About Rocklin's Whitney Ranch

Rocklin, CA - Free "Extreme Couponing" Class (March 13, 2012)

Have you ever watched "Extreme Couponing" on TLC? It's a reality competition to see who can save the most money using coupons at the grocery store. I've seen it once and remember a man who ended up with a 100% discount at the cash register...wow! Anyway, if learning how to maximize coupons to save on groceries interests you, here's an opportunity to learn from a couple of "Couponing All-Stars":

WHO: Jennifer Freeman and Jen Morris (guest speakers)

WHAT: Free "Extreme Couponing" Class

WHERE: Whitney High School, 701 Wildcat Boulevard, Rocklin, CA 95765

WHEN: Tuesday, March 13, 2012 at 7:00 PM

WHY: Slash your grocery bill by using coupons!

HOW: Sign up at BeeBuzzPoints.com or call 916-321-1664

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A comic who can make me laugh so hard my gut wants to bust is #1 my husband and #2 Eddie Izzard. The difference between the two is my husband doesn't always do it on purpose.

I loved Eddie Izzard in the short-lived television series The Riches, he was so perfect, paired with Minnie Driver, in the role of a con artist pretending to be wealthy. He was fabulous as the professor in another favorite and also canceled show the United States of Tara. But I have never seen him perform live on stage.

This morning I clicked through my gmail -- wading through through the alligators, stepping over decaying bones, slashing overgrown vegetation with my sword -- and I found a link to order tickets for Eddie Izzard's Stripped Tour coming to Shoreline Ampitheatre in Mountain View, CA.

As a Sacramento short sale agent, I don't get out of Sacramento much. Most of the time my nose is buried in my computer, matching offer worksheets to a HUD in Equator or creating listing documentation for my short sale listings. In fact, I don't even know where Mountain View is but I've heard it's somewhere around Sacramento.

Eddie Izzard will be there next Saturday. That would be a fun show to see. I clicked on seats. Found Row E seating available for $150 a ticket. That's worth it to me. It might not be worth it to you, especially if you have never heard of Eddie Izzard, but I was ready to splurge and buy two tickets.

And you know what? That website, Live Nation, would not let me buy two tickets. I could go over to another section and buy two tickets for $40 each but I couldn't buy the 2 premium seats I wanted. Why? Because there were 3 tickets available. The site insisted I buy all 3 and not leave one seat empty in the section. What a pile of crap. It might be worth it to spend $300 to see Eddie Izzard, and I might have even been willing to spend $450 if the tickets cost $225 a piece, but I am not willing to be coerced.

If you'd like to read about the buying behavior of the public, I suggest picking up a copy of The Price of Everything by Eduardo Porter from the library. This guy can hang a price tag on just about anything conceivable. Even our defunct space program. You know, I was ticked off when they did away with Pluto. Poor little Pluto who never did anything bad to anybody. Poof gone. No longer a planet. So sorry. But losing the space program is like losing hope in America.

What the hey, time marches on. And today I will probably receive 10 offers or more on a short sale listing in Rocklin. I have received 2 or 3 purchase offers already. The sellers were not ready to show when the home went on the market. They did not realize that buyers would want to come over to see their home when they found it advertised online. We asked agents to wait until this weekend to show. As a result, there is a bidding frenzy going on as I type.

The buyer who will win this short sale is the buyer who has hired the smartest Sacramento real estate agent. It probably won't be the buyer with the highest offer.

I have no idea how people who work for corporations get any work done during the day when they are free to go online. I try to stay away from certain websites because I can get easily distracted. Dangle a bright shiny object in front of my face and, like a baby, I want to grab it with both hands and stuff it in my mouth. My loyalty factor is zero when I'm enticed by other websites. I'm the perfect About.com homebuying visitor because I could click on different links and read stuff all day long, getting myself buried deep within the site.

When I look through my gmail, for example, which I use for my throwaway account, I see offers. I know I should not click on that link for Jimmy Choo shoes, but sometimes I can't help myself. Before you know it, I'm looking at bags, sunglasses. It's a wonder how I ever get any work done myself. Because I list and sell a massive number of short sales in Sacramento.

But I did manage to create my own virtual tour for my new Sacramento short sale listing. I think in the future I will stay away from 360-degree tours when the back half is nothing but stucco and windows. It's not very interesting to look at windows. Besides, I can create a panoramic view that spans from left to right without going around in a circle.

This is a short sale in Rocklin, California. Rocklin is a bedroom community of Sacramento. It's known for its excellent schools. This home was built in 2007 by Standard Pacific in Whitney Ranch. It is the Yearling model. With it comes membership in the homeowner's association ($85 a month) and the use of the Ranch House, located just up the road, which is a magnificent resort-style facility with 2 pools, meeting rooms and a gorgeous room with an exhibition kitchen for entertaining.

You will love the location of this home. It is a premium lot, situated on the greenbelt. From the second floor master suite, you can see downtown Sacramento. The distressed hardwood flooring, say the sellers, cost them more than $30,000. And wait until you see the kitchen: cherry raised panel cabinets, ceramic backsplash set on the diagonal, under cabinet lighting, granite counters, island, pantry closet, Bosch dishwasher, 6-burner Wolf stove, built-in SubZero refrigerator, pendant and recessed lighting.

Cherry wood is throughout. You'll find built-in bookcases flanking the fireplace in the formal living room, which the sellers use for holiday entertaining in the winter. A Christmas tree can be of any height outside this room in the entry because of the soaring ceilings. You will never worry that a tree won't fit in this home. You want a 20-foot tree? It will work. There are several dining options in the kitchen but also a formal dining room.

You will find more than 3,800 square feet in this home, a total of 4 bedrooms, 3 1/2 baths, a loft, a home office / retreat off the master, and 4 (count 'em) 4 fireplaces. You'll find a fireplace in the master, living room, family room and a stone fireplace outside in the back yard.

The back yard features a custom-designed Pebble Tech pool and spa. There is a raised deck, professional landscaping, plus an outdoor kitchen with gas grill, refrigerator, sink and dining bar. The sellers invested more than $50,000 in the yard. Well, invested might be the wrong word seeing as how this is a short sale.

2194 Red Setter Road, Rocklin, CA 95765 is exclusively offered by Lyon Real Estate as a short sale at $450,000. For more information, call your Sacramento short sale agent, Elizabeth Weintraub, at 916 233 6759. For a private showing, call Barbara Dow at 916 761 7398.

Photos: Elizabeth Weintraub

Virtual Tour of Red Setter Short Sale

Whitney Ranch Rocklin is a New Home community adjacent to Whitney Oaks and Stanford Ranch, located in Rocklin, CA. Whitney Ranch has several amenities including Whitney Community Park, Highly rated Rocklin Schools, and the clubhouse, known as "The Ranch House." There is a Community Pool as well for those hot summer days. The parks are large, and trails lead to beautiful open space.

Whitney Ranch Rocklin is located nearby Employment centers, and within close proximity to shopping in Roseville at the Galleria Mall or The Fountains. Condos are affordably priced for those starting out. The community also has a large selection of single family homes that will meet most family budgets. Looking for an Estate sized home without the Estate price tag? There is a gated community within featuring Semi-Custom homes up to 5,000 sq ft. If you have your heart set on a Solar Home, Whitney Ranch Rocklin has a selection of Solar Powered Homes as well. New homes are still available as well some Resale homes.

Whether you are looking for a New Rocklin Home or a Resale home, I can help you find the best home that meets your needs and of course, at a great price. I work closely with the New Home Builders and stay on top of inventory in the area. I have negotiated several new home purchases for my clients and saved them Thousands More than if they purchased on their own, direct from the builder.

If you are in the market for a home in the Rocklin area, call Mark Peek first at 916-580-6084 or you can email me at mdpeek@gmail.com.

I will go over the process and schedule an appointment with you. With several builders, styles, sizes, and floor plans, there is something for everyone at Whitney Ranch Rocklin.

Visit my website to search for Rocklin Homes including Whitney Ranch Rocklin.

Rocklin CA– Many people think that in order to be eligible for a short sale you must stop paying your lender. That is not true.

Discover how other sellers successfully did a short sale and request a free consultation by clicking here.

Many lenders will approve a short sale, even if you are current on your payments. They will consider a short sale based on another hardship, such as a job transfer, job loss, or if you foresee that you won’t be able to make the payments in the near future. Should you stop making your payments? I am not a lawyer, and therefore cannot give legal advice.

I can tell you my opinion. It all comes down to what is most important to you. If reducing damage to your credit rating is important, then continue paying for as long as possible.

Continue paying your lender until the sale closes. Halfway into the short sale negotiations, the lender may tell you that they will not process the short sale until you are late on the payments. At that point you can make the decision to continue or stop making payments.

There are some reasons to stop paying your lender during a short sale.

1. You are tight on money. Yes, you will suffer additional credit damage. But, the benefit of using that money for other bills may outweigh the credit damage.

2. You are concerned about a deficiency judgment or promissory note. Many lenders will ask you for a promissory note if they think you have the extra money. If you want to reduce that likelihood, then you can decide to stop paying.

That decision comes with all the side effects such as credit damage and other problems. Many people also say that is unethical. (I am not going to comment on that. One could make the argument both ways. Every person has to decide what is best for them and make their own personal choices.)

Disadvantages of not making your mortgage payment.

1. Credit Damage. You will suffer more damage to your credit. That credit damage should go away in 2-3 years. In addition, some people use a dispute strategy to get the derogatory marks removed much faster. Some get them removed in 6 months.

The point of this article is that contrary to public opinion, you do not have to stop paying your lender in order to short sale your home. You can minimize the credit damage by continuing to pay until the short sale closes.

Are you interested in selling your property as a short sale? Call me at (916) 580-6084 for a free consultation. When you call, I will explain how the process works in detail and answer any questions you may have. Discover how other sellers successfully completed a short sale and request a free consultation by Discover how other sellers successfully did a short sale and request a free consultation by clicking here..

Thinking about a short sale? I can help you short sale your property and never pay the bank another penny. Send me an e-mail at mdpeek@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail. If you prefer, then you can call me at 916-580-6084.

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Whitney Ranch Loan Modification Kit has the instructions you will need to get a loan modification approved with your lender. Click here to request a copy.

Thanks for reading this, Mark Peek.

Mark is a Real Estate Agent at Keller Williams Realty.

Phone: 916-580-6084. mdpeek@gmail.com.

“Know Your Options”

View My homes for sale at www.CallPeek.com.

Mark Peek specializes in loan modification assistance and short sales in Whitney Ranch CA. Whitney Ranch Loan Modification Help, Whitney Ranch Short Sales. Whitney Ranch Short Sale Realtor. Short Sale Realtor. Whitney Ranch CA Short Sales. Whitney Ranch Realtor. Whitney Ranch Short Sale Specialist. Mark Peek helps sellers short sale their homes in Granite Bay, Roseville, Rocklin, Lincoln, Folsom, El Dorado Hills, Orangevale, Fair Oaks, Citrus Heights, Antelope, Rancho Cordova, Sacramento and surrounding areas.

Copyright 2010 SFI Marketing Institute, LLC. All Rights Reserved. This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing. The views expressed here are Peek’s personal views and do not reflect the views of Keller Williams Realty. This information on Whitney Ranch Short Sales: Should you stop making your mortgage payments during a short sale is provided as a courtesy to our viewers to help them make informed decisions.