Call now brooksrm2042@aol.com http://www.motheranddaughterrealtyteam.net Listed by: The Mother & Daughter Realty Team

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Lodi Schools

The Lodi Unified School District serves Lodi, North Stockton, and the communities of Acampo, Clements, Lockeford, Victor, and Woodbridge. The District has published its 2011-2012 calendar and testing calendar.

There are new immunization rules for students beginning this school year.

Are you new to the Lodi area and unsure what schools your children should attend? View the street directory to find out. Check out the Virtual Academy and Charter School, too! Learn more about the schools by reading the School Accountability Report Card.

The LUSD Web site is a great resource for students and their families. You can learn about the GATE program, food services, Special Education, transportation, after school program and so much more!

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Are you home shopping in Lodi? I can help with your mortgage financing? Please call me at (916) 849-9200!

Stockton CA – The Stop Foreclosure Institute recently received a question from another agent. Apparently they were being mislead on a short sale by a large national lender. Here is the question we received: “Do you have a number to contact Fannie Mae? The bank (Large National Bank) will not allow the seller to not do a short sale and agree to repay the loss on a promissory note. She said that she has to talk to the investor which is Fannie Mae. My sellers just wants to sell and move on with their life. Janet.” Get my Free, Step By Step Loan Modification Guide by clicking here. Here is the question we received: “Do you have a number to contact Fannie Mae? The bank (Large National Bank) will not allow the seller to not do a short sale and agree to repay the loss on a promissory note. She said that she has to talk to the investor which is Fannie Mae. My sellers just wants to sell and move on with their life. Janet.” Get my Free, Step By Step Loan Modification Guide by clicking here. Here was our response. I understand the logic of what your seller is trying to do. They think that they can just sell the home for less thant it’s worth, sign a promissory note for the difference, and move on with their lives. The sad reality is that life’s not that simple, especially when you are dealing with bankers. Before they make any changes on anything, they want to make sure that everything is ok. In order to make sure everything is ok, they will have to process the sale as a short sale. That is why they demand before they will transfer the upside down debt to a promissory note. They always like to keep things at the status quo. Any big changes need to be very carefully evaluated. It’s just the way bankers work. So, if your seller wants to sell and repay the debt on a promissory note, then they will have to go thru the formal short sale process. It’s the only option that I see. Thinking about a loan modification?Our Stockton loan modification kit will show you how to reduce your mortgage payment, keep your home, and get back on your feet. Send me an e-mail at ron@homebuyersrealty.com to request a Free Copy. Or, click here to request a copy. Thinking about a short sale? I can help you short sale your property so you can move on with your life. Send me an e-mail at ron@homebuyersrealty.com. I will contact you for a free consultation. When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (209) 321-0445 Discover how other sellers successfully completed a short sale and request a free consultation by clicking here. Thanks for reading this, Ron Cedillo. Ron is a Real Estate Broker at Home Buyers Realty. Stockton Short Sales Realtor: Phone: (209) 321-0445. ron@homebuyersrealty.com. Providing Options for Homeowners in Foreclosure View My homes for sale at www.HomeBuyersRealty.com. Ron Cedillo specializes in loan modification assistance and short sales in Stockton California. Stockton Loan Modification Help, Stockton Short Sales. Stockton Short Sale Realtor Stockton CA Short Sales. Stockton Realtor. Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved. Important Notice Ron Cedillo, Home Buyers Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why? Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit. However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification. We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision. This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing. You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale. The views expressed here are Cedillo's personal views and do not reflect the views of Home Buyers Realty. This information on Stockton Short Sales: Bank won’t allow my seller to avoid short sale process is provided as a courtesy to our viewers to help them make informed decisions.