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Turn Key Beautiful Home - Hosting an Open House Today 12:00-4:00 P.M.

11-20-11
Manny Alfelor
Manny Alfelor: Loan Officer in San Diego, CA
  • view my blog
  • Office: (760) 692-3999
  • Mobile: (619) 972-3209
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"> craigslist | posting > real estate for sale
2271 Dragonfly St
Chula Vista, CA 91915
TURN KEY BEAUTIFUL HOME
2271 Dragonfly St Chula Vista CA 91915
Property Highlights
  • Low list price: $385000
  • Area: South Bay
  • 3 total full bath(s)
  • Type: Detached
  • Master Bedroom is 19x14
  • Family room is 18x17
  • Fireplace features: Fireplace in Living Room
  • 2 car garage(s)
  • Forced air heat
  • Cooling features: Cooling
  • Exterior construction: Stucco Siding, Built on Site
  • Community clubhouse(s)
  • Lot features: Lot is 6975 SqFt.
  • Utilities present: Water Meter on Property, Sewer System Connected
  • School District: Sweetwater Union High
  • Community spa/hot tub(s)
  • Office
  • AdrDisplay: Address display
  • Complex features: Security Equipment- Leased, BBQ, Biking/Hiking Trails
  • High list price: $435876
  • Subdivision: Winding Walk
  • 2 stories
  • Kitchen
  • Dining room is 11x10
  • Kitchen is 11x10
  • Pool features: Community/Common Pool, Community/Common Spa
  • Attached parking
  • Heating features: Forced Air Unit, Natural Gas
  • Exterior features: Partial Fencing, Sprinklers, Deck, Slab Patio, Exclusive Use Yard
  • Roofing: Tile/Clay
  • Pets allowed
  • Located on a cul-de-sac
  • Call agent for details on association fee info.
  • Community swimming pool(s)
  • Fireplace
  • Laundry room
  • Energy Info: Gas Fuel for Laundry
  • Community Name: CHULA VISTA
Property Description

Interior features: Bedroom #2 is 12x12, Bedroom #3 is 11x10, Bedroom #4 is 14x10, OTHER ROOMS: Extra Room #1 is 10x9, Laundry Room, Carpet Flooring, Tile Flooring

Inclusions: HOA FEE INCLUDES: Common Area Maintenance, APPLIANCES/EQUIPMENTS INCLUDED: Dishwasher, Garage Door Opener, Microwave, Range/Oven

Parking features: Garage Parking Description: Attached Garage. Garage Parking Spaces: 2. Non-Garage Parking Description: .

MLS Description: Beautifull home like new. 1 bedroom downstairs w/bath. Great kitchen/living room w/fireplace. Office, and landing! End of culdasac w/huge backyard for entertaining. Built 2006 Dog in Backyard "Cookie"

For Sale

$435,876

MLS#: 110054221

Bedrooms:
4
Bathrooms:
3
Square Feet:
2342
Year Built:
2006
Community:
Chula Vista
Neighborhood:
Winding Walk
Parking Garage:
Attached
Parking Garage Spaces:
2
HOA & Mello Roos:
$412
Low List Price:
$385,000
High List Price:
$435,876
Terms:
Cash, Conventional, FHA, Cal Vet & VA
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Blog_tag

Hosting an Open House Today!

11-20-11
Manny Alfelor
Manny Alfelor: Loan Officer in San Diego, CA
  • view my blog
  • Office: (760) 692-3999
  • Mobile: (619) 972-3209
2 Comments
Blog_tag

Chula Vista Short Sales: If You Bought At The Market’s Peak, Does It Make Sense To Short Sale Your Home?

02-22-11
Mike Watson
Mike Watson: Real Estate Agent in Chula Vista, CA
  • view my blog
  • Office: (619) 779-7200
  • Mobile: (619) 743-8884

Chula Vista CA Short Sales - Many homeowners bought their home at the peak of the market. In the hardest hit areas, they paid $500,000 for homes that are not selling for $250,000 (or even less.)

Their home is costing them $4,000 a month. (That is the total after paying property taxes and insurance.) Renters have moved into the neighborhood and are paying less than $2,000 to rent a comparable home.

It just seems like these homeowners are getting an unfair deal all around. Should these homeowners dump their homes in favor of a lower priced home?

Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here.

Some people say No! "That is breaking your word. If everyone did it, just think of what would happen?" they say. There is a little problem with that logic.

Many of those homeowners see everyone else taking advantage of the system. It has gotten so bad that in some neighborhoods most of the homes have been abandoned.

Why shouldn't a homeowner do what is best for themselves? After all, they can save hundreds of thousands of dollars.

Let's say they short sale their home with a $500,000 mortgage, rent for 2-3 years, and then buy later. But, what if home prices appreciate over the next few years?

If they are already upside down by 50%, then it still makes financial sense to short sale now. If the housing market has improved by 5% a year, their $250,000 house will have increased to $289,400 in three years.

That is still much less than $500,000. In addition, they will save even more on interest payments. I am not recommending they do anything.

I just want to lay out the benefits and leave the decision up to them. Thinking about a short sale?

I can help you short sale your property and never pay the bank another penny. Send me an e-mail at mikekwcv@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (619) 743-8884

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Chula Vista loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Mike Watson.

Mike is a Real Estate Agent at Keller Williams Realty. Chula Vista Short Sales Realtor:

Phone: (619) 743-8884. mikekwcv@gmail.com.

View My homes for sale at www.sellingchulavistahomes.com.

Mike Watson specializes in loan modification assistance and short sales in Chula Vista California. Chula Vista Loan Modification Help, Chula Vista Short Sales. Chula Vista Short Sale Realtor. Chula Vista CA Short Sales. Chula Vista Realtor.

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Chula Vista Short Sales: What is a Hardship Letter

02-17-11
Mike Watson
Mike Watson: Real Estate Agent in Chula Vista, CA
  • view my blog
  • Office: (619) 779-7200
  • Mobile: (619) 743-8884

Chula Vista CA Short Sales - A hardship letter is one of the most important items in a short sale. This is your opportunity to explain why your lender should approve your short sale and let you walk away from the debt. In clear terms, you need to layout exactly why you can no longer afford to keep the property.

Discover how other sellers successfully did a short sale and request a free consultation by clicking here.

Under no circumstance should you say any of the following. "I don't want the house anymore." "It doesn't make sense to keep the house because it isn't worth what I owe on the mortgage." Or, "I can afford the house, but I think paying the mortgage is a bad investment." Absolutely do not say anything like that. Instead, say the following.

"Our income went down and we can no longer afford the house." "I lost my job and we are running out of money fast." Or, "I would love to keep the house, but in our financial state forbids that." Your hardship letter is your best shot at selling the short sale negotiator on approving the short sale and releasing you from the debt. What you say matters.

Here is a sample layout for a hardship letter.

Your name and the address of the property.

Your mortgage company info and your loan number.

State that you are having problems and would like to sell your property as a short sale.

State the reasons you are having financial problems.

Explain your situation in a little more detail.

Finalize the request.

Put your name down.

Sign and date above your name.

Here are some of the acceptable hardships you can put in your hardship letter.

Loss of job.

Loss of income.

Business Failure.

Unexpected medical bills.

Military Duty.

Death in the family.

Imprisonment.

Illness of breadwinner.

Forced relocation for work.

Please keep in mind that a real person will read your hardship letter on the other end. That person is probably super busy. It is helpful to bold certain items and keep the letter under 2 pages long.

Thinking about a short sale? I can help you short sale your property and never pay the bank another penny. Send me an e-mail at mikekwcv@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (619) 743-8884.

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thanks for reading this, Mike Watson.

Mike is a Real Estate Agent at Keller Williams.

Phone: (619) 743-8884. mikekwcv@gmail.com.

View My homes for sale at www.sellingchulavistahomes.com.

Mike Watson has lived and worked in Chula Vista California since 1999.
Chula Vista Loan Modification Help, Chula Vista Short Sales. Chula Vista Short Sale Realtor. Short Sale Realtor. Chula Vista CA Short Sales. Chula Vista Realtor.

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Blog_tag

Chula Vista Short Sales: What is a BPO?

02-16-11
Mike Watson
Mike Watson: Real Estate Agent in Chula Vista, CA
  • view my blog
  • Office: (619) 779-7200
  • Mobile: (619) 743-8884

Chula Vista Short Sales CA - If you have been reading about short sales, then you have probably heard the term "BPO" and wondered what it meant.

BPO stands for Broker's Price Opinion. A Broker's Price Opinion is when a licensed real estate agent gives their opinion of the value of a property.

That value is what the lenders use to process the short sale. Most short sale approvals or denials are based off of that opinion of value.

The agent goes thru all the recent sales of properties similar to the property they are valuating. They want to find the 3 closest comparable sales.

Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here.

The more recent a sale is then the closer of a comparable it is considered to be. The same goes for properties that are close geographically (in the same neighborhood is preferred) and close in size and number of bedrooms or baths.

Most agents are not appraisers. Because an appraiser's license is required to appraiser properties they give their opinion of the value. Now, I'm sure you are wondering, " Why do the lenders use these rather than an appraisal?"

Here is why. Many people think they are more accurate of a valuation than an appraisal. Agents are more in tune with exactly what a property can sell for.

After all, whatever opinion of value they put for a property is usually supposed to be backed up later by a sale for that price. That causes agents to be more accurate with their valuations.

That accuracy is why the lenders use their valuations rather than an appraisal. Thinking about a short sale?

I can help you short sale your property and never pay the bank another penny. Send me an e-mail at mikekwcv@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (619) 743-8884

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Chula Vista loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Mike Watson.

Mike is a Real Estate Agent at Keller Williams Realty. Chula Vista Short Sales Realtor:

Phone: (619) 743-8884. mikekwcv@gmail.com.

View My homes for sale at www.sellingchulavistahomes.com.

Mike Watson specializes in loan modification assistance and short sales in Chula Vista California. Chula Vista Loan Modification Help, Chula Vista Short Sales. Chula Vista Short Sale Realtor. Chula Vista CA Short Sales. Chula Vista Realtor.

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