San Bernardino, CA

SAN BERNARDINO SHORT SALE AGENTS HELP AVOID FORECLOSURE

Don't make the biggest mistake ever... Do not let the bank foreclose on your San Bernardino home!

Loan modification is a temporary fix and can still leave you with negative equity.

A BETTER SOLUTION IS TO SHORT SALE YOUR SAN BERNARDINO HOUSE

• A short sale can let your deficiency be forgiven
• In most cases a short sale can leave you with no tax liability
• Our short sale real estate services are at no cost to you
• And we can help you get out of your bad situation

Don't be fooled! The bank will come after you and foreclose your San Bernardino house. They may even be able to get a judgment against you AFTER the foreclosure for the negative deficiency, which could be tens of thousands of dollars! But what is the difference between a foreclosure and a short sale? Here are your options of foreclosure vs. short sale:

CREDIT SCORE:

• A foreclosure will slash your credit score as much as 250 points or more, and can affect your credit for a minimum of 5 years or more!!!
• But a short sale only affects your credit score with the late or missed mortgage payments. The credit bureaus will report PAID or NEGOTIATED if you short sale.Your credit score will not be lowered as much with a short sale.

CREDIT HISTORY:

• A foreclosure will remain as public recorded on your credit report for 10 years or more.
• A short sale is not reported on a person's credit history. There is no specific SHORT SALE term and is most cases is reported as PAID, SETTLED or NEGOTIATED.

FUTURE MORTGAGE LOANS:

• If your credit report contains a foreclosure, most home mortgage lending institutions will consider you ineligible to purchase for 5 years or more.
• If you successfully negotiate a short sale of your San Bernardino property you may be eligible for a mortgage loan and purchase a new home in as little as 2 years.

DEFICIENCY JUDGMENTS:

• Banks have the right to pursue a deficiency balance if your foreclosed loan was not a purchase money loan (If you received any money for anything other than the purchase of your house, also called a hard money loan).
• In a successful short sale it may be possible to negotiate with the bank to release you of any deficiency balance and avoid any future judgments against you.

Need more information?

CALL US NOW TO SELL YOUR HOUSE:

1 (800) 9 LIST-IT

or (951) 490-3683

or click here: Listing Agents in San Bernardino CA

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Find a Short Sale Listing Agent in San Bernardino CA / San Bernardino Short Sale Real Estate Agent / Short Sale REALTOR San Bernardino CA

It is easy for San Bernardino CA home sellers to find many listing real estate agents to list their San Bernardino CA home, but if you need to find a San Bernardino short sale listing agent, the task will be more difficult. A short sale real estate agent does much more than take pictures and put your San Bernardino home in the MLS (Multiple Listing Service) and put a sign in the yard.

The San Bernardino CA short sale agent also handles negotiations with your bank or banks. If your San Bernardino real estate agent has no experience dealing with short sales, loss mitigation and bank negotiators, you, the seller, may suffer. Most of our real estate home listings and sales in Riverside and San Bernardino Counties have been short sales. Our other home sales consist mainly of foreclosure REO listings, so we know what banks want and how to get a San Bernardino CA short sale successfully closed. San Bernardino CA short sales can be difficult, tedious and tough to negotiate. Never use an inexperienced real estate agent to negotiate your San Bernardino short sale. You may pay the ultimate financial price for their lack of knowledge and experience.

Are You Searching for a Short Sale Listing Agent in San Bernardino California?

Foreclosures and short sales have been prevalent in San Bernardino since the housing downturn, and many real estate agents began marketing themselves as short sale specialists. Some of these agents have little or no short sale experience. Ask them how many short sales they have listed in the past year. If they have listed and closed none or very little, they may not possess the skills to successfully close your San Bernardino CA short sale.

Our Short Sale Resume

We have closed many short sales and list 20 to 30 listings at a time. We do not share this to impress you, but to impress upon you the experience we have in short sale negotiations. We successfully close 98% of our short sale listings and work very hard to ensure our client’s needs are met.

A short sale can be the best option for you in these trying times. If you are ready to short sell your San Bernardino CA home, or if you have questions about how a short sale works, call us and let’s talk. Best of all, we offer our real estate short sale services for free. We will never charge you a single dime for the short sale negotiation. So call now to find out if a short sale is right for you. Call us toll free at (888) 9-List-It. That’s (888) 954-7848.

Here's our other websites to assist you:

San Bernardino CA Short Sale Specialists

List & Sell Your San Bernardino Home Now

San Bernardino CA Real Estate Agents

Real Estate Agents and REALTORS in San Bernardino, California

Other Real Estate Articles:

Corona CA Short Sales Companies

Short Sales in The Pass

Indio CA Short Sales Agents

Going to the Beauty Shop is Exhausting.

Monday, it was cool and cloudy so I put on Gidget’s hoody and she went outside to play. When I took off her hoody later, I realized how unkept and ungroomed she looked.

So I made an appointment and took her to the groomers. She likes to go to Coventry Pet Grooming & Boarding on 412 Tennessee Street, Redlands CA. She has the same groomer everytime she goes there. Her groomers name is Julie. Thanks Julie!

♪♪♪♪♪ ♪♪♪♪♪♪ ♪♪♪♪♪♪ zzzzzzzzzzzzzz’s ♪♪♪♪♪♪

Just a little tired here….a big yawn and nighty-night. Good Grooming can be so exhausting!

Zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzz’s

Personal Grooming is important:

Keep your hair trimmed, colored, permed.

Facial hair shaved or trimmed.

Polish your shoes.

If your shoes are old and worn, replace them with a new pair.

Get your suit dry cleaned frequently.

Keep your nails manicured.

Wear nice casual clothes instead of jeans all the time.

Carry a nice purse, tote bag or brief case and not just a handful of papers.

*Just remember that your first impression makes all the difference.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Call Kristin Hamilton at 909-557-6966 to list your home.

Inland Empire Homeowners, please call me for a Comprehensive Market Analysis to assist you with marketing your home for sale and getting the best price possible. Buyers, if you are planning to purchase real estate, let me assist you in finding the right home. Google me at Kristin Hamilton, Keller Williams Realty, Redlands, CA

Week 1: Best Worst Photo- Russel Ray Photos January contest.

I must admit, I usually trash my bad photos aka “bloopers” but I have a few that I liked so well that I kept them as a laugh.

Below is my “Alien Dog CoCo” who normally looks pretty average but this picture got a lot of response when I posted it on Facebook. I had my camera on automatic so the flash came on when I took CoCo's picture and ....large alien eyes appeared.

Call Kristin Hamilton at 909-557-6966 to list your home.

Inland Empire Homeowners, please call me for a Comprehensive Market Analysis to assist you with marketing your home for sale and getting the best price possible. Buyers, if you are planning to purchase real estate, let me assist you in finding the right home. Google me at Kristin Hamilton, Keller Williams Realty, Redlands, CA

CHIPS for Kids in California

This 2011 Christmas season the California Highway Patrol is sponsoring a statewide toy drive to collect toys for children who might not have a gift under the tree this holiday season. Please bring an unwrapped new toy to any CHP station in your community or to a local Walgreen’s store.

Please be generous and bring a gift or two. The toys will be distributed in their own area so the sooner the better.

Please remember to help! The official date is until Dec. 15th, but they will still accept donations after that date.

Call Kristin Hamilton at 909-557-6966 to list your home.

Inland Empire Homeowners, please call me for a Comprehensive Market Analysis to assist you with marketing your home for sale and getting the best price possible. Buyers, if you are planning to purchase real estate, let me assist you in finding the right home. Google me at Kristin Hamilton, Keller Williams Realty, Redlands, CA