About Murrieta's Copper Canyon

Why Is My Realtor Referring Me to You for Murrieta's Copper Canyon Homes, Loan Officer Lisa?

Experienced Realtors learn that their buyer clients will have an easier ride buying a home is one of their earliest moves is to get a Full Doc Preapproval from a trusted loan officer. When they see a loan officer do a loan with a competitive interest rate, in a timely fashion, with less than a usual amount of drama, Realtors take notice. Over time, a Realtor gets to know and trust certain Loan Officers to do the right thing, Full Doc Preapproval as well as competitive fees, and so the Realtor refers you, the client, to the Loan officer.

A Full Doc Preapproval means, the Loan Officer requires the buyer to provide full documentation up front:

• Most recent 2 months' paystubs,
• Most recent 2 years' W2s,
• Most recent 2 years' tax returns, and
• Most recent 2 months' bank statements.

The Loan Officer takes that information and works up a whole file on the buyer, modeling out the purchase price, a conservative interest rate, average values for real estate taxes, home insurance, FHA MI or VA Funding Fee, etc. Doing the full workup up front gives both the buyer and the real estate agent comfort in the buyer's ability to get that loan.

I will be writing a blog post soon on Beware of credit unions' Faux VA products that charge scam-like fees, with a sample from a recent "HomeBuyers Choice 30 Year" product from a common preferred credit union of military homebuyers. In the meantime, heed the warning: make sure exactly what loan product the loan officer is using. Ask questions and compare, so you don't pay a higher interest rate and massively higher fees. Indeed, lean toward a loan officer that a real estate agent recommends, rather than a retail lender credit union or bank whose name is comforting but who IS selling you a retail product.

If you're looking for a Full Doc Preapproval on a VA, FHA, conventional, or USDA loan, feel free to contact me at 951-704-4559, or Lisa@DelzompoHomes.com. I don't do "faux" loans.

Market Report for Homes for Sale in Murrieta, CA - Copper Canyon

There are 19 homes for sale in the Copper Canyon neighborhoods surrounding Cole Canyon Elementary, with 14 pending sale and 7 sold in the month of October 2011. Below is a chart showing this, and comparing the August 2010 chart, as well as pictures of the Copper Canyon neighborhoods of homes, Cole Canyon Elementary school, and Copper Canyon park.

SEE BOTTOM OF POST FOR MAP SEARCH OF COPPER CANYON HOMES FOR SALE.

Since August of 2010, the market for homes for sale in Copper Canyon neighborhood of Murrieta has held pretty steady. Take a look at my report of that time frame:

Copper Canyon is the neighborhood to the north and west of the Ralphs shopping center at Washington Avenue and Calle De Oso Oro in Murrieta, CA. It is also to the south and east of the main Bear Creek gated community entrance. Commuters will find it is about 5 minutes to the Clinton Keith onramp of the 15 freeway, or about the same to the Cal Oaks-Kalmia onramp to the south, also on the 15 freeway. This puts it about 10 minutes from Murrieta's Wal-Mart, Target and a little more to Sam's Club.

Newer tracts were built later, to the east toward Washington Ave. The Copper Canyon homes are lovely homes on quiet streets, built from 1998 through 2001 in the areas more westerly and near to the elementary school, Cole Canyon Elementary.

The elementary school in Copper Canyon is Cole Canyon Elementary, which ranks 10 on California's scale of 1 to 10. Learn more about Cole Canyon elementary at greatschools.org. Of course, Murrieta schools all state that attendance there is subject to availability, so try to register as soon as possible. They do try their best to keep local students local. The middle school these homes attend, space available, is Thompson Middle School, and the high school is the wonderful Murrieta Valley High School which is ranked 9 on California's scale.

There are parks and walking trails in Copper Canyon, as well as a wonderful park with several skinned baseball fields and nice fencing for them, and even quite a lot of open grass area for flag football teams and soccer teams to meet. The Copper Canyon park also has a children's jungle gym and restroom facilities.

Enjoy pictures below of Copper Canyon Park, Cole Canyon Elementary, and a sampling of the homes in Copper Canyon. Return to the top of this post for the current market report for homes for sale active, pending or sold in Copper Canyon Murrieta.

• Searching for homes:
• You can see homes for sale in Copper Canyon, Murrieta, CA by clicking this neighborhood search button link (to save searches and home listings, you will have to sign in):

• You can keep your privacy and not identy yourself. If you're here to search homes for sale in Copper Canyon, or Murrieta, you can search the whole Multiple Listing Service to search Murrieta homes (though you cannot save home listings or searches):

• Getting information as homes hit the market in Copper Canyon: For immediate notification via email of homes meeting your specific search criteria of Copper Canyon Murrieta homes, or any surrounding geographic area or neighborhoods, you can Submit Your Search Criteria for Premium Automated Searches and immediate email to you when those homes hit the market. From those emails, you can save favorites, etc.

Market Report for Homes for Sale in Murrieta, CA - Copper Canyon - November 2011

Market Report for Homes for Sale in Murrieta, CA - Copper Canyon as of September 2011.

via Youtube Video:

Here are the street names of the 8 homes that sold in August of 2011:

Amberleaf Ct

Joaquin Ridge

Shooting Star Lane

Stephanie Lane

Clear Creek St

Shadow Creek

Silverwood St

Karen Place

To search homes for sale in Murrieta's Copper Canyon neighborhood, click here or the following icon:

For a full, free, no obligation Comparative Market Analysis, call Lisa at 951-704-4559, or email Lisa.

Hair Salon Cut & Color or Highlights in Murrieta - Copper Canyon Casita, Reasonable Rates

Just a quick testimonial or review for my friend, Flo, who cuts and colors hair delightfully in her casita in the Copper Canyon neighborhood of Murrieta, CA. I've been going for about three years to her lovely front yard casita salon that is so tastefully decorated, for a cut and color, or highlights, and I'm a fan.

If you'd like a rate that's well below what you'd pay at a retail salon, on a salon-quality haircut and color or highlights for well under $100, give Flo a call at 951-775-6722. She's originally from the east coast and has been doing hair for many years, with a referral-based business. Please tell her you found her for haircuts, color or highlights on this blog post by Lisa.

And take a look at these great casitas that come on many of the Copper Canyon homes (very short video):