What are San Diego's lowest mortgage rates today? What can we expect from mortgage rates for the remainder of February? All Real Estate Professionals & Consumers are advised to stay informed about interest rates and learn THE TRUTH BEHIND MORTGAGE QUOTES to insure the best financial decisions are being made without the distraction of marketing gimmicks. Whether you're a newbee, market analyst (or somewhere in between), keep yourself informed of where mortgage interest rates are going (and why) by subscribing to this daily update.

The Mortgage Street Smarts of where mortgage interest rates are going (and why):

The following information is current as of Monday 2-13-2012 and will help you understand todays best mortgage rates. If you are a Buyer/Borrower who is still on the fence (or if you are a Real Estate Agent attempting to educate your "on the fence" Buyer), please review these trends and secure an historically low interest rate before it is too late.

The market closed Friday with a WORSENING to pricing (and will typically warrant a pricing adjustment by most Lenders). Friday's WORSENING resulted in a change of 6 basis points (bps).

The following chart shows the market activity for today (hint: upward activity is good, downward activity is bad):

The following chart shows market activity over the past 10 days (hint: green is good, red is bad):

The following chart shows market activity over the past 1 month:

Daily Interest Rate Snapshot (sample of rates from one of the country's largest Lenders...individual pricing will vary based on specific Borrower qualifications): NOTE: This Lender has quoted a 1.00% Origination Fee (1 Point) to accompany this pricing. It bears noting that this chart does not necessarily represent todays best mortgage rates.

Market Commentary

Analyst: Neil Trenerry

FNMA 30-Yr 3.5%

Previous close 103.406

Opened Down 0.03 @ 103.375

Key Economic Data:

EUR / USD 1.3244 Up 0.0047
USD / JPY 77.6300 Up 0.0200
GBP / USD 1.5803 Up 0.0047

Oil 100.10 Up 1.43

Gold 1,725.30 Flat

Key Economic News:

No news items

Advice:

With Greece passing the budget bill, and no news for help. I would expect the market to remain weak thru the day.

My position on MBS stays neutral.

Trusted Industry Advisor

The above information was compiled and distributed by San Diego Residential Mortgage Specialist, Jason E Gordon. As a Certified Mortgage Planning Specialist (CMPS) Certified Distressed Property Expert (CDPE) and Certified Mortgage Coach (CMC), Jason E Gordon utilizes his advanced training to examine a prospective Client's complete financial picture, while carefully listening to their overall goals. If it is mutually agreed that a new loan makes sense to pursue, Jason strives to make the entire loan process as seamless as possible. He truly believes that providing open communication and patient educational guidance to his Clients and Business Alliances has been a pivotal component to building his business, while enhancing his reputation in the Mortgage Industry as a Trusted Advisor. Visit www.jasonegordon.com or www.ApprovingSD.com or more information.

Click here for daily mortgage interest rate updates and projections for San Diego's lowest mortgage rates

What Happened in the Rancho Santa Fe Real Estate Market Report in January 2012?

As a buyer or seller in the Rancho Santa Fe real estate market, having information about the current market conditions will enable you to make an informed decision regarding what to do with regard to buying or selling a Rancho Santa Fe home.

The Rancho Santa Fe real estate market is very localized, and the most expensive community, on average, in San Diego County. Knowing what is going on in the market with regard to inventory and sales is important for making a buying or selling decision. Finding comparables for determining price for either a listing or a purchase can sometimes be tricky since many high-end properties are unique.

READ MORE:

Rancho Santa Fe - Luxury Home Buyer's Paradise in San Diego

Walkable Neighborhoods – Rancho Santa Fe Real Estate Near Ranch Santa Fe Village

Rancho Santa Fe Homes – The Crosby: Golf Community Extraordinaire

Here is a summary of the Rancho Santa Fe real estate market for January 2011 based on information provided by the MLS (private sales are not included). These data are deemed reliable but are not guaranteed.

As of the end of January there were 13 homes in the Rancho Santa Fe real estate market with a Contingent status (i.e., short sale and REO homes that had offers being reviewed), the same as last month, and these are included in the Active statistics below.

As of January 2011 there were 226 Ranch Santa Fe homes for sale (95% of these are detached), just 4 fewer than last month. This represents an inventory of 10.3 months for attached homes (down from 16.1 months in December), and 15.7 months for detached homes at the current rate of sales (based on a 6-month period), which is up from 10 months in December.

The number of Rancho Santa Fe homes coming on the market in January increased significantly to 34, up from 13 last month, with 13 homes going pending during the same period, about the same as last month (14).

READ MORE: How Important is Inventory when Buying or Selling? Very!!

Data are based on information provided by the MLS for homes that went under contract in the last couple of months. If you would like more details about the Rancho Santa Fe real estate market with regard to current activity as well as the specific areas such as Fairbanks Ranch and the Covenant, please let me know.

SEARCH FOR HOMES FOR SALE IN RANCHO SANTA FE CALIFORNIA

READ MORE:

Rancho Santa Fe Homes – What Happened in the Ranch Santa Fe Real Estate Market in December 2011?

Rancho Santa Fe Homes for Sale – What Happened in the Rancho Santa Fe Real Estate Market in November 2011?

Rancho Santa Fe Homes for Sale | Rancho Santa Fe Real Estate Market Reports for October 2011

Rancho Santa Fe Homes for Sale | Rancho Santa Fe Real Estate Market Report for September 2011

Rancho Santa Fe Homes for Sale | Rancho Santa Fe Real Estate Market Report for August 2011

Rancho Santa Fe Homes for Sale | Rancho Santa Fe Real Estate Market Report for July 2011

This Single Level Home For Sale in Rancho Santa Fe features 3 Bedrooms and 2 Bathrooms with 1880 Square Feet and a lot size of 6969 square feet. The front of this Single Level Home For Sale in Rancho Santa Fe has lush Landscaping and features a 2 car garage. The backyard of this Single Level Home For Sale in Rancho Santa Fe features a large patio with cover and close proximity to Morgan Run Golf Course. 3868 Avenida Feliz is located in Whispering Palms community of Rancho Santa Fe, CA 92091 which is in the Poway School District, the High School is Torrey Pines High School and the Elementary School is Solana Santa Fe Elementary School. To view this home please click the “Find Out More” link or send me a text message to 858-442-9249 to schedule a private showing, or to get more information, I am available right now.

This Single Level Home For Sale in Whispering Palms features 3 Bedrooms and 2 Bathrooms with 1880 Square Feet and a lot size of 6969 square feet. The front of this Single Level Home For Sale in Whispering Palms has lush Landscaping and features a 2 car garage. The backyard of this Single Level Home For Sale in Whispering Palms features a large patio with cover and close proximity to Morgan Run Golf Course. 3868 Avenida Feliz is located in Whispering Palms community of Rancho Santa Fe, CA 92091 which is in the Poway School District, the High School is Torrey Pines High School and the Elementary School is Solana Santa Fe Elementary School. To view this home please click the “Find Out More” link or send me a text message to 858-442-9249 to schedule a private showing, or to get more information, I am available right now.

What are San Diego's lowest mortgage rates today? What can we expect from mortgage rates in the 1st quarter of 2012? All Real Estate Professionals & Consumers are advised to stay informed about interest rates and learn THE TRUTH BEHIND MORTGAGE QUOTES to insure the best financial decisions are being made without the distraction of marketing gimmicks. Whether you're a newbee, market analyst (or somewhere in between), keep yourself informed of where mortgage interest rates are going (and why) by subscribing to this daily update.

The Mortgage Street Smarts of where mortgage interest rates are going (and why):

The following information is current as of Tuesday 1-31-2012 and will help you understand todays best mortgage rates. If you are a Buyer/Borrower who is still on the fence (or if you are a Real Estate Agent attempting to educate your "on the fence" Buyer), please review these trends and secure an historically low interest rate before it is too late.

The market closed Monday with a WORSENING to pricing (and will typically warrant a pricing adjustment by most Lenders). Monday's WORSENING resulted in a change of 18 basis points (bps).

The following chart shows the market activity for today (hint: upward activity is good, downward activity is bad):

The following chart shows market activity over the past 10 days (hint: green is good, red is bad):

The following chart shows market activity over the past 1 month:

Daily Interest Rate Snapshot (sample of rates from one of the country's largest Lenders...individual pricing will vary based on specific Borrower qualifications): NOTE: This Lender has quoted a 1.00% Origination Fee (1 Point) to accompany this pricing. It bears noting that this chart does not necessarily represent todays best mortgage rates.

Market Commentary

Analyst: Neil Trenerry

FNMA 30-Yr 3.5%

Previous close 103.688

Opened Up 0.03 @ 103.719

Key Economic Data:

EUR / USD 1.3179 Up 0.0035
USD / JPY 76.2800 Down 0.0700
GBP / USD 1.5780 Up 0.0069

Oil 100.60 Up 1.82

Gold 1,748.40 Up 14.00

Key Economic News:

Later today we have

Case-Shller Index.

Chicago Purchasing Manager’s Survey.

Consumer Confidence for January.

Advice:

All eyes are on Europe. With concerns over Greece and Portugal Debt.

My position on MBS stays long.

Trusted Industry Advisor

The above information was compiled and distributed by San Diego Residential Mortgage Specialist, Jason E Gordon. As a Certified Mortgage Planning Specialist (CMPS) Certified Distressed Property Expert (CDPE) and Certified Mortgage Coach (CMC), Jason E Gordon utilizes his advanced training to examine a prospective Client's complete financial picture, while carefully listening to their overall goals. If it is mutually agreed that a new loan makes sense to pursue, Jason strives to make the entire loan process as seamless as possible. He truly believes that providing open communication and patient educational guidance to his Clients and Business Alliances has been a pivotal component to building his business, while enhancing his reputation in the Mortgage Industry as a Trusted Advisor. Visit www.jasonegordon.com or www.ApprovingSD.com or more information.

Click here for daily mortgage interest rate updates and projections for San Diego's lowest mortgage rates