About Pacific Palisades' Pacific Palisades

I was browsing through articles and the word "trillion" caught my eyes. The word "trillion" doesn't show up often and there's no way I can related to that word. "There is a sense that when numbers are too big or too small, the brain just shuts off. People either don't think about it at all or there is fear, an exaggerated reaction." said Colin Camerer, a professor of behavioral economic at the California Institute of Technology. However, we should all be familiar to "trillion" now because President Obama said US deficit appears on track to hit $1 trillion soon. "Potentially we've got trillion-dollar deficits for years to come, even with the economic recovery that we are working on." The actual figure should be $1.2 trillion this year.

So let's break down a "trillion", a little number exercise:

A trillion has 12 zeros - 1,000,000,000,000

1 Million Seconds = 11.5 days

1 Billion Seconds = 32 years

1 Trillion Seconds = 32,000 years

Let's picture a stack of one trillion dollar bill:

A stack of one trillion $1 bills would reach more than a quarter of the way to the moon.

Let's apply the $1 trillion deficit to all of us.

One trillion dollars divided by 300 million Americans = $3,333. That's about the average credit card debt carried by each person ($3,245).

Let's now apply the $700 billion bailout to all of us.

$700 billion translate into $45 per week for each American man, woman and child.

It's about $6 a day. So are you willing to put out $6 a day to have a functioning financial system? If we break it down more, $6 a day is also $.25 an hour, or less than half a penny a minute. So now, would you be willing to pay less than half a penny a minute?

So I got this email from a friend and can't wait to share it with everyone. I'm always big on natural remedies and this is great!! Honey and Cinnamon are very easy to access and mixture of two can cure lots of diseases. Why not give it a try. It was in a PowerPoint format but I can only copy and paste the content. Please be patient and read through them. It could be a life changing habbit for a better health!!

----------------------------------------------------------------------------------------------------------------------

Honey and Cinnamon

A MIXTURE FOR CURES

INTRODUCTION

• It is found that a mixture of Honey and Cinnamon cures most diseases.

• Honey is produced in most of the countries of the world.

• Ayurvedic, as well as Yunani medicine, have been using honey as a vital medicine for centuries.

• Scientists of today also accept honey as a Ram Ban (very effective) medicine for all kinds of diseases.

• Honey can be used without any side effects for all kinds of diseases.

• Today's science says that, even though honey is sweet, if taken in the right dosage as a medicine, it will not harm diabetic patients.

• A famous magazine named Weekly World News published in Canada dated 17 January, 95 has given a list of diseases that can be cured by Honey and Cinnamon as researched by western scientists.

ARTHRITIS

• Take one part honey to two parts of luke warm water and add a small teaspoon of cinnamon powder. Make a paste and massage it on the itching part of the body slowly.

• The pain should recede within fifteen minutes in most cases.

• Arthritis patients can take one cup of hot water with two spoons of honey and one small teaspoon of cinnamon powder every day.

• If drunk regularly, even chronic arthritis can be cured.

• In a recent research done at Copenhagen University, it was found that when the doctors treated their patients with a mixture of one tablespoon honey and half a teaspoon of cinnamon powder before breakfast, they found that within a week, out of the 200 people treated, 73 patients were totally relieved of pain within a month. Mostly of these patients could not walk or move around freely, but after the therapy, they started walking with less pain.

HAIR LOSS

• Those suffering from hair loss or baldness, may apply a paste of hot olive oil, one tablespoon of honey, one teaspoon of cinnamon powder before a bath and keep it for approximately 15 minutes, and then wash the hair.

• It was found very effective if kept for 5 minutes as well.

BLADDER INFECTIONS

Take two tablespoons of cinnamon powder and one teaspoon of honey in a glass of luke warm water and drink it. It destroys the germs of the bladder.

TOOTHACHE

Make a paste of one teaspoon of cinnamon powder and five teaspoons of honey, and apply on the aching tooth. This may be done 3 times a day (daily) till such time, that the tooth has stopped aching.

CHOLESTEROL

• Two tablespoons of honey and three teaspoons of cinnamon powder mixed in 16 ounces of tea, when given to a cholesterol patient, reduces the level of cholesterol in the blood by 10% within 2 hours.

• As mentioned for arthritic patients - If taken 3 times a day, it lowers the cholesterol level.

• As per the information received in a Medical Journal, pure honey taken with food daily relieves complaints of cholesterol.

COLDS

• Those suffering from common or severe colds should take one tablespoon of luke warm honey with 1/4 teaspoon cinnamon powder daily for 3 days.

• This process will cure most chronic cough, cold and clear the sinuses.

INFERTILITY

• Yunani and Ayurvedic have been using honey for years in medicine to strengthen the semen of men.

• If impotent men regularly take two tablespoons of honey before sleeping, their problem will be solved.

• In China, Japan and the Far East, women who do not conceive, and to strengthen the uterus, have been taking cinnamon powder for centuries.

• Women who cannot conceive may take a pinch of cinnamon powder in half a teaspoon of honey, and apply it on the gums frequently throughout the day, so that it slowly mixes with the saliva and enters the body.

• A couple in Maryland (USA) had no children for 14 years and had left hope of having a child of their own. When told about this process, both husband and wife started taking honey and cinnamon as stated above, The wife conceived after a few months and had twins at full term.

STOMACH UPSET

• Honey taken with cinnamon powder cures stomach ache and also clears stomach ulcers from the root.

• GAS : According to the studies done in India and Japan, it is revealed that honey, if taken with cinnamon powder, relieves gas and pain in the stomach.

HEART DISEASES

• Make a paste of honey and cinnamon powder. Apply on bread or chapatti instead of jelly and jam, and eat it regularly for breakfast.

• It reduces the cholesterol in the arteries and saves the patient from the risk of a heart attack.

• For those who have had an attack in the past, follow this process daily and avoid the risk of another attack.

• Regular use of the above process relieves loss of breath and strengthens the heartbeat.

• In America and Canada, various nursing homes have treated patients successfully and have discovered that the arteries and veins lose their flexibility and get clogged. Honey and Cinnamon improves blood flow.

IMMUNE SYSTEM

• Daily use of honey and cinnamon powder strengthens the immune system and protects the body from bacteria and viral attacks.

• Scientists have found that honey has various vitamins and iron in large amounts.

• Constant use of honey strengthens the white blood corpuscles to fight bacteria and viral diseases.

INDIGESTION

Cinnamon powder sprinkled on 2 tablespoons of honey taken before food, relieves acidity and digests the heaviest of meals.

INFLUENZA

A scientist in Spain has proved that honey contains a natural ingredient which kills influenza germs and saves the patient from flu.

LONGEVITY

• Tea made with honey and cinnamon powder, and when taken regularly, arrests the ravages of old age.

• Take 4 spoons of honey, 1 spoon of cinnamon powder and 3 cups of water and boil to make like tea.

• Drink 1/4 cup, 3 to 4 times a day. It keeps the skin fresh and soft and arrests old age.

• Life span also increases, and you begin to feel younger!

PIMPLES

Take three tablespoons of honey and one teaspoon of cinnamon powder paste. Apply this paste on the pimples before sleeping and wash it the next morning with warm water. If done daily for two weeks, it removes pimples from the root.

SKIN INFECTIONS

Eczema, ringworm and all types of skin infections are cured by applying honey and cinnamon powder in equal parts on the affected parts.

WEIGHT LOSS

• Every morning, on an empty stomach, half an hour before breakfast, and again at night before sleeping, drink honey and cinnamon powder boiled in one cup water.

• If taken regularly it reduces the weight of even the most obese person.

• Also drinking of this mixture regularly does not allow the fat to accumulate in the body, even though the person may eat a high calorie diet.

CANCER

• Recent research in Japan and Australia has revealed that advanced cancer of the stomach and bones have been cured successfully.

• Patients suffering from these kinds of cancer should daily take one tablespoon of honey with one teaspoon of cinnamon powder for one month, 3 times a day and continue with the Oncologist's treatment. No harm lost!

FATIGUE

• Recent studies have shown that the sugar content of honey is more helpful than detrimental to one's body strength.

• Senior citizens who take honey and cinnamon power in equal parts are more alert and flexible.

• Dr. Milton, who has carried out extensive research on this subject, says that, half a tablespoon of honey taken in a glass of water and sprinkled with cinnamon powder taken daily after brushing, and again in the afternoon around 3.00 p.m. when the vitality of the body starts decreasing, increases the vitality of the body within a week.

BAD BREATH

People of South America:

The first thing in the morning they gargle with one teaspoon of honey and cinnamon powder mixed in hot water. so their breath stays fresh throughout the day.

LOSS OF HEARING

Honey and Cinnamon powder taken in equal parts daily, restores hearing.

While you try the therapy...

Forward this and let others also benefit.

According to Associated Press, Obama would devote $40 billion to $100 billion from the financial sector bailout fund to help homeowners avoid defaulting on their mortgages and extend loans to small businesses, consumers, homeowners and local governments. The legislation now limits on what financial institutions can do with bailout money and restrictions on executive pay and sets aside money for foreclosure mitigation. Such a commitment is the most specific glimpse at what Obama would do with the remaining $350 billion of the Troubled Asset Relief Program. Congress built in a safeguard by requiring that after the first $350 billion was spent; Congress could reject spending the second half. Republicans generally opposed the $700 billion bailout program when Congress first voted for it in October. With Democrats holding a stronger majority in House and Senate, even more Republicans were voicing opposition to spending the money.

Both parties have complained that the Bush administration did not spend the money as it initially intended. Treasury Secretary Henry Paulson told legislators last year that the money would be used to buy toxic assets held by the banks in hopes that would help them make more loans. But the Treasury soon changed course and used the money to make direct infusions of capital into financial institutions with few strings attached. Lawmakers complained that the money has not appeared to loosen credit. In reality it didn't. I spoke with a friend who works as the Treasurer at a bank. The money they were granted from the bailout program didn't do what it was intended to do. There's no reason for the bank to lower the credit standards and expose itself to more credit risk in an already deteriorated economic environment. The money was used 2 "inject" liquidity in the capital market by buying securities. We can only hope that our tax money will be in a better use and more transparent.

A study by Finnish and Swedish researchers shows middle-aged people who drink moderate amounts of coffee significantly reduce their risk of developing Alzheimer's disease. Middle-aged people who drank between three to five cups of coffee a day lowered their risk of developing dementia and Alzheimer's disease by between 60% and 65% later in life. The study, which was also conducted in cooperation with the National Public Health Institute in Helsinki and which was published in the Journal of Alzheimer's Disease this month was based on repeated interviews with 1,409 people in Finland over more than two decades.

It remained unclear exactly how moderate coffee drinking helped delay or avoid the onset of dementia, but pointed out that coffee contains strong antioxidants which are know to counter Alzheimer's. Some studies have also shown that coffee helps protects the nerve system, which can also protect against dementia. Other studies also show that coffee protects against diabetes, which in turn is known to be linked to Alzheimer's.

Mortgage giants Fannie Mae and Freddie Mac will extend the suspension of foreclosure sales and eviction s from single-family homes through the end of January. They have suspended foreclosures through the holidays but were expected to resume proceedings after Jan 9. The extension will allow borrowers facing foreclosure to keep their homes as it works with mortgage servicers to find options for troubled mortgage holders under Streamlined Modification Program.

Freddie and Fannie began the modification program in December, aiming to create more affordable mortgage payments for borrowers at risk of foreclosure. The program applies to borrowers who have missed 3 payments or more, own and occupy their homes and have not filed for bankruptcy. Under the problem, borrowers can reduce their interest rate, extend the life of the loan or defer payments on part of the principal. Fannie and Freddie currently own or guarantee about half of the $11.5 trillion in U.S. outstanding home loan debt.

If you need mortgage advice, feel free to contact me or visit www.realpromortgage.com.