Oak Park, CA

Sophisticated Investors with Conforming and Jumbo Option Arm Mortgage Rates

Isn't it true that in any economy there are those that profit no matter what. Many right now think that if you took a Conforming or Jumbo Option Arm Mortgage Rate in California you are either a deadbeat or a moron. Many would even make a moral judgment about your type, and that you are the scourge of the neighborhood for taking an Conforming or Jumbo Option Arm Mortgage Rate in California.

But I know your secrets and I am going to expose your financial trickery right now. First you are not a deadbeat, nor a moron. You are in fact a sophisticated investor who learned how to beat the house at it's own game. This was even better than the students from MIT who beat the casinos with card counting.

You are a college grad, a corporate executive or a self made entrepreneur, you owned a multi-million dollar home and you had lots of equity. You discovered that you could buy your next dream house or refinance the existing loan on a Conforming or Jumbo Option Arm Mortgage Rate in California and invest the extra cash-flow back in your business to finance expansion or to increase you investments in the market and arbitrage the rate.

At the end of the tax year when your accountant told you that you were going to owe Uncle Sam to much, you paid back the deferred interest so that you could offset your income with your mortgage interest to reduce your tax liability. As soon as the new tax year began, you started again to defer the interest on your Conforming or Jumbo Option Arm Mortgage Rate loan.

Even though the Conforming or Jumbo Option Arm Mortgage Rate Loan for Investors in California adjusts monthly, your rate has averaged about 4.0% depending upon when you started. In fact right now you likely have a sub 3.0% rate. Who is laughing now?

Not all bets work out nor go the way they're planned, but this one worked out just right! You made your profits on the extra cash flow from your Conforming or Jumbo Option Arm Mortgage Rate Loan for Investors in California, but with every game there is a time to get in and a time to get out. In my opinion, the time to get out is now!

With the termination of the Federal Reserves $1.25 trillion dollar investment to buy mortgage backed securities expiring at the end of March, it is just a matter of time before rates will head up. Rates on Conforming Mortgages could rise .50% to 1.50% and Jumbo Mortgages would likely go even higher.

If you have a Jumbo or a Super Jumbo Mortgage the market could all but disappear like it did before the stimulus plan went into action in January of 2008. If this takes place, you do not want to be holding a monthly adjustable rate. It could get ugly.

Right now you can lock in great fixed rates!!!

Even great fixed rates on Conforming and Jumbo Interest Only Loans fixed for 3, 5, 7 and 10 years, so that you can still maximize your cash-flow.

For a free consultation and to see how you can take advantage of the best loans available, please call me directly at 800-881-7572. Please note that excellent credit, income, assets and equity are required to qualify for the best products.

Oak Park Unified School District, in Oak Park CA, is a "District of Choice". What this means, is that parents from other districts can have their children enroll in Oak Park Schools without having to obtain approval from their own district. Many districts are unwilling to release their students to an out of area school because it will mean less funding for that school.

Oak Park now has 1338 transfer students, or 33 percent of enrollment. The Oak Park school board voted at the September meeting to cap out of district students at 35 percent. With all schools in California feeling squeezed financially because of less state funding, the District of Choice designation helps school districts increase revenue, as public schools receive funds based on size of enrollment. Schools receive $5953 from the state per student.

Superintendent Tony Knight said the transfers generate almost $8 million for the school district. This is offset by the expenses that total $4.7 million. This leaves $3.3 million in additional revenue, or 12 percent of the total budget. Many parents want to know if the cap is enough to offset the more crowded classrooms, or why there is not enough to keep the misc program in full swing.

"We cannot have all the programs we've had in the past and also have no cuts to anything." School board member Marie Panec said. "We are trying to balance maintaining programs is some shape or form, with cuts and increased class size."

Without funding from permit students, Knight said, one of Oak Park's three elementary schools might have to be closed. Counselor-to student- ratios would be worse, and fewer course offerings would be offered at the middle and high school levels, include advanced Placement and honors courses.

Many Oak Park parents feel that Oak Park schools should be for Oak Park children only, especially because of the taxes we pay for bond measures voted in to improve our schools. While this may be an ideal, we have such a small school district, to do so would be short sighted, especially in these days of California's budget crises. The funds generated by the out of district students keep our district financially viable, and we are able to maintain the high ranking of our schools.

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Oak Park Certified Farmers’ Market is Relocating on Saturday May 8, 2010

To the Oak Park High School, 899 N. Kanan Rd. Oak Park, CA 91377

Every Saturday 9:00 a.m. to 1:00 p.m.

Every Saturday morning will offer a variety of fresh produce, fruits and baked goods plus fresh prepared cooked food, children’s activities and live entertainment.

Coastal Pacific Farmers’ Markets announces that the weekly Oak Park Farmer’s Market currently held at the Oak Park Plaza will relocate on Saturday, May 8, 2010 to the Oak Park High School. The Oak Park Certified Farmer’s Market will be moving to the parking lot at the Oak Park High School just west of the marquis at 899 N. Kanan Rd. The market will continue to be held every Saturday from 9am to 1pm.

The relocation of the Oak Park Certified Farmer’s Market will offer exciting changes and benefits to both the community and participating local farmers. In addition to the organic, fresh local produce and fruit, fresh baked goods, plants and live entertainment already found at the market the “new” expanded market will feature children’s activities such as inflatable slides, jolly jumps and a variety of fresh cooked food choices. The expansion of the market will also include plenty of easy parking to accommodate all of the guests and proceeds will benefit Oak Park High School. Now you can bring the kids for the children's' activities every Saturday!

Every Saturday something exciting happens in Oak Park . We present the sights, smells and tastes of a Community Farmers’ Market. The Market combines local certified produce and fruit growers with local entertainers while having outside seating to enjoy our food. Come enjoy the fun and excitement of a safe and relaxed morning of food, fun and families every Saturday.

The Certified Farmers’ Market includes local farm fresh fruits and vegetables, tomatoes, oranges, avocados, Oxnard strawberries, flowers, plants, freshly baked breads, pastries and cookies, and of course entertainment.

Click here to SEARCH FOR HOMES IN OAK PARK, AGOURA, WESTLAKE, AND ALL OF VENTURA COUNTY.