Bank of America Short Sale Agent| Mark Peek | Another Roseville Short Sale Approved - Roseville Short Sale Specialist, Mark Peek, received another Roseville Short Sale Approval with Bank of America at 1570 Loon Lake Street, Roseville, CA. Bank of America approved the Short Sale at $218,000 in 30 days. This Bank of America Short Sale was approved without any seller contributions or promissory notes. This means the seller pays absolutely nothing to complete the short sale. No repairs, commissions, closing costs, etc.

The seller can qualify to purchase a home in a little as 1 year with Credit Repair, or in as little as 2 years without.

Considering a Bank of America Short Sale? On the fence? Wondering if you should short sale your home or stay? Use my Exclusive Short Sale Calculator to determine how long before your home is an asset again.

I can help you short sale your property and never pay the bank another penny. Send me an e-mail at mdpeek@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (916) 580-6084

Thanks for reading this,

Mark Peek

Mark Peek is the Short Sale Specialist at Keller Williams Realty. Bank of America Short Sale Specialist

Phone: (916) 580-6084. mdpeek@gmail.com.

"Know Your Options"

View My homes for sale at www.buyorsellinfolsomlake.com.

Mark Peek specializes in short sales in Roseville, CA and surrounding areas including Rocklin, Lincoln, Roseville, El Dorado Hills, Citrus Heights, Granite Bay, Fair Oaks, Orangevale, Carmichael, Lincoln, Antelope, Loomis, and more. Bank of America Short Sale Specialist, Bank of America Short Sale Agent. Roseville Short Sale Agent.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing. The views expressed here are Mark Peek's personal views and do not reflect the views of Keller Williams Realty.

This information is provided as a courtesy to our viewers to help them make informed decisions on a Bank of America Short Sale Agent| Mark Peek | Another Roseville Short Sale Approved

West Roseville Short Sale – Maybe this is a pet peeve of mine. Or maybe it just seems ridiculous that someone would call a debtor over and over again asking to be paid, when they have already been told the debtor doesn’t have the money to pay them.

Or maybe it is the fact that I see countless examples of debt collectors breaking the Fair Debt Collection Practices Act. But, no one seems to care that they are breaking the law.

The Fair Debt Collection Practices Act forbids collectors from threatening to sue you, but then not following thru and actually filing suit. To get around this rule, they will use language that sounds legal, but isn’t.

In one situation, a debt collection firm in Buffalo, New York named their firm Hoffman, Weinberg & O’Brien to make it sound like they were a law firm. They would then leave messages on people’s answering machines.

They would say they were with the office of Hoffman, Weinberg & O’Brien and then say they may resort to future legal action. Or they would say they were calling about a pre-legal matter.

In addition, they would reference case number 8306042. If you didn’t know any better, you would think the case number was for an actual lawsuit against you. Scary, right?

In addition, if a debtor tells them not to call anymore, then they are supposed to stop calling. They just keep on calling anyways. This is another example of them not obeying the law per the Fair Debt Collection Practices Act?

I allege that they willingly and knowingly break the law repeatedly. This is why we put Number Seven onto the Homeowner’s Bill of Rights:

7. Stop the Debt Collector Harassment! The right to tell any and all debt collectors to stop calling and never receive a phone call from then again. In addition, this would include debt collectors that know the person’s phone number, but will call family members in an attempt to embarrass the debtor.

This is America people! Debtor’s prison was abolished two centuries ago! It’s time to update your activities to the Twenty-First Century!

Or take another example. A homeowner has never made a late payment in their entire life. They lose their job and find one in another state. The move, try to rent out their house, but can’t afford the payments.

They get behind on their mortgage payment and credit cards. They enter the world of non-stop harassment. Debt collectors call them non-stop. These people aren’t deadbeats. They are just struggling at the moment.

They won’t stop calling even when the debtor asks them to stop. They would pay if they had the money. But they don’t have it.

But, the people won’t stop calling. The constant phone calls make their home life miserable. Don’t you think it has gone too far?

I do. That’s why we need a Homeowner’s Bill Of Rights. Stop the debt collector harassment. What do you think? Please put your comments below.

Thinking about a short sale? I can help you short sale your property and never pay the bank another penny. Send me an e-mail at mdpeek@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail. If you prefer, then you can call me at (916) 580-6084.

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our West Roseville Loan Modification Kit has the instructions you will need to get a loan modification approved with your lender. Click here to request a copy.

Thanks for reading this, Mark Peek.

Mark is a Real Estate Agent at Keller Williams Realty.

Phone: (916) 580-6084. mdpeek@gmail.com.

“Know Your Options”

View My homes for sale at www.CallPeek.com.

Mark Peek specializes in loan modification assistance and short sales in Roseville CA. West Roseville Loan Modification Help, West Roseville Short Sale Help. West Roseville Short Sale Specialist. Short Sale Realtor. Roseville CA Short Sales. West Roseville Realtor. West West Roseville Short Sale

Suggested Reading
Should You Stop Making Your Mortgage Payments During A Short Sale?
Four Questions To Ask Before You Hire A Short Sale Agent.
How To Avoid Paying A Short Sale Deficiency.</

Copyright 2010 SFI Marketing Institute, LLC. All Rights Reserved. This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing. The views expressed here are Mark Peek's personal views and do not reflect the views of Keller Williams Realty. This information on West Roseville Short Sale Hey Banks, Stop harassing Americans for money they don’t have is provided as a courtesy to our viewers to help them make informed decision on West Roseville Short Sale

Roseville CA – The Stop Foreclosure Institute recently received a question from Tim. Here is Tim’s Question.

“I have an elderly friend who recently finalized a loan modification through her lender. The mortgage company shows on their website that the mod has been processed and the new terms are in effect.

However, since foreclosure proceedings were begun before the mod was approved, her homeowner’s insurance holder will not renew her coverage policy, since the local Clerk of Courts records show that the loan is in a foreclosure process.

The mortgage company has not sent the Clerk of Courts notice that the foreclosure case is closed. What can she do to avoid losing her insurance coverage?”

Discover how other sellers successfully did a short sale and request a free consultation by clicking here.

An elderly person almost loses their home to foreclosure and manages to save it at the last minute, only to find out her insurance company wants to kick her to the curb?

Give me a break! That’s pathetic. If I had my insurance with that company, I would fire them immediately!

Here is my suggestion. The first thing your friend should do is to contact the State Insurance Commissioner and the State Attorney General.

Insurance is highly regulated. There are things that insurance companies are allowed to charge more money for and things that they are not allowed to charge more.

I doubt that paying your mortgage late is one of them. More than likely, the insurance company is breaking the insurance regulations of the state.

(This is one of the things we use when negotiating short sales. We have studied to learn all the rules and guidelines. When a lender doesn’t follow a short sale guideline, we will report them to the appropriate agency.)

If that doesn’t work, then I would recommend your friend contact the local media. That is a dastardly thing for the insurance company to do. I’m sure that the general public would agree as well. I think the media would like the story.

Thinking about a short sale? I can help you short sale your property and never pay the bank another penny. Send me an e-mail at mdpeek@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail. If you prefer, then you can call me at (916) 580-6084.

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our West Roseville Loan Modification Kit has the instructions you will need to get a loan modification approved with your lender. Click here to request a copy.

Thanks for reading this, Mark Peek.

Mark is a Real Estate Agent at Keller Williams Realty.

Phone: (916) 580-6084. mdpeek@gmail.com.

“Know Your Options”

View My homes for sale at www.CallPeek.com.

Mark Peek specializes in loan modification assistance and short sales in Roseville CA. West Roseville Loan Modification Help, West Roseville Short Sales. West Roseville Short Sale Realtor. Short Sale Realtor. Roseville CA Short Sales. West Roseville Realtor. Roseville Short Sale Specialist. Mark Peek helps sellers short sale their homes in Granite Bay, Roseville, Rocklin, Lincoln, Folsom, El Dorado Hills, Orangevale, Fair Oaks, Citrus Heights, Antelope, Rancho Cordova, Sacramento and surrounding areas.

Suggested Reading

Should You Stop Making Your Mortgage Payments During A Short Sale?

Four Questions To Ask Before You Hire A Short Sale Agent.

How To Avoid Paying A Short Sale Deficiency.

Copyright 2010 SFI Marketing Institute, LLC. All Rights Reserved. This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing. The views expressed here are Mark Peek’s personal views and do not reflect the views of Keller Williams Realty. This information on West Roseville Short Sales:Question from homeowner: My homeowner’s insurance won’t renew my policy because my loan is in foreclosure is provided as a courtesy to our viewers to help them make informed decision