About Murrieta's The Vineyard In West Murrieta

Refer a Loan Officer for Murrieta's Bremerton Vineyard Homes for Sale?

Experienced Realtors learn that their buyer clients will have an easier ride buying a home if one of their earliest moves is to get a Full Doc Preapproval from a trusted loan officer. When they see a loan officer do a loan with a competitive interest rate, in a timely fashion, with less than a usual amount of drama, Realtors take notice. Over time, a Realtor gets to know and trust certain Loan Officers to do the right thing, Full Doc Preapproval as well as competitive fees, and so the Realtor refers you, the client, to the Loan officer.

A Full Doc Preapproval means, the Loan Officer requires the buyer to provide full documentation up front:

• Most recent 2 months' paystubs,
• Most recent 2 years' W2s,
• Most recent 2 years' tax returns, and
• Most recent 2 months' bank statements.

The Loan Officer takes that information and works up a whole file on the buyer, modeling out the purchase price, a conservative interest rate, average values for real estate taxes, home insurance, FHA MI or VA Funding Fee, etc. Doing the full workup up front gives both the buyer and the real estate agent comfort in the buyer's ability to get that loan.

I will be writing a blog post soon on Beware of credit unions' Faux VA products that charge scam-like fees, with a sample from a recent "HomeBuyers Choice 30 Year" product from a common preferred credit union of military homebuyers. In the meantime, heed the warning: make sure exactly what loan product the loan officer is using. Ask questions and compare, so you don't pay a higher interest rate and massively higher fees. Indeed, lean toward a loan officer that a real estate agent recommends, rather than a retail lender credit union or bank whose name is comforting but who IS selling you a retail product.

If you're looking for a Full Doc Preapproval on a VA, FHA, conventional, or USDA loan, feel free to contact me at 951-704-4559, or Lisa@DelzompoHomes.com. I don't do "faux" loans.

Murrieta CA Realtor for Pool, View and Cul-De-Sac Homes - Standard, Short Sale, Bank Owned

If you're looking for a local, experienced Murrieta CA Realtor for a home with a pool, view and/or cul-de-sac, you've found the right place. Broker-Owner Frank Delzompo (aka my husband, 951-326-7330) owns and operates Sand to Sea Properties from an office in Temecula, while our home is in next-door Murrieta just minutes away from Murrieta Valley High School and Thompson Middle School.

As a Murrieta CA Realtor Team, we have helped numerous Murrieta neighbors sell their pool, view or tract home, either by listing the home for sale (standard or short sale, helping avoid foreclosure) or by having a buyer who found us using the internet or by word of mouth from one of our many Happy Clients in Murrieta and surrounding areas.

We have helped clients buy bank-owned, short sale and standard sale pool homes with and without views, some on cul-de-sacs. Helping sellers with these homes in this market involves experience with pricing and the pace of the local market despite what the naysayers are talking about regarding the real estate market as a whole. As of September 25, 2010, in Murrieta, a seller is in the cat-bird seat if the home is price correctly, with multiple buyers making offers on the home and the ability to pick among them. Get advice about your options from each offer: price versus terms. And for you buyers, note that when you have a local Murrieta realtor to represent you as a buyer, it's free to the buyer; that is, the Seller pays your Realtor to represent you, under a fiduciary duty to do what is in your best interest.

Feel free to give us a call about whether you prefer a Murrieta home with a pool, view, cul-de-sac or other amenities, and see how we can find it for you.

Here is some video I shot recently of a lovely pool home back yard of a home that is on a cul-de-sac and also has a view of the Santa Rosa Plateau from the front and back yards. It is not an active listing as of 25 September 2010, just some pool eye candy with a little discussion of pool homes in the particular neighborhood, Murrieta's Vineyard at Bremerton by Pulte. Enjoy, and please do give us a call if you're interested in a Murrieta pool home with a view or on a cul-de-sac.

Market Report for Murrieta, CA - West Side's The Vineyard, Pulte Homes for Sale

The Vineyard by Pulte homes is a neighborhood that was built out primarily in 2005. It is supposed to have a community pool and new elementary school coming in across the Murrieta Creek to the west, but those plans have been put on hold in the recession. Homes range from apx 3100 sq ft to 4000 sq ft.

There are currently only 4 homes for sale in the Vineyard of Murrieta, as of February 19, 2010:

1. 42586 Port Lane, asking $379,000. This is a former model home, in a short sale situation.
2. 24090 Madeira Lane, asking $280,000. This is a short sale situation. Lovely upgraded home.
3. 24279 Golden Mist, asking $349,900. This one was purchased as a short sale or on the courthouse steps and is being flipped after getting new paint and carpet.
4. 24153 Madeira Lane, asking $399,900. This also is a standard sale.

Here is a sample of what the Vineyard in West Murrieta neighborhood homes look like:

Past the home to the left, you can see the Santa Rosa Plateau in the distance. Many of the homes in the Vineyard in West Murrieta back to the (usually dry) Murrieta Creek bed and so have panoramic views of the lovely Santa Rosa Plateau.

To search homes for sale on the West Side of Murrieta, including The Vineyard, click to search Murrieta homes.

For a personalized search set to find homes meeting your criteria, you can submit your criteria, and we will set it up for you. You will receive email immediately when new listings hit the market, or when listings' meeting your criteria have a change such as a price reduction.