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Here is some great information I came across on our website and wanted to share it again; www.coldwellbanker.com
When is the best time to buy a house? With many markets reporting an abundance of homes for sale, and interest rates remaining at near historic lows, now might be one of the best times in recent memory. While today's real estate market does offer advantages to buyers, consumers still need to be savvy in order to get the best deal they can.
Following are some valuable home buying information that the professionals at Coldwell Banker Real Estate LLC think every homebuyer should keep in mind:
Don't Try to Time the Market. When home prices are lower, it is very tempting for potential buyers to try to wait as long as possible in the hopes that prices will decline even further. This strategy can be detrimental because when there is high inventory, smart sellers price their homes properly - not according to past sales but according to current conditions - so their homes will sell in a timely fashion. Once a home is priced to what the current market will bear, buyers will make offers.
Shop Around. But Don't Wait Too Long. The National Association of REALTORS reports that homes are staying on the market for several months. Recent increased inventory gives homebuyers a great opportunity to compare homes that meet their needs. However, this does not mean that homebuyers should procrastinate. If you find a house you love, put in your bid and negotiate. Don't provide an opportunity for another buyer to make an offer.
Watch Mortgage Rates. As of early 2009, mortgage rates were continuing to fall to historic lows. This presents a strong opportunity to enter the real estate market, particularly for first time homebuyers who have no need to sell another home. Simple mortgage calculators widely available online can help you determine just how much you will pay per month, based on a given rate. For example, a monthly payment on a 30-year fixed 5.875 mortgage rate on a 300,000 loan will be $1,774.61.
Negotiate on the Incentives. Sellers eager to move may offer you a variety of incentives such as cars, trips, furnishings and even credit card bill payment. If you accept an incentive, make sure it makes sense for you. Instead of having your bills paid, you may opt to have the seller renovate the master bathroom or install new flooring. Of course, you can always ask the seller to simply deduct the amount in question from the list price.
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Redding CA - Agents Who Use The Web - Marketing Your Home-–The Real Estate Industry having been through 2 years of turmoil and decline is now “The New Frontier”. How your Realtor helped you in the past is not how your Realtor will help you in the future. The following points are how you should select the Realtor you work with.
Redding CA - Agents Who Use The Web - Marketing Your Home-–Be sure to look at a prospective Realtor and their web marketing system that targets your prospective Buyer. If they cannot tell you how to do this then you have the wrong Realtor! They should have a comprehensive website system and multiple blogs for niche markets targeting buyer segments.
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I am Jeanean Gendron, your Redding and Shasta County Specialist. You can reach me at 530 276-7417. I answer my phone.
Here are the city of Redding and Shasta County demographics and links to the many things available to the people who live The Shasta Lifestyle here in Redding and Shasta County. Enjoy! Shasta County, Land area is 3,785.2 square miles, Density 47.4 people per square mile, versus California Density at 217.2 people per square mile. Population (2006 estimate): 179,951. House Hold Income: Median $37,696, Persons below poverty is 13.4% and Home ownership rate is 66.1%. Education: High School graduates: 83.3% of adults 25 and up. Bachelor’s degree is 16.6% of adults 25+ Redding, population is 90,033 (in 2000), incorporated in 1887. Average temperature in January is 55 and average July temperature is 98.
Information Links for Recreation and County and City Resources: Shasta County: A Guide to Shasta County ~ Shasta County Parks, Trails and Open Space Plan Shasta County Guide to Recreation ~ California State Parks - Shasta Cascade ~ City of Redding Information Center ~ Turtle Bay Museum ~ Redding Convention Center ~ Cascade Theatre Schreder Planetarium ~ Turtle Bay Exploration Park ~ Shasta State Historica Park ~ Sacramento River Trail/Caldwell Park ~ Sacramento River Trail Map Redding Community Services ~ Shasta County Library ~ Shasta Historical Society
Visit my main real estate website that provides you with the ability to Search the MLS and to set up an account so that you can save searches and select favorite properties. I also have many saved searches for you to take advantage of. There are saved City Searches and Community Searches. We also save Foreclosure Listings and Short Sale Listings.
Visit and learn more about The Shasta Lifestyle and the experience of living here in Shasta County.
Here are my blog sites:

Jeanean Gendron ~ I love Redding and Shasta County, California
530 276-7417
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It was bound to happen sooner or later.The market went too crazy for too long and some lenders took advantage and did some things that they should not have.The local news here in Redding Reports that a former local lender is behind bars and others may indeed be investigated in this latest rash of crimes.
In the Real Estate and Mortgage business reputation is Everything! Redding might only be 90k+ but word does indeed travel fast....especially of the bad or negative nature.
I am sure there will be others in the news in the near future that fell for the easy money...
It's a shame as it give the entire industry a black eye...there is such a thing as "Guilty by association".It is a fact that many will rush to judgment and will not thoroughly investigate before forming options.
Sooner or later it seems that Justice does indeed take place...or Karma or what ever you want to call it...what comes around...certainly does go around...sooner or later.
To keeping a good name and doing the right thing!
Best,
Richard
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I'm starting a new trend....and I will just carry on with it until you join me! The idea is that the brain likes to have repetitive patterns of thought. The things we do in life are patterns and the brain likes to be lazy and do comfortable and familiar things. We pet our dog each day and when time allows we cook or garden or fish.
Life at time throws us a curve and we are forced to address change and a new pattern. We have a choice however to embrace change constantly by doing new and delightful things that help the mind stay alert and change up those patterns of familiarity. Through different and new activities the mind and brain remain younger and more adaptable to change. Your ability to remember and entertain complex thought is enhanced. So here's to new brains and new experiences. Let's all think outside the box on new things that will help you stay young and open up your heart to happiness....as well!

Be Kind - Pick a flower - Stay loose - Learn to watch snails - Plant impossible gardens - Invite someone dangerous to tea - Make little signs that say "Yes!" and post them all over your house - Make friends with Freedom & Uncertainty - Smell flowers - Look forward to dreams - Send a note to a long lost friend - Cry during movies - Make Bread - Swing as high as you can on a swing set by moonlight - Lie under the stars - Wish for World Peace - Cultivate happy moods !
Refuse to "Be Responsible" - Do it for Love - Take lots of naps - Be Generous - Give money away - Do it now - The money will find you again - Eat cookies - Believe in magic - Laugh a lot - Read Thoreau - Celebrate every gorgeous moment - Take Moon Baths! - Have wild imaginings, allow dreams that transform, Be perfectly calm - Draw on the walls - Read everyday - Imagine the magic of yourself!
Giggle with children - Listen to old people - Open up - Dive in - Be free - Bless yourself - Drive away fear - Play with everything - Entertain your inner child - Allow innocence - Build a fort with blankets - Get wet - Hug trees - Write a Poem - Write love letters - Open you heart to the Universe and love all things!
I guess this is good for today. More to come next weekend! I wish all Happiness and Well-Being to all! I'd like to hope we get some good responses and if we do....then I will repost this post with the contributions in the comments and make it into something really inspiring! So come on and give it your best out-of-the box ideas on how we can do some new and beautiful things in our lives for our little ole brains!
This was inspired by Osark. I googled the name but did not find any reference. If you know who the author is....I would love to know.
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WHAT: Redding Fall Home and Garden Show
WHEN: September 26 & 27th, 2009
WHERE: Redding Convention Center
TIME: 10AM - 6PM
COMMENTS:
This show will have it all! Get ready for the winter with roofing materials, new appliances, flooring, kitchen remodels, windows, painting and so much more. If you live in the area, you know that this is the ideal time to plant and landscape since contractors and nurseries are generally less busy so you get the best deals. Maybe you been thinking about that beautiful stamped concrete you saw at a friend's house, perhaps you want to get rid of your tiled kitchen counter-tops and replace them with granite or you really want to put in a pool before next summer, a gazebo, you name it, this show will impress you.
Find everything you need for your house or yard at the show including:
ADMISSION IS $5.00 FOR ADULTS, $4 FOR SENIORS, CHILDREN 12 AND UNDER ARE FREE, AND FREE PARKING.
For information on our other events
contact us at coolidgepr@aol.com or call 530-671-9600 ext.3
See ya'all there!
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