YES, there will be Nia on Presidents' Day, Monday, Feb. 15, 2010!

If you have the day off of work and you want to give Nia a try, c'mon over.

Nia is the kind of work out that leaves you feeling energized and happy, so it is a great way to spend a morning off from work. A great way to start you week.

Nia is a cardio workout. We typically do it in barefeet, but if you want to wear shoes you are welcome to. We move to a variety of music doing kicks, punches, side steps, cha-cha-chas, and more. You can't do it wrong as long as you are moving so come give it a try.

Mondays and Wednesdays at 9:00 am in Willow Glen.

Class is an hour.

For questions visit http://www.HelpYouWell.com or e-mail Terre Pruitt at terre@HelpYouWell.com or call Terre at 408-564-2649.


1062 Lincoln Avenue
San Jose, CA 95125

Bring a mat, towel, and water.

Meeting with four contractors next week to enlighten them on the benefits of the 203k program. The steamlined "k" is exceptionally good for a contractor with limited funds. The contractor get half of the money up front to purchase materials, finishes the project then gets a second and final draw payment.These projects are limited repair projects and will not exceed $35,000 in rehab... actually about $30,000 as this must include costs and fees. Great for a smaller contractor or someone just getting into the market.

If you are well healed and can carry a little on the job then you could tackle the larger projects. We have done several that exceeded $100,000 and a few that exceeded $250,000. I have one in New York by a friend of mine that is over $330,000 in renovation costs.

Since the loan limits in many areas is $729,750 for a single family residential property and over $1.4MM on a fourplex is it any wonder contractors are flocking to this program?

Some of the contractors I'm talking with next week are wanting to become consultants. This is fantastic as we need more "qualified consultants" in the program. IN addition it is a great way for them to finance their other work. We show you how. M

I just attended my first "all Spanish" or about 98% Spanish 203k seminar. There were about 75-80 people in attendance, lucky for me many of them were bilingual. I was introduced as the consultant and asked to say a few words... in Spanish, then Ricardo laughed and told me that most of them could understand me... wow. I hadn't felt the "hot seat" on this product in such a long time. I'll ask him for a copy of the power point presentation for my web site in case any of you might need to provide a seminar in Spanish.

Great group and they all wanted my cards and made me feel quite comfortable. I already have the 203k basics on my web site in Spanish in case you need something right now... it is part of the old HUD Spanish version of the "rehab a home with the 203k" pamphlet. M

West San Jose Lynbrook High Homes Update 02.06.10

Hello! This is Michelle Carr Crowe with your Lynbrook High Homes Update for 02.06.10

The year is changing here in the top Cupertino Schools areas. Right now, well-priced inventory is moving quickly from for sale to pending. For example, we received 4 offers on our beautiful 2 Bedroom TownHome in Saratoga with Monta Vista this week.

As expected, inventory remains at a traditional low with only 3 single family homes for sale and LOTS pending. This inventory imbalance may create a temporary "sellers market" in West San Jose with Lynbrook High. Especially with all of the positive press about Lynbrook High's stellar science stars (see my prior blogs at www.activerain.com/results). For a free detailed report of this week's activity send an email to lbudetail@michellejudycarr.com.)

Currently for sale there are:

SFH: 3

TH/C: 7

Multi-Family: 0

Pending

SFH: 14

TH/C: 2

Multi-Family: 0

Recently Sold

SFH: 0

TH/C: 1

Multi-Family: 0

Only 1 closed sale this week:

1543 Hummingbird Pl San Jose 3 3|1 18 40 1,740 $491.63 $295 $898,880 1 $855,440

New to Market Home for Rent! http://picasaweb.google.com/sumap2007/HomePictures?feat=directlink#5434983240366983714

To receive a FREE subscription to the full Lynbrook High Homes Update, including information on homes not yet on the open market, send an email request to subscribe to lynbrookhomes1@hotmail.com or info@michellejudycarr.com.

Who do you know who's thinking of selling that could use my help? Right now, I and my team have 16 different buyers looking to purchase in the next 3 months, 5 of them want to buy in the in the next 30 days however, the homes they want and need aren't on the market right now. Maybe someone at church, in your

New Tele-Seminar for MOVE UP/MOVE DOWN BUYERS re: the new Tax Credit

This Tuesday I'll be announcing a tele-seminar specifically designed to inform and educate people considering moving up or moving down and eligibility for the new $6500 tax credit for current homeowners looking to make a move. All properties must close by the end of April.

SELLERS: Click HERE to Find Out Home Values BEFORE You Sell

BUYERS: Click HERE to Find Out Home Prices BEFORE You Buy

VIP BUYERS ONLY: Be on the alert for a call from me within the next 2-3 weeks about an exclusive single-family home with Dilworth, Miller & Lynbrook!

To see any of these homes, Just Call 408.252.8900.

Curious about home values and sales in your area? Wondering how prices are in the area you'd like to move to? Simply click on the link below, fill in your current address and submit it to obtain a free, detailed market snapshot of what's happening right now in your area. To find out about values...

Click Here to Find out Home Values in Your Area!

SNEAK PEEKS! Warm & Welcoming Westwood Oaks! Updated 4 Br! Cupertino High! Just Call...408.252.8900!

2180 Cheryl, Willow Glen NEWLY REDUCED! $560K! Open Sun., 1:30-4:30!

Thank you for your time in reading this. Aloha & God bless you!

Boobonomics Author Shows Off His Ignorance About Real Estate Commissions and Practices

by Michelle C. Carr-Crowe

Have you read this "article" in www.sfgate.com by BOOBonomics author, Al Lewis? He has a great idea to solve all of the nation's real estate problems, just cut all the real estate agent commissions, http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2010/02/01/ED4C1BP3O5.DTL. (OK, his book is called OOBonomics but I think my title is appropriate.)

After all, how much personal financial damage or lawsuits could POSSIBLY result from hundreds of thousands of inexperienced professionals entering the market? Oh wait, didn't that happen after the dotbomb, when all of the displaced tech workers got their RE licenses? Isn't that when the true real estate bubble started?

Mr. Lewis claims RE commissions are hidden fees because in CA the seller generally pays for all RE commission for both buyer and seller agent. Hmm, I think the fees are pretty obvious. In fact, we have to tell people what they are before they can sign a contract.

Many states have buyers pay for their own agent, just not CA. I've had my RE license for 20 years, and as far as commission rates, I've had potential clients tell me they "know for a fact commissions are now only 5%, 4%, 3%, 2%, even 1%" based on nothing more than what they'd like to believe (or read online).

Please, someone tell me any other job where AFTER a pro has completed it, the client asks him to cut the price in half? Hairstylist? Masseuse? Engineer? MD? Attorney? (How about hit man?)

AND in what other profession can you can work 6 months for free & perhaps never get paid (short sale)? There is always human trafficking...

RE agents get paid for solving problems, consulting, marketing & interpreting data/trends to help buyers, sellers and investors make educated choices about buying and selling homes and real estate...and we risk our license with every transaction.

As a freelance journalist with 1000+ articles published (NOT including blogs), I advise Mr. Lewis to do at least a middle-school level Google search before writing his next article for BOOBononomics.

In the meantime, many people will have read his story, which is actually the goal of publishing.

Unlike a real estate agent, all Mr. Lewis has to do is say, "Oops!" or "Sorry" and it's no fault, no foul, no lawsuit. Just try that in real estate.

Oh, and if you know anyone looking for a discount hit man, I'm running a two for one special right now...